Over the past few years, the bulge-bracket investment banks have indulged in something of a tech-spending frenzy. There have been huge events to prepare for such as the euro, Y2K and Basle II compliance. In addition, post-merger integration has been a major headache and there have been compelling competitive pressures. The development of the internet as a new distribution channel, for example, was something that few banks believed they could ignore in the boom times without grave damage to their businesses.
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