Bank Atlas – Top 200
By Country: A-C | D-I | J-M | N-R | S-V
| Namibia | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | First National Bank of Namibia | 2002 | –/–/– | 53 | 387 | 15 | 27.8 | 3.8 | 90% | 23.2% |
| 2 | Standard Bank of Namibia | 2001 | –/–/– | 27 | 412 | 12 | 44.2 | 2.8 | 104% | 9.9% |
| 3 | Bank Widhoek | 2002 | –/–/– | 25 | 303 | 7 | 27.1 | 2.2 | 101% | 9.9% |
| Nepal | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Himalayan Bank | 2002 | –/–/– | 19 | 275 | 3 | 15.7 | 1.1 | 51% | 6.6% |
| 2 | Nepal Arab Bank Ltd (Nabil Bank) | 2002 | –/–/– | 15 | 232 | 4 | 23.7 | 1.5 | 50% | 10.1% |
| 3 | Standard Chartered Bank of Nepal | 2002 | –/–/– | 15 | 238 | 6 | 41.7 | 2.6 | 34% | 13.9% |
| Netherlands | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Rabobank Nederland | 2002 | Aaa/P-1/A | 22,232 | 392,819 | 1,310 | 5.9 | 0.3 | 131% | 10.3% |
| 2 | ING Bank | 2002 | Aa2/P-1/B+ | 17,893 | 500,155 | 669 | 3.7 | 0.1 | 119% | 7.3% |
| 3 | ABN AMRO Group | 2002 | Aa3/P-1/B | 16,611 | 582,874 | 2,314 | 13.9 | 0.4 | 81% | 7.5% |
| 4 | Bank Nederlandse Gemeenten | 2001 | Aaa/P-1/A | 2,495 | 60,017 | 261 | 10.5 | 0.4 | 16% | 25.0% |
| 5 | NIB Capital | 2002 | Aa3/P-1/C+ | 1,578 | 21,291 | 277 | 17.6 | 1.3 | 432% | 11.0% |
| New Caledonia | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banque Calédonienne d’Investissement | 2001 | –/–/– | 97 | 883 | 9 | 9.0 | 1.0 | — | — |
| New Zealand | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | National Bank of New Zealand | 2002 | Aa1/C+/P-1 | 1,316 | 20,357 | 263 | 20.0 | 1.3 | 169% | 9.5% |
| 2 | Bank of New Zealand | 2001 | –/P-1/– | 728 | 15,385 | 179 | 24.6 | 1.2 | 132% | 6.8% |
| 3 | ANZ Banking Group (New Zealand) | 2002 | Aa3/C+/P-1 | 585 | 12,842 | 202 | 34.5 | 1.6 | 115% | 6.9% |
| 4 | Auckland Savings Bank | 2002 | –/–/– | 502 | 11,779 | 109 | 21.8 | 0.9 | 84% | 7.9% |
| Nicaragua | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banco de la Producción | 2001 | –/–/– | 26 | 534 | 10 | 38.5 | 1.9 | 35% | — |
| 2 | Banco de America Central | 2001 | –/–/– | 24 | 290 | 9 | 37.5 | 3.1 | 46% | — |
| Niger | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banque Internationale pour l’Afrique au Niger | 2001 | –/–/– | 5 | 63 | 1 | 20.4 | 1.7 | 78% | — |
| 2 | Bank of Africa – Niger | 2001 | –/–/– | 4 | 35 | 0 | 8.1 | 0.9 | 36% | — |
| 3 | Ecobank Niger | 2001 | –/–/– | 3 | 25 | 0 | 0.7 | 0.1 | 71% | — |
| Nigeria | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Union Bank of Nigeria | 2002 | –/–/– | 271 | 2,471 | 48 | 17.8 | 2.0 | 22% | — |
| 2 | First Bank of Nigeria | 2002 | –/–/– | 146 | 2,196 | 33 | 22.4 | 1.5 | 37% | 12.0% |
| 3 | United Bank for Africa | 2002 | –/–/– | 88 | 1,651 | 13 | 14.7 | 0.8 | 30% | — |
| Norway | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Den norske Bank | 2002 | Aa3/P-1/B | 3,261 | 55,278 | 438 | 13.4 | 0.8 | 144% | 8.1% |
| 2 | Nordea Norge | 2002 | Aa3/P-1/B- | 2,544 | 34,679 | 152 | 6.0 | 0.4 | 172% | 8.2% |
| 3 | Gjensidige NOR | 2002 | A1/P-1/B- | 2,408 | 37,622 | 223 | 9.2 | 0.6 | 171% | 8.4% |
| Oman | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | BankMuscat | 2002 | Baa3/P-3/D+ | 367 | 4,012 | 59 | 16.2 | 1.5 | 127% | 10.4% |
| 2 | National Bank of Oman | 2002 | Baa3/P-3/D | 249 | 2,390 | -1 | -0.3 | 0.0 | 115% | 11.9% |
| 3 | Oman International Bank | 2002 | Baa3/P-3/D | 234 | 1,672 | 48 | 20.5 | 2.9 | 89% | 24.1% |
| 4 | Bank Dhofar Al Omani Al Fransi | 2002 | –/–/– | 123 | 895 | 22 | 17.5 | 2.4 | 96% | 14.3% |
| 5 | Oman Arab Bank | 2002 | Baa3/P-3/D+ | 107 | 942 | 20 | 18.4 | 2.1 | 86% | 19.7% |
| Pakistan | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | National Bank of Pakistan | 2002 | B3/NP/E+ | 410 | 7,423 | 39 | 9.4 | 9.4 | 39% | — |
| 2 | Habib Bank | 2002 | B3/NP/E | 338 | 6,912 | 35 | 10.3 | 0.5 | 55% | — |
| 3 | Muslim Commercial Bank | 2002 | B3/NP/E+ | 201 | 4,033 | 30 | 14.9 | 0.7 | 44% | — |
| 4 | United Bank | 2002 | B3/NP/E | 190 | 3,139 | 24 | 12.8 | 0.8 | 48% | — |
| Panama | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Primer Banco del Istmo | 2002 | Ba2/NP/D | 429 | 3,382 | 61 | 14.2 | 1.8 | 74% | — |
| 2 | Banco General | 2002 | Ba2/NP/D | 296 | 2,405 | 71 | 24.0 | 3.0 | 72% | — |
| Papua New Guinea | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Bank of South Pacific Limited [1] | 2001 | –/–/– | 19 | 207 | 5 | 27.1 | 2.5 | 45% | — |
| 2 | Australia and New Zealand Banking Group (PNG) Limited | 2001 | –/–/– | 17 | 203 | 9 | 56.5 | 4.6 | 51% | 46.9% |
| [1] Papua New Guinea Banking Corp was absorbed by Bank of South Pacific Limited in April 2002. | ||||||||||
| Paraguay | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Citibank | 2002 | –/–/– | 34 | 282 | 8 | 23.5 | 2.8 | 82% | — |
| 2 | ABN AMRO Bank NV | 2002 | –/–/– | 26 | 252 | 4 | 15.4 | 1.6 | 58% | — |
| 3 | Lloyds TSB Bank Plc | 2002 | –/–/– | 20 | 162 | 4 | 20.0 | 2.5 | 67% | — |
| Peru | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banco de Credito del Peru | 2002 | B1/NP/D | 567 | 5,299 | 65 | 11.5 | 1.2 | 64% | — |
| 2 | Banco Wiese Sudameris | 2002 | B1/NP/D | 369 | 3,045 | 9 | 2.4 | 0.3 | 74% | — |
| 3 | Banco Continental | 2002 | B1/NP/D | 295 | 3,432 | 31 | 10.4 | 0.9 | 53% | — |
| Philippines | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Metropolitan Bank & Trust Co. | 2002 | Ba2/NP/D | 1,030 | 8,815 | 47 | 4.5 | 0.5 | 73% | — |
| 2 | Bank of the Philippine Islands | 2002 | Ba2/NP/C- | 963 | 7,505 | 97 | 10.0 | 1.3 | 66% | — |
| 3 | Equitable-PCI Bank | 2002 | Ba2/NP/D- | 786 | 4,997 | 14 | 1.7 | 0.3 | 98% | — |
| 4 | Land Bank of the Philippines [1] | 2001 | Ba2/NP/E+ | 366 | 4,363 | 29 | 8.0 | 0.7 | 72% | — |
| 5 | Philippine National Bank | 2001 | Ba2/NP/E | 338 | 3,707 | -80 | -23.7 | -2.2 | 80% | — |
| 6 | Development Bank of the Philippines [1] | 2001 | Ba2/NP/D | 337 | 2,692 | 36 | 10.6 | 1.3 | 280% | — |
| 7 | Allied Banking Corporation | 2001 | Ba3/NP/E+ | 280 | 2,218 | 19 | 6.9 | 0.9 | 69% | — |
| 8 | China Banking Corporation | 2001 | –/–/–/– | 248 | 1,606 | 20 | 7.9 | 1.2 | 64% | — |
| 9 | Union Bank of the Philippines | 2001 | –/–/–/– | 247 | 1,040 | 21 | 8.6 | 2.1 | 61% | — |
| 10 | Rizal Commercial Bank Corp. | 2001 | Ba3/NP/E+ | 242 | 3,078 | 5 | 2.1 | 0.2 | 84% | — |
| 11 | United Coconut Planters Bank [1] | 2000 | Ba3/NP/E | 220 | 2,299 | -6 | -2.7 | -0.3 | 74% | — |
| 12 | Banco de Oro Universal Bank | 2001 | –/–/–/– | 207 | 1,500 | 9 | 4.6 | 0.6 | 71% | — |
| [1] Unaudited figures | ||||||||||
| Poland | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Bank Pekao | 2002 | A2/P-1/C | 1,842 | 16,944 | 200 | 10.9 | 1.2 | 61% | — |
| 2 | Bank Handlowy w Warszawie [1] | 2002 | A2/P-1/D+ | 1,554 | 8,378 | 63 | 4.1 | 0.8 | 84% | — |
| 3 | Bank Przemyslowo-Handlowy PBK [2] | 2002 | Baa1/P-2/D | 1,322 | 11,741 | 35 | 2.6 | 0.3 | 71% | — |
| 4 | Powszechna Ka Oszczednosci Bank Polski | 2002 | A2/P-1/D | 1,008 | 21,632 | 275 | 27.3 | 1.3 | 24% | — |
| 5 | ING Bank Slaski | 2002 | A2/P-1/D | 711 | 7,026 | 40 | 5.6 | 0.6 | 66% | — |
| 6 | Bank Zachodni WBK [3] | 2002 | A2/P-1/D+ | 657 | 6,414 | 70 | 10.7 | 1.1 | 1126% | — |
| 7 | Bank Gospodarstwa Krajowego | 2001 | –/–/– | 526 | 771 | 32 | 6.0 | 4.1 | — | — |
| [1] a subsidiary of Citibank | ||||||||||
| [2] a subsidiary of HVB Group | ||||||||||
| [3] a subsidiary of Allied Irish Bank | ||||||||||
| Portugal | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banco Comercial Português | 2002 | A1/P-1/B- | 4,757 | 64,838 | 285 | 6.0 | 0.4 | 168% | 6.6% |
| 2 | Caixa Geral de Depositos | 2002 | Aa3/P-1/B- | 4,568 | 67,142 | 697 | 15.3 | 1.0 | 98% | 6.6% |
| 3 | Banco Espirito Santo | 2002 | A1/P-1/B- | 2,673 | 43,231 | 233 | 8.7 | 0.5 | 138% | 7.1% |
| 4 | Banco Totta & Acores | 2002 | A2/P-1/C+ | 1,672 | 28,166 | 220 | 13.1 | 0.8 | 138% | 11.0% |
| 5 | Banco BPI | 2002 | A2/P-1/C+ | 1,496 | 26,904 | 147 | 9.8 | 0.5 | 134% | 7.2% |
| 6 | Montepio Geral | 2002 | A3/P-2/C | 606 | 11,937 | 55 | 9.1 | 0.5 | 135% | — |
| Qatar | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Qatar National Bank | 2002 | A3/P-2/D+ | 1,240 | 8,532 | 159 | 12.9 | 1.9 | 85% | — |
| 2 | Doha Bank | 2002 | A3/P-2/D | 215 | 2,037 | 33 | 15.5 | 1.6 | 51% | — |
| 3 | Commercial Bank of Qatar | 2002 | A3/P-2/D+ | 200 | 1,687 | 44 | 21.8 | 2.6 | 72% | — |
| Romania | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banca Comerciala Romana | 2001 | Caa1/NP/E+ | 725 | 3,737 | 130 | 17.9 | 3.5 | 45% | 28.1% |
| Russia | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Sberbank | 2001 | –/–/– | 2,701 | 25,601 | 911 | 33.7 | 3.6 | 61% | — |
| 2 | Vneshtorgbank | 2001 | Ba3/NP/D- | 1,885 | 6,128 | 326 | 17.3 | 5.3 | 123% | — |
| 3 | Gazprombank | 2001 | Ba3/NP/E+ | 714 | 3,811 | 81 | 11.3 | 2.1 | 81% | — |
| 4 | Alfa Bank | 2002 | B1/NP/E+ | 431 | 4,118 | 105 | 24.3 | 2.5 | 121% | — |
| 5 | International Industiral Bank | 2001 | B1/NP/E+ | 366 | 1,065 | 66 | 18.1 | 6.2 | 148% | — |
| 6 | MDM Financial Group | 2001 | B1/NP/E+ | 298 | 1,521 | 107 | 36.0 | 7.1 | 112% | 20.9% |
| 7 | Vnesheconombank | 2001 | Ba3/NP/E+ | 240 | 3,826 | 112 | 46.7 | 2.9 | 20% | — |
| 8 | Rosbank | 2001 | B1/NP/E+ | 228 | 1,544 | -19 | -8.5 | -1.3 | 87% | 18.7% |
| Rwanda | Bank | Fiscal period | Moody’s Ratings (as of May 12th, 2003) | Shareholder equity ($m) | Total assets ($m) | Net income ($m) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio |
| 1 | Banque de Kigali | 2001 | –/–/– | 7 | 103 | 2 | 24.3 | 1.5 | 51% | — |
