Ghana
Best bank Social Security Bank
With 38 branches and an aggressive marketing strategy, Social Security Bank is the most serious local competitor to Standard Chartered and Barclays. Privatized in 1995, its profits grew 55% between 1995 and 1996, to C41.5 billion ($20 million). It was the most profitable Ghanaian bank last year in terms of return on assets. A consistent innovator, SSB has upgraded banking for corporate clients and has recently introduced smart cards for retail customers.
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