Do you expect further consolidation in the world banking industry?
Breuer: The trend towards consolidation in banking _ as in other sectors _ will continue worldwide. Depending on their present positioning in the market and their defined targets in core business fields, banks will try to gain market share with acquisitions in the financial services sector in order to achieve economies of scale and stay competitive in the global market. The growing internationalization of some types of banking business and the liberalization trends in most countries are causing many banks to form bigger units.
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