| ARAB 100 | |||||||||||||
| Rank ‘04 | Rank ‘03 | Bank | Country | Year end | Total capital ($ ,000) current | Growth y-o-y | Total assets ($ ,000) current |
Growth y-o-y |
Net profit ($ ,000) |
Growth y-o-y |
ROE, ‘04 (%) | ETA ‘04 (%) | ROA ‘04 (%) |
| 1 | 1 | The National Commercial Bank | Saudi Arabia | Dec ‘04 | 3,678,094 | 33.32% | 34,823,526 | 11.06% | 942,886 | 17.20% | 25.64 | 10.56 | 2.71 |
| 2 | 2 | Samba Financial Group | Saudi Arabia | Dec ‘04 | 2,531,069 | 6.77% | 25,350,777 | 20.12% | 669,088 | 74.43% | 26.43 | 9.98 | 2.64 |
| 3 | 3 | Riyad Bank | Saudi Arabia | Dec ‘04 | 2,415,660 | 5.86% | 19,825,621 | 3.83% | 535,541 | 26.01% | 22.17 | 12.18 | 2.70 |
| 4 | 7 | Al Rajhi Banking and Investment | Saudi Arabia | Dec ‘04 | 2,279,297 | 17.75% | 20,788,992 | 20.37% | 783,956 | 44.05% | 34.39 | 10.96 | 3.77 |
| 5 | 5 | Arab Bank | Jordan | Dec ‘04 | 2,257,234 | 11.64% | 23,675,639 | 8.46% | 203,385 | 19.97% | 9.01 | 9.53 | 0.86 |
| 6 | 6 | National Bank of Kuwait | Kuwait | Dec ‘04 | 2,225,619 | 13.53% | 18,910,699 | 2.28% | 510,550 | 24.00% | 22.94 | 11.77 | 2.70 |
| 7 | 4 | Arab Banking Corporation | Bahrain | Dec ‘04 | 1,892,000 | –9.78% | 14,922,000 | -50.37% | 579,000 | 382.50% | 30.60 | 12.68 | 3.88 |
| 8 | 8 | Qatar National Bank | Qatar | Dec ‘04 | 1,795,426 | 16.54% | 10,823,660 | 13.25% | 223,900 | 27.12% | 12.47 | 16.59 | 2.07 |
| 9 | 9 | Gulf International Bank | Bahrain | Dec ‘04 | 1,684,700 | 9.48% | 19,086,800 | 10.31% | 150,200 | 41.56% | 8.92 | 8.83 | 0.79 |
| 10 | 10 | Emirates Bank International | UAE | Dec ‘04 | 1,584,710 | 5.54% | 10,363,684 | 19.29% | 281,458 | 59.30% | 17.76 | 15.29 | 2.72 |
| 11 | 11 | National Bank of Dubai | UAE | Dec ‘04 | 1,480,645 | -0.84% | 10,964,543 | 13.04% | 252,628 | 15.26% | 17.06 | 13.50 | 2.30 |
| 12 | 12 | Banque Saudi Fransi | Saudi Arabia | Dec ‘04 | 1,473,042 | 9.23% | 15,934,245 | 11.53% | 410,128 | 29.59% | 27.84 | 9.24 | 2.57 |
| 13 | 13 | The Saudi British Bank | Saudi Arabia | Dec ‘04 | 1,437,993 | 13.46% | 15,467,341 | 25.76% | 436,808 | 30.05% | 30.38 | 9.30 | 2.82 |
| 14 | 16 | Mashreqbank PSC Group | UAE | Dec ‘04 | 1,430,925 | 24.94% | 8,699,477 | 21.77% | 224,744 | 28.94% | 15.71 | 16.45 | 2.58 |
| 15 | 27 | Attijariwafa bank | Morocco | Dec ‘04 | 1,424,586 | 117.95% | 12,527,417 | 91.55% | 83,603 | 69.13% | 5.87 | 11.37 | 0.67 |
| 16 | 15 | National Bank of Abu Dhabi | UAE | Dec ‘04 | 1,411,801 | 18.27% | 15,338,712 | 29.13% | 309,716 | 41.26% | 21.94 | 9.20 | 2.02 |
| 17 | 14 | Abu Dhabi Commercial Bank | UAE | Dec ‘04 | 1,350,666 | 10.73% | 10,454,280 | 33.54% | 217,997 | 97.67% | 16.14 | 12.92 | 2.09 |
| 18 | 18 | Kuwait Finance House | Kuwait | Dec ‘04 | 1,286,905 | 16.75% | 11,734,191 | 13.77% | 262,304 | 27.28% | 20.38 | 10.97 | 2.24 |
| 19 | 20 | Arab National Bank | Saudi Arabia | Dec ‘04 | 1,280,218 | 20.54% | 16,912,092 | 28.73% | 311,562 | 52.22% | 24.34 | 7.57 | 1.84 |
| 20 | 21 | Gulf Bank | Kuwait | Dec ‘04 | 1,237,329 | 22.63% | 7,757,598 | –7.90% | 253,295 | 54.12% | 20.47 | 15.95 | 3.27 |
| 21 | 17 | Investcorp Bank | Bahrain | Jun ‘04 | 1,164,133 | 3.97% | 4,122,930 | 6.31% | 90,146 | 19.98% | 7.74 | 28.24 | 2.19 |
| 22 | 19 | Ahli United Bank | Bahrain | Dec ‘04 | 1,134,804 | 6.49% | 8,124,064 | 29.57% | 106,545 | 22.36% | 9.39 | 13.97 | 1.31 |
| 23 | 23 | National Bank of Egypt | Egypt | Jun ‘04 | 1,028,781 | 7.10% | 21,276,844 | 4.28% | 54,605 | 1.36% | 5.31 | 4.84 | 0.26 |
| 24 | 22 | Commercial Bank of Kuwait | Kuwait | Dec ‘04 | 960,512 | –4.41% | 6,193,488 | –16.93% | 211,391 | 10.15% | 22.01 | 15.51 | 3.41 |
| 25 | 26 | Saudi Hollandi Bank | Saudi Arabia | Dec ‘04 | 958,656 | 40.75% | 8,930,189 | 19.59% | 198,315 | 23.60% | 20.69 | 10.74 | 2.22 |
| 26 | 25 | Saudi Investment Bank (SAIB) | Saudi Arabia | Dec ‘04 | 937,099 | 33.34% | 7,621,763 | 31.49% | 156,764 | 26.56% | 16.73 | 12.30 | 2.06 |
| 27 | 37 | Dubai Islamic Bank | UAE | Dec ‘04 | 813,235 | 75.43% | 8,335,837 | 34.40% | 121,618 | 95.43% | 14.95 | 9.76 | 1.46 |
| 28 | 29 | Blom Bank | Lebanon | Dec ‘04 | 761,640 | 19.31% | 10,849,033 | 24.58% | 91,149 | 3.22% | 11.97 | 7.02 | 0.84 |
| 29 | 28 | Alahli Bank of Kuwait | Kuwait | Dec ‘04 | 750,445 | 16.79% | 5,787,268 | 15.29% | 92,151 | 23.15% | 12.28 | 12.97 | 1.59 |
| 30 | 24 | Burgan Bank | Kuwait | Dec ‘04 | 750,187 | 4.58% | 5,900,044 | –9.39% | 100,428 | 45.40% | 13.39 | 12.71 | 1.70 |
| 31 | 30 | Bank of Kuwait and the Middle East | Kuwait | Dec ‘04 | 720,682 | 17.73% | 5,952,939 | 17.37% | 93,787 | 38.43% | 13.01 | 12.11 | 1.58 |
| 32 | 44 | Bank of Qatar | Qatar | Dec ‘04 | 705,465 | 81.97% | 3,540,705 | 46.71% | 89,754 | 31.72% | 12.72 | 19.92 | 2.53 |
| 33 | 33 | Banque Audi | Lebanon | Dec-03 | 691,091 | 29.75% | 10,474,742 | 49.10% | 71,681 | 32.19% | 10.37 | 6.60 | 0.68 |
| 34 | 32 | Union National Bank | UAE | Dec ‘04 | 603,495 | 11.33% | 6,565,900 | 40.82% | 123,324 | –4.04% | 20.44 | 9.19 | 1.88 |
| 35 | 31 | Byblos Bank | Lebanon | Dec ‘04 | 575,769 | 4.97% | 6,963,828 | 17.35% | 53,663 | 15.75% | 9.32 | 8.27 | 0.77 |
| 36 | 35 | Bank Muscat | Oman | Dec ‘04 | 566,140 | 9.23% | 4,817,654 | 19.14% | 88,700 | 25.94% | 15.67 | 11.75 | 1.84 |
| 37 | 38 | Commercial Bank of Dubai Limited | UAE | Dec ‘04 | 563,902 | 24.74% | 2,878,117 | 22.00% | 95,605 | 27.53% | 16.95 | 19.59 | 3.32 |
| 38 | 36 | Banque Misr | Egypt | Jun ‘04 | 556,819 | 7.76% | 14,718,502 | 5.46% | 21,325 | 2.92% | 3.83 | 3.78 | 0.14 |
| 39 | 34 | The Industrial Bank of Kuwait | Kuwait | Dec ‘04 | 555,701 | 5.60% | 1,584,130 | 13.27% | 28,025 | 8.94% | 5.04 | 35.08 | 1.77 |
| 40 | 42 | Kuwait Real Estate Bank | Kuwait | Dec ‘04 | 554,099 | 35.13% | 2,499,725 | 9.30% | 79,807 | 32.23% | 14.40 | 22.17 | 3.19 |
| 41 | 40 | National Bank of Bahrain | Bahrain | Dec ‘04 | 515,771 | 17.16% | 3,615,628 | 9.86% | 71,697 | 27.76% | 13.90 | 14.27 | 1.98 |
| 42 | 86 | International Banking Corporation | Bahrain | Dec ‘04 | 484,855 | 309.09% | 871,037 | 193.77% | 166,336 | 798.19% | 34.31 | 55.66 | 19.10 |
| 43 | 65 | First Gulf Bank | UAE | Dec ‘04 | 483,845 | 127.87% | 3,484,493 | 76.91% | 66,696 | 102.56% | 13.78 | 13.89 | 1.91 |
| 44 | 43 | Banque Du Caire | Egypt | Jun ‘04 | 482,149 | 20.48% | 7,312,415 | 0.35% | 8,869 | 0.96% | 1.84 | 6.59 | 0.12 |
| 45 | 39 | Arab International Bank | Egypt | Jun ‘04 | 478,053 | 8.21% | 3,696,185 | 8.15% | 24,284 | –47.26% | 5.08 | 12.93 | 0.66 |
| 46 | 41 | Housing Bank for Trade and Finance | Jordan | Dec ‘04 | 445,166 | 7.68% | 3,518,945 | 22.91% | 44,258 | 41.63% | 9.94 | 12.65 | 1.26 |
| 47 | 53 | Doha Bank | Qatar | Dec ‘04 | 424,619 | 38.00% | 3,006,637 | 20.84% | 100,446 | 70.35% | 23.66 | 14.12 | 3.34 |
| 48 | 46 | Bank of Bahrain & Kuwait | Bahrain | Dec ‘04 | 419,622 | 10.91% | 3,778,657 | 8.16% | 68,293 | 10.16% | 16.27 | 11.11 | 1.81 |
| 49 | 63 | Bank Al-Jazira | Saudi Arabia | Dec ‘04 | 413,113 | 74.97% | 2,862,965 | 19.28% | 50,329 | 102.13% | 12.18 | 14.43 | 1.76 |
| 50 | 45 | Abu Dhabi Islamic Bank | UAE | Dec ‘04 | 409,978 | 7.51% | 3,454,641 | 37.59% | 33,223 | 22.43% | 8.10 | 11.87 | 0.96 |
| 51 | 77 | Qatar Islamic Bank | Qatar | Dec ‘04 | 409,482 | 165.65% | 2,111,821 | 37.31% | 81,754 | 96.00% | 19.97 | 19.39 | 3.87 |
| 52 | 49 | Commercial International Bank | Egypt | Dec ‘04 | 385,797 | 11.48% | 4,480,840 | 15.29% | 81,003 | 22.01% | 21.00 | 8.61 | 1.81 |
| 53 | 47 | ARBIFT | UAE | Dec ‘04 | 361,070 | 1.35% | 1,427,269 | 8.28% | 20,327 | 62.09% | 5.63 | 25.30 | 1.42 |
| 54 | 48 | Société Tunisienne De Banque | Tunisia | Dec ‘04 | 352,595 | 1.56% | 3,574,796 | 7.84% | 4,414 | –71.19% | 1.25 | 9.86 | 0.12 |
| 55 | 58 | Banque Marocaine | Morocco | Dec ‘04 | 340,373 | 27.19% | 3,906,703 | 26.67% | 45,825 | 22.44% | 13.46 | 8.71 | 1.17 |
| 56 | 61 | Abu Dhabi Investment Company | UAE | Dec ‘04 | 330,564 | 25.71% | 1,677,066 | 10.57% | 19,292 | 49.63% | 5.84 | 19.71 | 1.15 |
| 57 | 50 | United Gulf Bank | Bahrain | Dec ‘04 | 330,489 | 4.68% | 1,387,994 | 16.89% | 52,371 | 21.07% | 15.85 | 23.81 | 3.77 |
| 58 | 56 | Société Générale Marocaine | Morocco | Dec ‘04 | 326,199 | 20.15% | 3,378,667 | 10.13% | 37,129 | –10.82% | 11.38 | 9.65 | 1.10 |
| 59 | 55 | Fransabank | Lebanon | Dec ‘04 | 324,692 | 8.52% | 4,645,242 | 15.38% | 42,732 | –0.76% | 13.16 | 6.99 | 0.92 |
| 60 | 54 | Shamil Bank of Bahrain | Bahrain | Dec ‘04 | 319,254 | 4.96% | 1,613,672 | 35.54% | 31,883 | 34.43% | 9.99 | 19.78 | 1.98 |
| 61 | 51 | Ahli United Bank (UK) | Bahrain | Dec ‘04 | 316,361 | 1.06% | 3,066,212 | 19.01% | 5,770 | –62.45% | 1.82 | 10.32 | 0.19 |
| 62 | 52 | National Bank of Oman | Oman | Dec ‘04 | 315,467 | 2.29% | 1,867,446 | –12.00% | 13,581 | 110.09% | 4.31 | 16.89 | 0.73 |
| 63 | 59 | Banque Nationale Agricole | Tunisia | Dec ‘04 | 288,609 | 8.08% | 3,273,400 | 14.63% | 2,606 | –66.70% | 0.90 | 8.82 | 0.08 |
| 64 | 60 | Bank of Sharjah | UAE | Dec ‘04 | 279,480 | 6.19% | 930,623 | 13.01% | 37,318 | 56.73% | 13.35 | 30.03 | 4.01 |
| 65 | 57 | Oman International Bank | Oman | Dec ‘04 | 271,605 | 0.94% | 1,866,900 | 10.20% | 36,632 | 6.54% | 13.49 | 14.55 | 1.96 |
| 66 | 64 | National Bank of Fujairah | UAE | Dec ‘04 | 268,354 | 14.44% | 1,152,438 | 24.33% | 34,168 | 34.90% | 12.73 | 23.29 | 2.96 |
| 67 | 66 | Banque Internationale Arabe de Tunisie | Tunisia | Dec ‘04 | 268,115 | 40.42% | 2,778,994 | 9.62% | 13,394 | –27.17% | 5.00 | 9.65 | 0.48 |
| 68 | 72 | Investbank | UAE | Dec ‘04 | 265,287 | 55.60% | 1,008,220 | 13.63% | 42,376 | 55.34% | 15.97 | 26.31 | 4.20 |
| 69 | 73 | Al-Amin Bank | Bahrain | Dec ‘04 | 265,015 | 56.46% | 270,638 | 54.95% | 15,327 | 149.02% | 5.78 | 97.92 | 5.66 |
| 70 | 62 | Bank of Alexandria | Egypt | Jun ‘04 | 251,539 | 3.21% | 6,034,928 | 9.87% | 10,905 | 1.21% | 4.34 | 4.17 | 0.18 |
| 71 | 91 | Gulf Finance House | Bahrain | Dec ‘04 | 248,598 | 135.89% | 420,438 | 63.29% | 56,905 | 233.28% | 22.89 | 59.13 | 13.53 |
| 72 | 95 | Ahli Bank | Qatar | Dec ‘04 | 240,403 | 172.09% | 1,173,164 | 67.82% | 22,130 | 12.16% | 9.21 | 20.49 | 1.89 |
| 73 | 71 | National Bank of Ras Al Khaimah | UAE | Dec ‘04 | 217,381 | 23.21% | 1,420,325 | 38.91% | 35,188 | 35.95% | 16.19 | 15.31 | 2.48 |
| 74 | 75 | Crédit Libanais Sal | Lebanon | Dec ‘04 | 216,970 | 38.15% | 2,999,983 | 12.12% | 17,866 | –12.73% | 8.23 | 7.23 | 0.60 |
| 75 | 67 | Misr International Bank (MIBANK) | Egypt | Dec ‘04 | 214,732 | 13.27% | 2,930,450 | 6.75% | 24,474 | 6.21% | 11.40 | 7.33 | 0.84 |
| 76 | 76 | Banque de Tunisie | Tunisia | Dec ‘04 | 212,952 | 37.76% | 1,342,615 | 7.66% | 26,399 | 6.60% | 12.40 | 15.86 | 1.97 |
| 77 | 70 | Crédit du Maroc | Morocco | Dec ‘04 | 202,615 | 13.72% | 2,590,309 | 17.10% | 27,110 | 31.78% | 13.38 | 7.82 | 1.05 |
| 78 | 69 | Bank Dhofar | Oman | Dec ‘04 | 195,404 | 6.59% | 1,436,091 | 16.47% | 29,108 | 10.20% | 14.90 | 13.61 | 2.03 |
| 79 | 68 | Sharjah Islamic Bank | UAE | Dec ‘04 | 191,549 | 4.11% | 940,664 | 30.93% | 17,392 | 43.41% | 9.08 | 20.36 | 1.85 |
| 80 | 74 | Arab African International Bank | Egypt | Dec ‘04 | 179,615 | 11.92% | 1,766,639 | 52.99% | 28,329 | 70.72% | 15.77 | 10.17 | 1.60 |
| 81 | 78 | Amen Bank | Tunisia | Dec ‘04 | 165,557 | 11.40% | 1,694,837 | 3.41% | 15,410 | 45.36% | 9.31 | 9.77 | 0.91 |
| 82 | 85 | National Société Générale Bank | Egypt | Dec ‘04 | 160,371 | 34.08% | 1,898,570 | 10.84% | 37,641 | 23.08% | 23.47 | 8.45 | 1.98 |
| 83 | 79 | United Arab Bank | UAE | Dec ‘04 | 156,145 | 11.85% | 868,139 | 18.20% | 24,060 | 13.67% | 15.41 | 17.99 | 2.77 |
| 84 | 84 | Taib Bank | Bahrain | Dec ‘04 | 154,496 | 23.29% | 387,790 | 14.76% | 4,026 | 116.45% | 2.61 | 39.84 | 1.04 |
| 85 | 80 | National Bank of Umm Al-Qaiwain | UAE | Dec ‘04 | 151,762 | 10.73% | 655,218 | 25.92% | 28,323 | 50.67% | 18.66 | 23.16 | 4.32 |
| 86 | 82 | Oman Arab Bank | Oman | Dec ‘04 | 144,622 | 11.98% | 1,072,817 | 12.12% | 26,918 | 22.75% | 18.61 | 13.48 | 2.51 |
| 87 | 90 | Bahrain Islamic Bank | Bahrain | Dec ‘04 | 140,290 | 31.91% | 677,590 | 10.06% | 9,564 | 52.76% | 6.82 | 20.70 | 1.41 |
| 88 | 92 | Jordan National Bank | Jordan | Dec ‘04 | 138,488 | 33.20% | 2,216,399 | 20.66% | 8,316 | 1398.68% | 6.00 | 6.25 | 0.38 |
| 89 | 81 | Export Development Bank of Egypt | Egypt | Jun ‘04 | 136,512 | 3.52% | 1,369,314 | –6.46% | 7,531 | 10109.59% | 5.52 | 9.97 | 0.55 |
| 90 | 94 | Egyptian American Bank | Egypt | Dec ‘04 | 135,698 | 41.18% | 1,733,704 | 6.14% | 35,294 | 135.66% | 26.01 | 7.83 | 2.04 |
| 91 | 88 | Commercial Bank International | UAE | Dec ‘04 | 134,194 | 16.45% | 957,716 | 14.86% | 19,622 | 74.66% | 14.62 | 14.01 | 2.05 |
| 92 | 98 | Cairo Amman Bank | Jordan | Dec ‘04 | 128,440 | 53.04% | 1,402,918 | 13.59% | 16,993 | 175.95% | 13.23 | 9.16 | 1.21 |
| 93 | 83 | Banque du Sud | Tunisia | Dec ‘04 | 126,959 | –0.32% | 1,627,820 | 13.42% | 0 | –100.00% | 0.00 | 7.80 | 0.00 |
| 94 | 89 | BBAC SAL | Lebanon | Dec ‘04 | 124,400 | 10.04% | 2,296,000 | 9.87% | 14,740 | 47.59% | 11.85 | 5.42 | 0.64 |
| 95 | 96 | Qatar International Islamic Bank | Qatar | Dec ‘04 | 120,238 | 39.90% | 1,363,277 | 27.02% | 23,043 | 30.31% | 19.16 | 8.82 | 1.69 |
| 96 | 93 | Jordan Kuwait Bank | Jordan | Dec ‘04 | 118,449 | 18.81% | 1,251,924 | 23.68% | 26,550 | 31.93% | 22.41 | 9.46 | 2.12 |
| 97 | 87 | UBCI | Tunisia | Dec ‘04 | 117,811 | 0.92% | 909,378 | 6.87% | 8,503 | 45.11% | 7.22 | 12.96 | 0.93 |
| 98 | 97 | Jordan Islamic Bank | Jordan | Dec ‘04 | 105,606 | 24.43% | 1,591,859 | 15.70% | 4,616 | 3.28% | 4.37 | 6.63 | 0.29 |
| 99 | 100 | Export & Finance Bank | Jordan | Dec ‘04 | 81,250 | 25.84% | 586,870 | 34.62% | 16,935 | 48.90% | 20.84 | 13.84 | 2.89 |
| 100 | 99 | Alliance Housing Bank | Oman | Dec ‘04 | 75,875 | 8.55% | 324,814 | 40.95% | 9,259 | 37.72% | 12.20 | 23.36 | 2.85 |
| TOTALS | 67,075,479 | 17.66% | 599,462,099 | 12.38%11,497,015 | 12.38%11,497,015 | 42.16% | 17.14 | 11.19 | 1.92 | ||||