Arab 100 – results

ARAB 100 Rank ‘04 Rank ‘03 Bank Country Year end Total capital ($ ,000) current Growth y-o-y Total assets ($ ,000) current Growthy-o-y Net profit ($ ,000) Growthy-o-y ROE, ‘04 (%) ETA ‘04 (%) ROA ‘04 (%) 1 1 The National Commercial Bank Saudi Arabia Dec ‘04 3,678,094 33.32% 34,823,526 11.06% 942,886 17.20% 25.64 10.56 […]

ARAB 100
Rank ‘04 Rank ‘03 Bank Country Year end Total capital ($ ,000) current Growth y-o-y Total assets ($ ,000) current Growth
y-o-y
Net profit ($ ,000) Growth
y-o-y
ROE, ‘04 (%) ETA ‘04 (%) ROA ‘04 (%)
1 1 The National Commercial Bank Saudi Arabia Dec ‘04 3,678,094 33.32% 34,823,526 11.06% 942,886 17.20% 25.64 10.56 2.71
2 2 Samba Financial Group Saudi Arabia Dec ‘04 2,531,069 6.77% 25,350,777 20.12% 669,088 74.43% 26.43 9.98 2.64
3 3 Riyad Bank Saudi Arabia Dec ‘04 2,415,660 5.86% 19,825,621 3.83% 535,541 26.01% 22.17 12.18 2.70
4 7 Al Rajhi Banking and Investment Saudi Arabia Dec ‘04 2,279,297 17.75% 20,788,992 20.37% 783,956 44.05% 34.39 10.96 3.77
5 5 Arab Bank Jordan Dec ‘04 2,257,234 11.64% 23,675,639 8.46% 203,385 19.97% 9.01 9.53 0.86
6 6 National Bank of Kuwait Kuwait Dec ‘04 2,225,619 13.53% 18,910,699 2.28% 510,550 24.00% 22.94 11.77 2.70
7 4 Arab Banking Corporation Bahrain Dec ‘04 1,892,000 –9.78% 14,922,000 -50.37% 579,000 382.50% 30.60 12.68 3.88
8 8 Qatar National Bank Qatar Dec ‘04 1,795,426 16.54% 10,823,660 13.25% 223,900 27.12% 12.47 16.59 2.07
9 9 Gulf International Bank Bahrain Dec ‘04 1,684,700 9.48% 19,086,800 10.31% 150,200 41.56% 8.92 8.83 0.79
10 10 Emirates Bank International UAE Dec ‘04 1,584,710 5.54% 10,363,684 19.29% 281,458 59.30% 17.76 15.29 2.72
11 11 National Bank of Dubai UAE Dec ‘04 1,480,645 -0.84% 10,964,543 13.04% 252,628 15.26% 17.06 13.50 2.30
12 12 Banque Saudi Fransi Saudi Arabia Dec ‘04 1,473,042 9.23% 15,934,245 11.53% 410,128 29.59% 27.84 9.24 2.57
13 13 The Saudi British Bank Saudi Arabia Dec ‘04 1,437,993 13.46% 15,467,341 25.76% 436,808 30.05% 30.38 9.30 2.82
14 16 Mashreqbank PSC Group UAE Dec ‘04 1,430,925 24.94% 8,699,477 21.77% 224,744 28.94% 15.71 16.45 2.58
15 27 Attijariwafa bank Morocco Dec ‘04 1,424,586 117.95% 12,527,417 91.55% 83,603 69.13% 5.87 11.37 0.67
16 15 National Bank of Abu Dhabi UAE Dec ‘04 1,411,801 18.27% 15,338,712 29.13% 309,716 41.26% 21.94 9.20 2.02
17 14 Abu Dhabi Commercial Bank UAE Dec ‘04 1,350,666 10.73% 10,454,280 33.54% 217,997 97.67% 16.14 12.92 2.09
18 18 Kuwait Finance House Kuwait Dec ‘04 1,286,905 16.75% 11,734,191 13.77% 262,304 27.28% 20.38 10.97 2.24
19 20 Arab National Bank Saudi Arabia Dec ‘04 1,280,218 20.54% 16,912,092 28.73% 311,562 52.22% 24.34 7.57 1.84
20 21 Gulf Bank Kuwait Dec ‘04 1,237,329 22.63% 7,757,598 –7.90% 253,295 54.12% 20.47 15.95 3.27
21 17 Investcorp Bank Bahrain Jun ‘04 1,164,133 3.97% 4,122,930 6.31% 90,146 19.98% 7.74 28.24 2.19
22 19 Ahli United Bank Bahrain Dec ‘04 1,134,804 6.49% 8,124,064 29.57% 106,545 22.36% 9.39 13.97 1.31
23 23 National Bank of Egypt Egypt Jun ‘04 1,028,781 7.10% 21,276,844 4.28% 54,605 1.36% 5.31 4.84 0.26
24 22 Commercial Bank of Kuwait Kuwait Dec ‘04 960,512 –4.41% 6,193,488 –16.93% 211,391 10.15% 22.01 15.51 3.41
25 26 Saudi Hollandi Bank Saudi Arabia Dec ‘04 958,656 40.75% 8,930,189 19.59% 198,315 23.60% 20.69 10.74 2.22
26 25 Saudi Investment Bank (SAIB) Saudi Arabia Dec ‘04 937,099 33.34% 7,621,763 31.49% 156,764 26.56% 16.73 12.30 2.06
27 37 Dubai Islamic Bank UAE Dec ‘04 813,235 75.43% 8,335,837 34.40% 121,618 95.43% 14.95 9.76 1.46
28 29 Blom Bank Lebanon Dec ‘04 761,640 19.31% 10,849,033 24.58% 91,149 3.22% 11.97 7.02 0.84
29 28 Alahli Bank of Kuwait Kuwait Dec ‘04 750,445 16.79% 5,787,268 15.29% 92,151 23.15% 12.28 12.97 1.59
30 24 Burgan Bank Kuwait Dec ‘04 750,187 4.58% 5,900,044 –9.39% 100,428 45.40% 13.39 12.71 1.70
31 30 Bank of Kuwait and the Middle East Kuwait Dec ‘04 720,682 17.73% 5,952,939 17.37% 93,787 38.43% 13.01 12.11 1.58
32 44 Bank of Qatar Qatar Dec ‘04 705,465 81.97% 3,540,705 46.71% 89,754 31.72% 12.72 19.92 2.53
33 33 Banque Audi Lebanon Dec-03 691,091 29.75% 10,474,742 49.10% 71,681 32.19% 10.37 6.60 0.68
34 32 Union National Bank UAE Dec ‘04 603,495 11.33% 6,565,900 40.82% 123,324 –4.04% 20.44 9.19 1.88
35 31 Byblos Bank Lebanon Dec ‘04 575,769 4.97% 6,963,828 17.35% 53,663 15.75% 9.32 8.27 0.77
36 35 Bank Muscat Oman Dec ‘04 566,140 9.23% 4,817,654 19.14% 88,700 25.94% 15.67 11.75 1.84
37 38 Commercial Bank of Dubai Limited UAE Dec ‘04 563,902 24.74% 2,878,117 22.00% 95,605 27.53% 16.95 19.59 3.32
38 36 Banque Misr Egypt Jun ‘04 556,819 7.76% 14,718,502 5.46% 21,325 2.92% 3.83 3.78 0.14
39 34 The Industrial Bank of Kuwait Kuwait Dec ‘04 555,701 5.60% 1,584,130 13.27% 28,025 8.94% 5.04 35.08 1.77
40 42 Kuwait Real Estate Bank Kuwait Dec ‘04 554,099 35.13% 2,499,725 9.30% 79,807 32.23% 14.40 22.17 3.19
41 40 National Bank of Bahrain Bahrain Dec ‘04 515,771 17.16% 3,615,628 9.86% 71,697 27.76% 13.90 14.27 1.98
42 86 International Banking Corporation Bahrain Dec ‘04 484,855 309.09% 871,037 193.77% 166,336 798.19% 34.31 55.66 19.10
43 65 First Gulf Bank UAE Dec ‘04 483,845 127.87% 3,484,493 76.91% 66,696 102.56% 13.78 13.89 1.91
44 43 Banque Du Caire Egypt Jun ‘04 482,149 20.48% 7,312,415 0.35% 8,869 0.96% 1.84 6.59 0.12
45 39 Arab International Bank Egypt Jun ‘04 478,053 8.21% 3,696,185 8.15% 24,284 –47.26% 5.08 12.93 0.66
46 41 Housing Bank for Trade and Finance Jordan Dec ‘04 445,166 7.68% 3,518,945 22.91% 44,258 41.63% 9.94 12.65 1.26
47 53 Doha Bank Qatar Dec ‘04 424,619 38.00% 3,006,637 20.84% 100,446 70.35% 23.66 14.12 3.34
48 46 Bank of Bahrain & Kuwait Bahrain Dec ‘04 419,622 10.91% 3,778,657 8.16% 68,293 10.16% 16.27 11.11 1.81
49 63 Bank Al-Jazira Saudi Arabia Dec ‘04 413,113 74.97% 2,862,965 19.28% 50,329 102.13% 12.18 14.43 1.76
50 45 Abu Dhabi Islamic Bank UAE Dec ‘04 409,978 7.51% 3,454,641 37.59% 33,223 22.43% 8.10 11.87 0.96
51 77 Qatar Islamic Bank Qatar Dec ‘04 409,482 165.65% 2,111,821 37.31% 81,754 96.00% 19.97 19.39 3.87
52 49 Commercial International Bank Egypt Dec ‘04 385,797 11.48% 4,480,840 15.29% 81,003 22.01% 21.00 8.61 1.81
53 47 ARBIFT UAE Dec ‘04 361,070 1.35% 1,427,269 8.28% 20,327 62.09% 5.63 25.30 1.42
54 48 Société Tunisienne De Banque Tunisia Dec ‘04 352,595 1.56% 3,574,796 7.84% 4,414 –71.19% 1.25 9.86 0.12
55 58 Banque Marocaine Morocco Dec ‘04 340,373 27.19% 3,906,703 26.67% 45,825 22.44% 13.46 8.71 1.17
56 61 Abu Dhabi Investment Company UAE Dec ‘04 330,564 25.71% 1,677,066 10.57% 19,292 49.63% 5.84 19.71 1.15
57 50 United Gulf Bank Bahrain Dec ‘04 330,489 4.68% 1,387,994 16.89% 52,371 21.07% 15.85 23.81 3.77
58 56 Société Générale Marocaine Morocco Dec ‘04 326,199 20.15% 3,378,667 10.13% 37,129 –10.82% 11.38 9.65 1.10
59 55 Fransabank Lebanon Dec ‘04 324,692 8.52% 4,645,242 15.38% 42,732 –0.76% 13.16 6.99 0.92
60 54 Shamil Bank of Bahrain Bahrain Dec ‘04 319,254 4.96% 1,613,672 35.54% 31,883 34.43% 9.99 19.78 1.98
61 51 Ahli United Bank (UK) Bahrain Dec ‘04 316,361 1.06% 3,066,212 19.01% 5,770 –62.45% 1.82 10.32 0.19
62 52 National Bank of Oman Oman Dec ‘04 315,467 2.29% 1,867,446 –12.00% 13,581 110.09% 4.31 16.89 0.73
63 59 Banque Nationale Agricole Tunisia Dec ‘04 288,609 8.08% 3,273,400 14.63% 2,606 –66.70% 0.90 8.82 0.08
64 60 Bank of Sharjah UAE Dec ‘04 279,480 6.19% 930,623 13.01% 37,318 56.73% 13.35 30.03 4.01
65 57 Oman International Bank Oman Dec ‘04 271,605 0.94% 1,866,900 10.20% 36,632 6.54% 13.49 14.55 1.96
66 64 National Bank of Fujairah UAE Dec ‘04 268,354 14.44% 1,152,438 24.33% 34,168 34.90% 12.73 23.29 2.96
67 66 Banque Internationale Arabe de Tunisie Tunisia Dec ‘04 268,115 40.42% 2,778,994 9.62% 13,394 –27.17% 5.00 9.65 0.48
68 72 Investbank UAE Dec ‘04 265,287 55.60% 1,008,220 13.63% 42,376 55.34% 15.97 26.31 4.20
69 73 Al-Amin Bank Bahrain Dec ‘04 265,015 56.46% 270,638 54.95% 15,327 149.02% 5.78 97.92 5.66
70 62 Bank of Alexandria Egypt Jun ‘04 251,539 3.21% 6,034,928 9.87% 10,905 1.21% 4.34 4.17 0.18
71 91 Gulf Finance House Bahrain Dec ‘04 248,598 135.89% 420,438 63.29% 56,905 233.28% 22.89 59.13 13.53
72 95 Ahli Bank Qatar Dec ‘04 240,403 172.09% 1,173,164 67.82% 22,130 12.16% 9.21 20.49 1.89
73 71 National Bank of Ras Al Khaimah UAE Dec ‘04 217,381 23.21% 1,420,325 38.91% 35,188 35.95% 16.19 15.31 2.48
74 75 Crédit Libanais Sal Lebanon Dec ‘04 216,970 38.15% 2,999,983 12.12% 17,866 –12.73% 8.23 7.23 0.60
75 67 Misr International Bank (MIBANK) Egypt Dec ‘04 214,732 13.27% 2,930,450 6.75% 24,474 6.21% 11.40 7.33 0.84
76 76 Banque de Tunisie Tunisia Dec ‘04 212,952 37.76% 1,342,615 7.66% 26,399 6.60% 12.40 15.86 1.97
77 70 Crédit du Maroc Morocco Dec ‘04 202,615 13.72% 2,590,309 17.10% 27,110 31.78% 13.38 7.82 1.05
78 69 Bank Dhofar Oman Dec ‘04 195,404 6.59% 1,436,091 16.47% 29,108 10.20% 14.90 13.61 2.03
79 68 Sharjah Islamic Bank UAE Dec ‘04 191,549 4.11% 940,664 30.93% 17,392 43.41% 9.08 20.36 1.85
80 74 Arab African International Bank Egypt Dec ‘04 179,615 11.92% 1,766,639 52.99% 28,329 70.72% 15.77 10.17 1.60
81 78 Amen Bank Tunisia Dec ‘04 165,557 11.40% 1,694,837 3.41% 15,410 45.36% 9.31 9.77 0.91
82 85 National Société Générale Bank Egypt Dec ‘04 160,371 34.08% 1,898,570 10.84% 37,641 23.08% 23.47 8.45 1.98
83 79 United Arab Bank UAE Dec ‘04 156,145 11.85% 868,139 18.20% 24,060 13.67% 15.41 17.99 2.77
84 84 Taib Bank Bahrain Dec ‘04 154,496 23.29% 387,790 14.76% 4,026 116.45% 2.61 39.84 1.04
85 80 National Bank of Umm Al-Qaiwain UAE Dec ‘04 151,762 10.73% 655,218 25.92% 28,323 50.67% 18.66 23.16 4.32
86 82 Oman Arab Bank Oman Dec ‘04 144,622 11.98% 1,072,817 12.12% 26,918 22.75% 18.61 13.48 2.51
87 90 Bahrain Islamic Bank Bahrain Dec ‘04 140,290 31.91% 677,590 10.06% 9,564 52.76% 6.82 20.70 1.41
88 92 Jordan National Bank Jordan Dec ‘04 138,488 33.20% 2,216,399 20.66% 8,316 1398.68% 6.00 6.25 0.38
89 81 Export Development Bank of Egypt Egypt Jun ‘04 136,512 3.52% 1,369,314 –6.46% 7,531 10109.59% 5.52 9.97 0.55
90 94 Egyptian American Bank Egypt Dec ‘04 135,698 41.18% 1,733,704 6.14% 35,294 135.66% 26.01 7.83 2.04
91 88 Commercial Bank International UAE Dec ‘04 134,194 16.45% 957,716 14.86% 19,622 74.66% 14.62 14.01 2.05
92 98 Cairo Amman Bank Jordan Dec ‘04 128,440 53.04% 1,402,918 13.59% 16,993 175.95% 13.23 9.16 1.21
93 83 Banque du Sud Tunisia Dec ‘04 126,959 –0.32% 1,627,820 13.42% 0 –100.00% 0.00 7.80 0.00
94 89 BBAC SAL Lebanon Dec ‘04 124,400 10.04% 2,296,000 9.87% 14,740 47.59% 11.85 5.42 0.64
95 96 Qatar International Islamic Bank Qatar Dec ‘04 120,238 39.90% 1,363,277 27.02% 23,043 30.31% 19.16 8.82 1.69
96 93 Jordan Kuwait Bank Jordan Dec ‘04 118,449 18.81% 1,251,924 23.68% 26,550 31.93% 22.41 9.46 2.12
97 87 UBCI Tunisia Dec ‘04 117,811 0.92% 909,378 6.87% 8,503 45.11% 7.22 12.96 0.93
98 97 Jordan Islamic Bank Jordan Dec ‘04 105,606 24.43% 1,591,859 15.70% 4,616 3.28% 4.37 6.63 0.29
99 100 Export & Finance Bank Jordan Dec ‘04 81,250 25.84% 586,870 34.62% 16,935 48.90% 20.84 13.84 2.89
100 99 Alliance Housing Bank Oman Dec ‘04 75,875 8.55% 324,814 40.95% 9,259 37.72% 12.20 23.36 2.85
    TOTALS     67,075,479 17.66% 599,462,099 12.38%11,497,015 12.38%11,497,015 42.16% 17.14 11.19 1.92