Africa |
Rank ’05 |
Rank ’04 |
Bank |
Country |
Fiscal period |
Moody’s ratings |
Shareholder equity ($mn) |
Total assets ($mn) |
Net income ($mn) |
RoE, period ($mn) |
RoE, period end (%) |
Loans % Deposits |
Tier 1 capital ratio (%) |
1 |
1 |
Stanbic |
South Africa |
2003 |
Baa2/P-2/C+ |
5,284 |
81,384 |
804 |
15.2 |
1 |
80.8 |
11.40% |
2 |
4 |
ABSA |
South Africa |
2004 |
Baa1/P-2/C- |
3,073 |
48,304 |
723 |
23.5 |
1.5 |
123.8 |
– |
3 |
2 |
First Rand Bank Group |
South Africa |
2003 |
Baa2/P-2/C |
2,514 |
40,238 |
536 |
21.3 |
1.3 |
100.6 |
8.80% |
4 |
3 |
Nedcor |
South Africa |
2003 |
Baa2/P-2/C |
2,274 |
47,076 |
-201 |
-8.8 |
-0.4 |
112.8 |
5.00% |
5 |
5 |
Investec Group |
South Africa |
2003 |
Baa2/P-2/C- |
1,263 |
25,990 |
-126 |
-10 |
-0.5 |
62.8 |
– |
6 |
6 |
National Bank of Egypt |
Egypt |
2004 |
Ba2/NP/D+ |
1,029 |
21,283 |
21 |
2.1 |
0.1 |
55.9 |
– |
7 |
7 |
Banque Commerciale du Maroc |
Morocco |
2003 |
Ba2/NP/C- |
695 |
6,570 |
49 |
7.1 |
0.8 |
51.1 |
– |
8 |
8 |
BMCE Bank |
Morocco |
2004 |
Ba2/NP/D+ |
688 |
7,819 |
62 |
9 |
0.8 |
48.7 |
– |
9 |
9 |
Banque Misr |
Egypt |
2004 |
Ba2/NP/E+ |
557 |
14,723 |
21 |
3.8 |
0.1 |
40.7 |
– |
10 |
10 |
Commercial International Bank |
Egypt |
2004 |
Ba2/NP/C- |
476 |
4,563 |
82 |
17.3 |
1.8 |
55.9 |
– |
11 |
12 |
Banque Centrale Populaire |
Morocco |
2003 |
–/–/– |
460 |
6,934 |
43 |
9.4 |
0.6 |
155.7 |
– |
12 |
11 |
Banque du Caire |
Egypt |
2003 |
Ba2/NP/D- |
401 |
7,245 |
9 |
2.2 |
0.1 |
68.4 |
– |
13 |
13 |
Wafabank |
Morocco |
2003 |
Ba2/NP/D+ |
354 |
4,245 |
-45 |
-12.7 |
-1.1 |
53.4 |
– |
14 |
14 |
Société Tunisienne de Banque |
Tunisia |
2003 |
Baa2/P-2/E+ |
354 |
3,315 |
15 |
4.3 |
0.5 |
131.7 |
– |
15 |
20 |
First Bank of Nigeria |
Nigeria |
2004 |
–/–/– |
317 |
2,881 |
86 |
27.1 |
3 |
33.2 |
– |
16 |
15 |
Union Bank of Nigeria |
Nigeria |
2004 |
–/–/– |
312 |
3,140 |
67 |
21. | |