| Rank | Bank | Location | Fiscal period | Share holders’ equity ($m) | Equity growth (%) | Total assets ($m) | Asset growth (%) | Net income ($m) | Income growth (%) | Return on equity (%) | $ rate differential (%) | |
| 97 | 96 | |||||||||||
| 1 | 1 | National Australia Bank | Melbourne, Australia | 1996 | 9,921 | 9.63 | 123,961 | 18.99 | 1,667 | 6.59 | 16.8 | -4.76 |
| 2 | 2 | Westpac Banking Corp | Sydney, Australia | 1996 | 6,253 | 4.06 | 87,421 | 17.13 | 899 | 19.47 | 14.38 | -4.76 |
| 3 | 4 | Commonwealth Bank of Australia | Sydney, Australia | 1996 | 5,813 | 10.04 | 78,293 | 7.32 | 900 | 13.85 | 15.49 | -9.53 |
| 4 | 3 | Australia & New Zealand Banking | Melbourne, Australia | 1996 | 5,021 | 10.25 | 90,016 | 13.66 | 892 | 5.93 | 17.76 | -4.76 |
| 5 | 6 | St George Bank | Kogarah, Australia | 1996 | 1,155 | 45.03 | 15,252 | 10.07 | 127 | 17.56 | 10.98 | -4.76 |
| 6 | 11 | Advance Bank Australia | Sydney, Australia | 1996 | 1,018 | 115.25 | 16,140 | 64.51 | 146 | 52.72 | 14.34 | -10.59 |
| 7 | 12 | State Bank of New South Wales | Sydney, Australia | 1996 | 573 | 26.15 | 13,609 | -3.18 | 62 | -27.15 | 10.86 | -8.74 |
| 8 | 5 | Bank of Melbourne | Melbourne, Australia | 1996 | 494 | 10.29 | 7,257 | 12.08 | 72 | 15.59 | 14.57 | -9.53 |
| 9 | 8 | Bank of South Australia | Adelaide, Australia | 1996 | 402 | 12.27 | 5,185 | -6.1 | 44 | -22.03 | 10.97 | -10.58 |
| 10 | 14 | Macquarie Bank | Sydney, Australia | 1997 | 393 | 16.94 | 4,831 | 18.72 | 92 | 25.43 | 23.38 | -0.92 |
| 11 | 13 | Trust Bank New Zealand | Wellington, New Zealand | 1996 | 382 | 9.65 | 6,887 | 11.67 | 67 | 6.82 | 17.55 | -4.27 |
| 12 | 15 | Metway | BankBrisbane, Australia | 1996 | 322 | 30.65 | 5,753 | 9.83 | 39 | 1.21 | 12.26 | -9.53 |
| 13 | 16 | Challenge Bank | Perth, Australia | 1996 | 275 | 5.28 | 3,678 | -9.52 | 14 | -63.6 | 5.13 | -4.76 |
| 14 | 10 | Bank of Western Australia | Perth, Australia | 1997 | 263 | 9.61 | 5,336 | 14.89 | 45 | 153.35 | 17.09 | 63.82 |
| 15 | 17 | Countrywide Banking Corp | Auckland, New Zealand | 1996 | 168 | 11.58 | 4,351 | 25.16 | 28 | 15.62 | 16.85 | -3.23 |
| 16 | Banque Socredo | Papeete, Tahiti | 1996 | 163 | 9.53 | 1,547 | 4.19 | 15 | -1.79 | 9.02 | 7.14 | |
| 17 | 18 | Bank of Queensland | Brisbane, Australia | 1996 | 139 | 7.37 | 1,798 | 3.95 | 17 | -4.41 | 12.31 | -4.87 |
| 18 | 19 | Adelaide Bank | Adelaide, Australia | 1996 | 137 | 7.05 | 2,462 | -1.93 | 21 | 23.81 | 15.03 | -9.53 |
| 19 | 22 | Primary Industry Bank of Australia | Sydney, Australia | 1996 | 136 | 71.49 | 2,562 | 21.35 | 16 | -7.69 | 11.57 | -8.74 |
| 20 | 21 | Trust Bank | Hobart, Australia | 1996 | 99 | 16.59 | 1,420 | 7.14 | 14 | -11.17 | 14.55 | -4.87 |
| 21 | – | Bendigo Bank | Australia | 1996 | 90 | 18.04 | 1,532 | 15.01 | 11 | 36 | 11.88 | -9.53 |
| 22 | – | Banque Calédonienne d’Investissement | Noumea, New Caledonia | 1996 | 88 | 5.14 | 857 | -0.82 | 4 | 89.04 | 4.89 | 7.14 |
| 23 | – | Illawarra Mutual Building Society | Australia | 1997 | 65 | 4.19 | 1,050 | 10.29 | 4 | -18.33 | 5.63 | 5.84 |
| 24 | 23 | Papua New Guinea Banking Corp | Papua New Guinea | 1995 | 48 | 16.51 | 628 | 9.54 | 10 | 128.57 | 20.16 | 57.35 |
| 25 | 25 | Banque de Polynésie | Papeete, Tahiti | 1996 | 27 | 0.34 | 382 | 1.31 | 3 | 170.84 | 12.77 | 7.1 |
