BANK ATLAS
| Largest banks by country | |||||||||||
| Rank | Bank | City | Fiscal period | Shareholders’ equity ($m) | Equity growth (%) | Total assets ($m) | Asset growth (%) | Net income ($m) | Income growth (%) | Return on average equity (%) | $ rate differential (%) |
| Saudi Arabia | |||||||||||
| 1 | National Commercial Bank | Jeddah | 1997 | 2,079 | 1.72 | 23,081 | 9.06 | 279 | 14.02 | 13.51 | 0 |
| 2 | Riyad Bank | Riyadh | 1997 | 2,016 | 3.11 | 15,448 | 7.08 | 260 | 20.31 | 13.08 | 0 |
| 3 | Al Rajhi Banking & Investment Corp | Riyadh | 1996 | 1,274 | 6.62 | 8,620 | 5.28 | 323 | 8.02 | 26.16 | 0 |
| 4 | Saudi American Bank | Riyadh | 1997 | 1,223 | 6.13 | 12,185 | 10.54 | 278 | 13.14 | 23.43 | 0 |
| 5 | Saudi British Bank | Riyadh | 1997 | 788 | 5.41 | 9,267 | 15.06 | 144 | 16.19 | 18.79 | 0 |
| 6 | Arab National Bank | Riyadh | 1997 | 774 | 4.42 | 9,090 | 1.55 | 132 | 7.42 | 17.45 | 0 |
| 7 | Al Bank Al Saudi Al Fransi | Riyadh | 1996 | 739 | 4.27 | 7,690 | 6.33 | 80 | -14.72 | 11.12 | 0 |
| 8 | Saudi Cairo Bank | Jeddah | 1996 | 481 | 3.07 | 4,311 | -13.80 | 48 | -15.94 | 10.04 | 0 |
| 9 | United Saudi Commercial Bank | Riyadh | 1996 | 459 | 11.85 | 3,183 | 9.00 | 91 | 10.56 | 20.93 | 0 |
| 10 | Saudi Hollandi Bank | Riyadh | 1997 | 353 | 10.00 | 4,860 | 8.51 | 56 | 30.17 | 16.66 | 0 |
| Senegal | |||||||||||
| 1 | Société Générale de Banques au Sénégal | Dakar | 1996 | 15 | 5.83 | 313 | 9.54 | 2 | 196.24 | 13.55 | 6.88 |
| 2 | Banque Intle pour le Commerce & l’Industrie Sénégal | Dakar | 1996 | 12 | 10.70 | 266 | 19.83 | 2 | 7.90 | 18.95 | 6.88 |
| 3 | Caisse Nationale de Crédit Agricole du Sénégal | Dakar | 1996 | 6 | -34.40 | 76 | 51.08 | 0 | -94.92 | 2.10 | 6.88 |
| Seychelles | |||||||||||
| 1 | Seychelles International Mercantile Banking Corp | Mahé | 1996 | 16 | 3.65 | 104 | 7.37 | 3 | 9.63 | 18.93 | 2.69 |
| 2 | Banque Française Commerciale | Mahé | 1996 | 3 | 39.20 | 76 | 13.38 | 0 | -8.70 | 14.05 | 2.69 |
| Singapore | |||||||||||
| 1 | Development Bank of Singapore | Singapore | 1997 | 4,325 | 4.31 | 38,885 | 16.89 | 260 | -34.92 | 6.15 | 19.7 |
| 2 | Oversea-Chinese Banking Corp | Singapore | 1997 | 3,817 | n/a | 34,272 | n/a | 350 | n/a | 9.16 | 19.7 |
| 3 | United Overseas Bank | Singapore | 1997 | 3,335 | 8.03 | 29,461 | 7.76 | 306 | -30.58 | 9.53 | 19.7 |
| 4 | Overseas Union Bank | Singapore | 1997 | 2,473 | 26.27 | 23,226 | 15.98 | 158 | -17.20 | 7.12 | 19.7 |
| 5 | POSBank | Singapore | 1996 | 1,471 | 7.17 | 19,458 | 11.30 | 98 | 43.14 | 6.92 | -1.03 |
| 6 | Tat Lee Bank | Singapore | 1996 | 944 | 5.81 | 6,919 | 12.93 | 52 | 13.73 | 5.68 | -1.03 |
| 7 | Keppel Bank of Singapore | Singapore | 1997 | 863 | n/a | 7,696 | n/a | 48 | n/a | 5.59 | 19.7 |
| Slovakia | |||||||||||
| 1 | Vseobecna Uverova Banka | Bratislava | 1996 | 413 | 0.27 | 5,364 | 6.55 | 1 | -94.66 | 0.27 | 7.87 |
| 2 | Slovenska Statna Sporitelna | Bratislava | 1996 | 193 | -6.30 | 5,203 | 6.47 | 13 | -38.11 | 6.31 | 7.87 |
| 3 | Polnobanka | Bratislava | 1996 | 54 | 53.73 | 907 | 30.33 | 6 | -23.57 | 14.40 | 7.87 |
| Slovenia | |||||||||||
| 1 | Nova Ljubljanska Banka | Ljubljana | 1996 | 261 | 34.70 | 3,662 | 12.63 | 40 | 15.29 | 17.58 | 12.29 |
| 2 | SKB Banka | Ljubljana | 1996 | 158 | 5.68 | 1,459 | 15.72 | 13 | 150.83 | 8.22 | 12.29 |
| 3 | Nova Kreditna Banka | Maribor | 1996 | 131 | 25.63 | 1,394 | 17.01 | 14 | 10.59 | 11.74 | 12.29 |
| South Africa | |||||||||||
| 1 | Standard Bank Investment Corp | Johannesburg | 1997 | 2,102 | 22.37 | 30,035 | 15.06 | 412 | 29.25 | 21.58 | 3.95 |
| 2 | ABSA Group | Escom | 1997 | 1,929 | 18.32 | 30,277 | 17.19 | 298 | 16.73 | 16.76 | 11.1 |
| 3 | Nedcor | Johannesburg | 1997 | 1,478 | 27.67 | 20,276 | 19.31 | 306 | 31.79 | 23.22 | 2.9 |
| 4 | First National Bank Holdings | Johannesburg | 1997 | 1,327 | 19.50 | 21,669 | 12.59 | 284 | 31.06 | 23.31 | 2.9 |
| 5 | Investec Group | Johannesburg | 1997 | 860 | 51.89 | 14,281 | 31.43 | 89 | 52.06 | 12.54 | 11.1 |
| 6 | NBS Boland | Durban | 1997 | 517 | 60.82 | 5,032 | 19.44 | 208 | 229.47 | 49.50 | 11.1 |
| South Korea | |||||||||||
| 1 | Korea Development Bank | Seoul | 1997 | 2,208 | 31.04 | 49,208 | 48.14 | -90 | -167.13 | -4.64 | 100.88 |
| 2 | Korea Exchange Bank | Seoul | 1997 | 1,430 | -1.19 | 38,585 | 23.87 | -32 | -136.62 | -2.22 | 100.88 |
| 3 | Kookmin Bank | Seoul | 1997 | 1,255 | 36.04 | 33,093 | 17.25 | 71 | -38.24 | 6.53 | 100.88 |
| 4 | Housing & Commercial Bank of Korea | Seoul | 1996 | 1,254 | 50.60 | 35,945 | 3.08 | 111 | 10.73 | 10.66 | 8.97 |
| 5 | Hanil Bank | Seoul | 1997 | 1,122 | -12.32 | 30,669 | 14.73 | -158 | -474.89 | -13.13 | 100.88 |
| 6 | Shinhan Bank | Seoul | 1997 | 1,114 | -0.24 | 24,622 | 24.57 | 28 | -67.80 | 2.51 | 100.88 |
| 7 | Cho Hung Bank | Seoul | 1997 | 1,037 | -12.31 | 30,589 | 11.53 | -172 | -356.15 | -15.49 | 100.88 |
| 8 | Commercial Bank of Korea | Seoul | 1997 | 913 | -9.53 | 26,371 | 11.73 | -90 | -228.35 | -9.34 | 100.88 |
| 9 | Korea Long Term Credit Bank | Seoul | 1997 | 700 | 9.13 | 12,723 | 36.52 | 25 | -51.29 | 3.66 | 100.88 |
| 10 | Donghwa Bank | Seoul | 1996 | 637 | 2.26 | 14,128 | 21.33 | 13 | -147.16 | 2.03 | 8.97 |
| 11 | Kyongnam Bank | Masan | 1996 | 593 | 8.79 | 9,279 | 15.23 | 65 | 50.00 | 11.38 | 8.97 |
| 12 | Kyungki Bank | Inchon | 1996 | 569 | 0.54 | 10,064 | 18.43 | 10 | -56.63 | 1.77 | 8.97 |
| 13 | Pusan Bank | Pusan | 1996 | 496 | 7.25 | 9,274 | 25.27 | 50 | 38.74 | 10.36 | 8.97 |
| 14 | Kwangju Bank | Kwangju | 1996 | 484 | 2.61 | 5,867 | 21.88 | 12 | -48.26 | 2.58 | 8.97 |
| 15 | Daegu Bank | Taegu | 1997 | 476 | 23.57 | 8,564 | 9.10 | 11 | -71.45 | 2.48 | 100.88 |
| 16 | Chungchong Bank | Taejeon | 1996 | 449 | 1.61 | 7,092 | 20.19 | 11 | -61.92 | 2.42 | 8.97 |
| 17 | Seoulbank* | Seoul | 1997 | 414 | -41.65 | 14,508 | 19.48 | -541 | -449.52 | -96.31 | 100.88 |
| 18 | Hana Bank | Seoul | 1997 | 405 | 18.96 | 8,713 | 40.76 | 28 | 2.64 | 7.39 | 100.88 |
| 19 | Industrial Bank of Korea | Seoul | 1997 | 378 | -9.21 | 19,863 | 15.51 | -34 | -2748.46 | -8.46 | 100.88 |
| 20 | Boram Bank | Seoul | 1997 | 352 | 0.17 | 7,350 | -0.28 | 2 | -83.40 | 0.70 | 100.88 |
| 21 | Koram Bank | Seoul | 1997 | 323 | 12.99 | 8,853 | 49.17 | -17 | -195.74 | -5.66 | 100.88 |
| 22 | Peace Bank of Korea | Seoul | 1996 | 316 | 2.49 | 6,772 | 16.60 | 8 | -133.68 | 2.43 | 8.97 |
| 23 | Kangwon Bank | Chuncheon | 1996 | 305 | 3.46 | 2,883 | 26.14 | 18 | 1.36 | 5.89 | 8.97 |
| 24 | Daedong Bank | Taegu | 1996 | 301 | 1.89 | 8,401 | 22.44 | 10 | -8.79 | 3.30 | 8.97 |
| 25 | Korea First Bank* | Seoul | 1997 | 109 | -90.31 | 22,046 | -10.22 | -1,002 | -4811.56 | -161.99 | 100.88 |
| * Figures calculated before recapitalization | |||||||||||