Biggest banks by country (A to G)

Country Rankings

THE EUROMONEY BANK ATLAS

Euromoney world bank ranking 1996

Country Rankings

Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Albania
1 Savings Bank of Albania Tirana 1993 4 88.57 136 90.78 1 -12.3 44.55 n/a
Algeria
1 Crédit Populaire d’Algérie Algiers 1994 312 -18.97 6,934 -21.77 5 -11.06 1.49 -43.76
2 Banque Nationale d’Algérie Algiers 1994 232 -44.02 4,109 -31 6 -75.16 1.84 -43.76
3 Banque Extérieure d’Algérie Algiers 1992 165 -27.28 8,442 -0.68 6 -88.85 3.07 -6.1
Andorra
1 Credit Andorra Andorra 1995 378 19.47 4,178 22.73 55 18.97 15.72 8.56
2 Banc International d`Andorra – Banca Mora Andorra 1994 210 9.1 3,403 0.93 49 -9.68 24.16 7.97
3 Banc Agricol i Comercial d`Andorra Andorra 1995 177 3.93 1,960 19.77 n/a n/a n/a 8.56
4 Banc Internacional d`Andorra Andorra 1993 138 -12.92 3,232 1.49 n/a n/a n/a -19.38
5 Banca Reig Andorra 1994 74 36.35 1,071 19.63 15 n/a 24.02 7.97
6 Banca Mora Andorra 1993 55 -11.12 1,331 -8.42 n/a n/a n/a -19.38
7 Banca Cassany Andorra 1993 21 -19.33 439 -6.8 0 -82.08 0.06 -19.38
Angola
1 Banco de Comercio e Industria Luanda 1992 33 -7.14 1,362 60.45 16 -34.61 46.7 -83.66
2 Banco de Poupanca e Credito Luanda 1993 13 n/a 992 n/a 19 n/a n/a n/a
Argentina
1 Banco Hipotecario Nacional Buenos Aires 1995 2,627 17.57 4,229 13.46 325 n/a 13.38 -0.05
2 Banco de la Nacion Argentina Buenos Aires 1995 1,917 1.27 12,783 0.91 22 83.33 1.15 n/a
3 Banco de la Provincia de BuenosAires Buenos Aires 1995 1,218 13.43 8,342 11.76 97 -40.4 8.45 -0.05
4 Banco Rio de la Plata Buenos Aires 1995 627 3.18 4,459 -4.03 72 -28.8 11.63 n/a
5 Banco de Galicia y Buenos Aires Buenos Aires 1995 551 10.1 5,529 8.99 64 -16.2 12.19 n/a
6 Banco Frances del Rio de la Plata Buenos Aires 1995 500 12.88 2,485 10.74 46 -35.1 9.67 -0.15
7 Banco del Sud Bahia Blanca 1995 348 17.73 2,180 17.34 2 -107 0.64 -0.15
8 Banco Inversion y Comercio Exterior Buenos Aires 1995 277 11.65 359 4.28 6 -30.9 2.2 -0.05
9 Banco de Credito Argentino Buenos Aires 1995 272 -2.78 2,073 0.82 -19 -147 -6.77 -0.15
10 Banco Roberts Buenos Aires 1995 204 10.23 2,298 30.23 30 -10.3 15.53 n/a
11 Banco de la Ciudad de BuenosAires Buenos Aires 1995 190 3.94 2,062 21.78 11 -145 5.88 -0.05
12 Banco Nazionale del Lavoro Buenos Aires 1995 181 36.8 1,636 41.61 12 -180 7.68 -0.05
13 Banco de la Provincia de Cordoba Cordoba 1995 176 -7.84 1,661 -16.2 -26 n/a -14 -0.05
14 Banco de Mendoza Mendoza 1995 157 25.99 1,089 7.62 -2 -159 -1.34 -0.15
15 Banco Quilmes Quilmes 1995 152 33.21 1,314 -6.05 3 n/a 2.21 -0.15
Armenia
1 Ardshinbank Yerevan 1994 7 371.3 274 242.01 5 n/a 107.01 -81.47
Australia
1 National Australia Bank Melbourne 1995 8,968 17.02 111,043 16.56 1,487 17.73 17.88 2.12
2 Westpac Banking Corporation Sydney 1995 6,466 5.37 79,905 15.15 715 37.37 11.35 2.12
3 Australia And New Zealand Bank Melbourne 1995 5,048 5.65 85,003 10.69 794 30.7 16.17 2.12
4 Commonwealth Bank of Australia Sydney 1995 4,844 6.42 70,573 5.99 697 40.22 14.84 -2.81
5 St George Bank Kogarah 1995 758 12.06 13,271 12.94 102 33.85 14.21 2.12
6 State Bank of South Australia Adelaide 1994 491 6.88 8,725 -19.18 42 -28.51 8.91 8.46
7 Bank of South Australia Adelaide 1994 491 6.88 8,725 -19.18 42 -28.51 8.91 8.46
8 Bank of Western Australia Perth 1995 460 6.5 7,559 6.64 75 21.81 16.77 2.12
9 Advance Bank Australia Sydney 1995 423 18.77 8,774 15.28 84 13.41 21.46 -2.1
10 State Bank of New South Wales Sydney 1995 420 16.59 13,393 -0.75 79 -149.4 20.33 2.12
11 Bank of Melbourne Melbourne 1995 402 7.6 5,815 8.8 56 21.77 14.41 -2.81
12 Macquarie Bank Sydney 1995 276 16.16 3,366 12.75 55 6.93 21.53 3.88
13 Challenge Bank Perth 1995 249 35.42 3,987 6.6 37 23.98 17.07 2.12
14 Metway Bank Brisbane 1995 224 15.34 4,585 15.66 36 4.67 17.06 -2.81
15 AIDC Sydney 1995 156 -3.17 2,509 -0.9 20 -41.93 12.87 -2.81
16 Bank of Queensland Brisbane 1995 124 13.2 1,656 15.41 17 12.47 14.66 2.12
17 Adelaide Bank Adelaide 1995 115 20.86 2,254 25.89 15 33.99 14.23 -2.81
18 Trust Bank Hobart 1995 82 23.38 1,265 9.21 15 35.54 20.17 2.12
19 Permanent Trustee Sydney 1995 47 5.41 56 4.62 4 -19.55 8.03 2.12
20 Arab Australia Sydney 1994 40 175.87 149 70.82 0 -86.31 0.61 14.72
Austria
1 Bank Austria Vienna 1995 3,147 21.78 66,184 11.22 254 89.07 8.88 8.56
2 CA Banking Group Vienna 1994 2,851 15.34 68,909 15.34 193 14 7.26 10.9
3 Girocredit Bank Vienna 1994 1,211 12.11 29,884 9.23 4 87.65 0.35 10.9
4 Erste Österreichische Spar-Casse-Bank Vienna 1995 1,017 29.43 26,103 13.53 60 926.27 6.66 8.56
5 Österreichische Postsparkasse Vienna 1995 961 17.12 25,124 12.1 10 -56.66 1.15 8.56
6 Raiffeisen Zentralbank – RZB Vienna 1994 958 15.25 19,249 16.75 29 23.46 3.21 10.9
7 Bank für Arbeit und Wirtschaft Vienna 1994 919 16.67 20,391 12.38 14 10.88 1.69 10.9
8 Bank für Oberösterreichund Salzburg Linz 1995 396 14.74 7,579 14.71 10 10.71 2.76 8.56
9 Raiffeisenlandesbank Niederösterreich-Wien Vienna 1994 337 15.78 5,964 31.47 4 10.88 1.4 10.9
10 Steiermarkische Bank und Sparkassen Graz 1994 282 45.72 4,944 18.17 4 35.52 1.69 10.9
11 Österreichische Volksbanken Vienna 1995 279 10.57 7,049 19.29 28 22.57 10.43 8.56
12 Allgemeine Sparkasse Oberösterreich Linz 1994 255 22.45 4,728 16.59 7 12.27 3.19 10.9
13 Raiffeisenlandesbank Oberösterreich Linz 1994 250 20.9 5,761 28.93 5 30.17 2.16 10.9
14 Österreichische Investitionskredit Vienna 1994 224 11.29 4,451 10.35 5 8.75 2.19 10.9
15 Österreichische Kontrollbank Vienna 1994 222 32.48 22,489 12.48 18 121.76 9.38 10.9
Azerbaijan
1 Azerbaijan Industrial Investment Baku 1993 9 n/a 1678 n/a 23 n/a n/a n/a
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Bahamas
1 Bank of the Bahamas Nassau 1993 11 6.75 121 30.11 1 55.46 6.53 n/a
Bahrain
1 Arab Banking Corporation Manama 1995 1,540 8.3 21,265 8.96 116 12.62 7.83 n/a
2 Gulf International Bank Manama 1994 558 5.63 7,574 5.61 75 -15.22 13.76 n/a
3 Investcorp Bank Manama 1994 406 9.02 1,395 4.25 51 -24.21 13.09 n/a
4 National Bank of Bahrain Manama 1995 239 0.83 2,403 -4.88 28 -15.57 11.56 n/a
5 United Gulf Bank Manama 1995 221 0.09 373 -2.97 16 44.28 7.05 n/a
6 Bank of Bahrain and Kuwait Manama 1994 196 2.11 1,752 1.91 20 -25.58 10.31 n/a
7 Bahrain International Bank Manama 1995 195 1.51 600 -14.37 19 11.48 9.67 n/a
8 Faysal Islamic Bank of Bahrain Manama 1994 118 39.36 417 52.59 16 46.04 15.86 n/a
Bangladesh
1 Rupali Bank Dhaka 1992 21 -1.08 675 -2.01 -45 329.5 -215 -1.08
2 National Bank Dhaka 1994 12 10.68 495 16.76 1 22.57 11.08 -1
3 Islami Bank Bangladesh Dhaka 1994 12 24.49 459 35.38 2 107.9 20.08 -1
4 Intl Financial Investment & Commercial Bank Dhaka 1993 10 0.59 445 12.31 0 -86.5 2.98 -2.15
5 Arab Bangladesh Bank Dhaka 1993 9 9.22 328 1.56 1 -23.9 10.86 -2.15
6 United Commercial Bank Dhaka 1994 7 20.71 275 29.81 1 6.84 10.89 -1
7 Bank of Small Industries & Commerce Dhaka 1993 3 16.6 86 50.92 0 311 17.31 -2.15
Barbados
1 Barbados National Bank Bridgetown 1993 14 0.92 345 -0.62 0 17.78 0.92 n/a
2 Caribbean Commercial Bank Bridgetown 1994 13 1.34 71 -1.16 0 -117.9 1.34 n/a
Belarus
1 Belpromstroibank Minsk 1994 21 246.74 195 33.65 14 110.73 104.41 -40
2 Belbusinessbank Minsk 1993 21 269.72 218 -5.01 12 267.86 94.19 -92.06
3 Belagroprombank Minsk 1994 20 -38.71 204 -74.9 15 -16.85 56.29 -40
4 Belvnesheconombank Minsk 1994 10 28.02 183 8.09 3 -43.7 32.61 -40
5 Priorbank Minsk 1994 9 -48.62 199 19.21 4 -17.71 30.36 -93.71
Belgium
1 Generale Bank Brussels 1995 4,504 17.94 161,131 26.98 203 20.92 4.87 8.25
2 Kredietbank Brussels 1995 3,131 17.04 104,587 25.14 408 17.41 14.05 8.25
3 Banque Bruxelles Lambert Brussels 1995 2,737 20.42 109,650 34.8 304 24.83 12.14 8.25
4 Crédit Communal de Belgique Brussels 1995 2,678 21.65 119,105 19.17 308 33.32 12.61 8.25
5 CERA Leuven 1995 2,049 14.79 41,137 26.98 115 28.13 5.99 8.25
6 ASLK-CGER Bank Brussels 1995 1,804 15.32 87,436 34.31 185 44.1 10.97 8.25
7 Bacob Bank Brussels 1995 1,035 14.89 40,407 21.31 72 38.8 7.43 8.25
8 ANHYP Antwerp 1994 480 16.43 9,514 18.69 33 29.69 7.47 13.43
9 HSA Antwerp 1994 227 20.12 5,270 25.29 21 47.26 9.87 13.43
10 Banque Ippa Antwerp 1995 191 0.17 10,301 10.65 3 160.5 1.37 8.25
11 Credit General Brussels 1994 188 18.08 7,162 30.2 20 15.76 11.68 13.43
12 Bank van Roeselare Roeslare 1994 135 18.63 2,758 17.34 15 24.94 11.75 13.43
13 Banque Degroof Brussels 1995 118 11.2 1,051 8.65 10 -10.9 9.31 9.29
14 Banque Belgolaise Brussels 1994 116 18.46 2,237 16.54 16 33.06 14.51 13.43
15 Spaarkredit Antwerp 1995 96 12.89 2,395 12.6 10 149.7 11.03 8.25
Belize
1 Atlantic Bank Belize City 1995 7 75.58 47 11.62 n/a n/a n/a n/a
Bermuda
1 Bank of Bermuda Hamilton 1995 327 16.07 7,390 2 42 2.77 13.86 n/a
2 Bank Of NT Butterfield & Son Hamilton 1995 260 9.79 4,282 11.03 31 3.92 12.57 n/a
3 Bermuda Commercial Bank Hamilton 1993 11 3.56 216 1.48 1 66.12 4.85 n/a
Bolivia
1 Banco de Santa Cruz Santa Cruz 1995 40 29.11 796 35.18 6 44.68 17.8 -4.86
2 Banco Industrial La Paz 1995 34 12.37 447 22.73 5 13.22 14.61 n/a
3 Banco Mercantil La Paz 1995 31 20.58 407 27.1 5 -15.2 18.59 n/a
4 Banco del Estado La Paz 1994 29 46.04 85 -1.99 3 287.5 11.47 -4.69
5 BHN Multibanco La Paz 1994 22 27.49 340 24.64 4 20.29 18.89 -4.69
6 Banco Boliviano Americano La Paz 1994 20 -4.43 385 10.11 1 0.19 5.39 -4.69
Botswana
1 First National Bank of Botswana Gaborone 1995 30 14.82 268 29.04 7 44.38 24.16 -2.91
2 Unionbank of Botswana Gaborone 1993 8 145.12 52 797.16 0 -129.1 6.41 -16.59
Brazil
1 Banco do Brasil Brasilia 1994 6,800 -25.2 85,827 -14.45 129 -76.46 1.62 n/a
2 Banco Bradesco Sao Paulo 1995 5,083 7.76 33,774 33.44 555 -0.92 11.33 n/a
3 Banco Itau Sao Paulo 1995 3,733 15.3 25,193 34.25 384 -4.59 11.03 n/a
4 Unibanco-Uniao de Bancos Brasileiros Sao Paulo 1995 2,023 70.39 23,429 68.51 159 5.44 9.93 n/a
5 Banco do Estado de Sao Paulo Sao Paulo 1993 1,539 32.44 22,876 19.59 213 42 15.77 n/a
6 Banco Bamerindus do Brasil Curitiba 1995 1,373 -5.87 14,987 -20.11 105 -33.82 7.4 -13.05
7 Banco Real Sao Paulo 1995 1,343 32.02 10,983 15.94 141 11.38 11.93 n/a
8 Banco de Credito Nacional Sao Paulo 1995 835 17.15 9,639 6.1 143 11.3 18.45 n/a
9 Banco Mercantil de Sao Paulo Sao Paulo 1995 829 1.82 4,510 20.5 80 80.61 9.73 n/a
10 Banco Safra Sao Paulo 1995 587 6.11 7,521 -21.15 120 -13.99 20.98 n/a
11 Banco Frances E Brasileiro Sao Paulo 1994 524 46.38 3,588 -19.45 45 32.01 10.18 n/a
12 Banco Real de Investimento Sao Paulo 1995 436 7.54 3,994 2.95 44 -10.19 10.54 n/a
13 Banco do Nordeste do Brazil Fortaleza 1995 426 3.52 5,726 19.38 22 32.27 5.18 n/a
14 Banco Meridional do Brasil Porto Alegre 1994 418 n/a 2,144 n/a 48 n/a n/a n/a
15 Banco de Investimentos Garantia Rio de Janeiro 1995 412 56.06 2,305 -36.29 117 76.86 34.66 n/a
16 Banco Nacional de Investimento Rio de Janeiro 1994 395 n/a 6,069 n/a n/a n/a n/a n/a
17 Banco Noroeste Sao Paulo 1995 391 28.11 3,388 11.86 124 -23.55 35.59 n/a
18 Banco do Estato do Parana Curitiba 1994 370 9.1 4,492 29.88 44 -0.3 12.51 n/a
19 Banco America do Sul Sao Paulo 1995 367 12.71 3,831 33.48 49 48.52 14.14 n/a
20 Banco Multiplic Rio de Janeiro 1995 360 17.73 1,537 -49.63 110 -235.2 33.02 n/a
21 Banco Mercantil do Brasil Belo Horizonte 1995 346 11.9 1,499 4.36 47 49.45 14.22 n/a
22 Banco Sudameris Brasil Sao Paulo 1994 340 14.77 3,763 -3.48 n/a n/a n/a n/a
23 Banco Boavista Rio de Janeiro 1995 323 43.83 3,062 -29.92 122 -22.05 44.45 n/a
24 Banco de Investimento Brasilia 1992 293 12.29 473 7.06 25 106.12 8.97 -91.37
25 Banco Itamarati Sao Paulo 1995 286 9.82 1,845 12.8 53 -1.13 19.42 n/a
26 Banco Bozano Simonsen Riode Janeiro 1994 259 28.14 3,388 18.28 66 52.06 28.43 n/a
27 Banco Bandeirantes Sao Paulo 1995 257 17.39 3,807 45.35 52 -5.78 21.73 n/a
28 Banco do Estado do Rio Granddo Sul Porto Alegre 1993 243 12.07 1,719 12.19 29 141.81 12.61 n/a
29 Excel Banco Sao Paulo 1995 237 59.94 1,402 -4.12 80 138.09 41.4 n/a
Bulgaria
1 Bulgarian Foreign Trade Bank Sofia 1993 408 n/a 16,248 32.19 6 n/a n/a -25.13
2 United Bulgarian Bank Sofia 1994 33 -6.97 791 63.05 -15 n/a -43.35 n/a
3 First Private Bank Sofia 1994 33 7.68 586 8.65 13 n/a 42.96 n/a
4 First East International Bank Sofia 1993 26 136.12 151 103.18 8 n/a 45.7 -25.13
5 Balkanbank Sofia 1992 19 -7.89 587 67.46 0 -100.00 0 -8.47
6 Expressbank Varna 1994 16 -49.76 335 -18.89 3 -89.8 11.15 -50.44
7 Hebrosbank Plovdiv 1994 11 -50.77 520 -25.14 n/a n/a n/a -50.44
8 Elitbank Sofia 1994 8 n/a 57 n/a 0 n/a n/a n/a
9 Central Cooperative Bank Sofia 1994 8 -44.57 103 -24.14 0 -107.1 -0.28 -50.44
10 Credit Bank Sofia 1994 4 -48.58 114 -4.61 0 n/a 0 -50.44
11 Bulgarian Post Bank Sofia 1994 2 -120.2 249 -7.65 -5 -53.39 117.05 n/a
12 Bank For Agricultural Credit Sofia 1994 -2 -95.4 251 4.56 46 -162.6 -165.6 n/a
13 Commercial Bank Biochim Sofia 1994 -11 521.93 269 -18.62 -22 -43.69 358.93 n/a
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Canada
1 Royal Bank of Canada Montreal 1995 6,801 5.03 136,666 5.87 939 7.72 14.15 -0.22
2 Canadian Imperial Bank of Commerce Toronto 1995 6,495 2.3 133,386 18.41 755 13.79 11.76 -0.22
3 Bank of Nova Scotia Toronto 1995 5,546 15.9 109,532 10.48 652 81.34 12.62 -0.22
4 Bank of Montreal Montreal 1995 5,355 7.2 112,989 9.64 734 19.25 14.18 -0.22
5 Toronto-Dominion Bank Toronto 1995 4,504 11.04 80,969 8.83 591 15.99 13.8 -0.22
6 National Bank of Canada Montreal 1995 1,757 -0.18 36,399 9 182 12.65 10.37 -0.22
7 CT Financial Services London 1995 1,718 -4.5 38,028 8.58 196 24.04 11.17 2.75
8 Desjardins-Laurentian Financial Montreal 1994 963 171.3 16,019 246.44 -5 -116.5 -0.76 -5.62
9 National Trustco Toronto 1994 579 4.76 11,850 0.02 43 18.31 7.52 -0.37
10 Montreal Trustco Montreal 1993 437 -12.06 8,421 -12.17 -37 -40.45 -7.93 -4
11 Laurentian Bank of Canada Montreal 1995 386 27.55 9,460 21.17 27 176.31 7.78 -0.22
12 Caisse Central Desjardins duQuebec Montreal 1995 321 2.75 3,908 0.99 23 87.37 7.17 2.75
13 Canada Trust Company London 1994 179 -20.89 4,088 1.66 13 51.48 6.57 -5.62
14 Canadian Western Bank Edmonton 1995 69 88.45 990 88.13 8 117.11 15.3 -0.22
Chile
1 Banco de Chile Santiago 1995 587 3.44 7,693 2.83 48 -1.19 8.26 -6.88
2 Banco del Estado de Chile Santiago 1995 535 -2.54 9,111 9.55 41 -48.9 7.56 -6.88
3 Banco O`Higgins Santiago 1995 330 2.91 4,885 24.6 42 7.21 12.79 -6.88
4 Banco de Santiago Santiago 1995 319 2.36 5,041 3.83 34 15.82 10.72 -6.88
5 Banco Osorno y la Union Santiago 1995 318 86.03 4,449 6.55 37 11.12 15.07 -6.88
6 Banco de A Edwards Santiago 1995 227 99.32 3,341 25.94 38 184.3 22.23 -6.88
7 Banco de Credito e Inversiones Santiago 1995 202 18.35 4,390 6.79 46 33.04 24.99 -6.88
8 Banco Sud Americano Santiago 1995 150 34.73 4,044 9.38 23 508.36 17.57 -6.88
9 Banco Bhif Santiago 1995 121 12.95 2,706 49.07 14 25.04 12.68 -6.88
10 Banco BICE Santiago 1995 120 43.12 2,422 14.68 16 10.83 15.69 -0.4
China
1 Bank of China Beijing 1994 10,482 -18.76 245,742 -26.8 991 -53.3 8.48 -31.3
2 Industrial & Commercial Bankof China Beijing 1994 10,379 -31.57 311,832 -7.68 502 -64.6 3.93 -31.3
3 Agricultural Bank of China Beijing 1994 5,304 -2.2 148,349 -18.6 62 -86.8 1.16 -31.3
4 People`s Construction Bank of China Beijing 1994 4,652 -21.12 165,454 -9.95 331 -24.9 6.28 -31.3
5 Bank of Communications Shanghai 1994 2,020 -20.25 36,110 6.46 414 -37.8 18.17 -31.3
6 Kincheng Banking Corporation Beijing 1995 929 25.24 8,481 17.55 122 39.34 14.6 1.55
7 Sin Hua Bank Beijing 1994 840 52.25 11,663 11.68 127 19.89 18.24 -31.3
8 Kwangtung Provincal Bank Beijing 1994 731 46.65 10,496 17.02 97 9.87 15.72 -31.3
9 Yien Yieh Commercial Bank Beijing 1995 505 22.28 3,998 16.63 60 10.24 12.97 1.55
10 National Commercial Bank Beijing 1994 504 38.48 6,245 20.27 74 14.69 17.01 -31.3
11 China State Bank Beijing 1994 430 33.62 6,032 16.22 61 23.94 16.32 -31.3
12 China & South Sea Bank Beijing 1994 427 38.84 6,376 33.26 57 9.55 15.65 -31.3
13 Shanghai International Trust & Investment Shanghai 1995 303 6.55 2,810 10.66 67 30.87 22.85 1.55
14 Guangdong International Trust & Investment Guangzhou 1993 285 16.24 2,248 5.19 19 85.11 7.28 -0.83
15 Fujian Investment & EnterpriseCorp Fuzhou 1993 254 -12.31 1,067 12.98 42 68.65 15.27 -0.83
16 Everbright Bank of China Beijing 1994 175 3.18 2,399 54.5 38 37.76 22.26 -31.3
17 Shandong International Trust& Investment Jinan 1995 170 17.58 1,615 17.33 20 26.75 12.67 1.55
18 Guangzhou International Trust & Investment Guanzhou 1994 146 -8.82 1,107 0.82 14 -21.3 9.37 -31.3
19 Huaxia Bank Beijing 1992 142 n/a 271 n/a 0 n/a n/a n/a
20 Xiamen International Bank Xiamen 1994 125 7.44 776 29.72 15 -6.44 12.05 -0.19
Colombia
1 Banco de Comercio Exterior deColombia Bogota 1995 579 10.65 1,654 10.04 56 141.03 10.2 -15.83
2 Banco de Bogota Bogota 1995 487 10.73 2,206 9.47 77 11.42 16.64 -15.83
3 Banco Ganadero Bogota 1995 445 20.56 2,898 2.85 54 -9.25 13.22 -15.83
4 Bancafe Bogota 1995 345 17.87 2,335 10.45 7 -49.29 2.24 -15.83
5 Banco de Colombia Bogota 1995 330 14.86 2,416 2.73 55 0.18 17.79 -15.83
6 Banco Industrial Colombiano Medellin 1995 314 28.41 1,627 21.39 62 -7.01 22.18 -15.83
7 Financiera Energetica Nacional Santafe 1994 270 51.32 2,078 21.13 31 27.96 13.9 10.09
8 Banco Popular Bogota 1995 228 -1.9 1,421 -10.05 14 -63.63 6.26 -15.83
9 Banco Comercial Antioqueno Medellin 1995 220 12.89 1,295 4.05 22 -6.27 10.6 -15.83
10 Banco de Occidente Cali 1995 168 14.57 1,103 5.94 43 7.95 27.46 -15.83
11 Banco Central Hipotecario Santafe 1994 113 44.52 1,463 49.4 17 2.67 17.71 10.09
Costa Rica
1 Banco Nacional De Costa Rica San Jose 1995 92 11.36 1,574 8.69 2 314.2 2.16 -15.4
2 Banco de Costa Rica San Jose 1995 77 8.26 871 -1.25 12 19.64 16.04 -15.4
3 Caja de Ahorro y Prestamos de Ande San Jose 1995 72 n/a 78 n/a 6 n/a n/a n/a
4 Banco Hipotecario de la Vivienda San Jose 1995 60 n/a 102 n/a 9 n/a n/a n/a
5 Corp Costarricense de Finanzas Industria San Jose 1995 30 32.16 95 2.08 6 32.75 22.48 -14.6
Croatia
1 Privredna banka Zagreb Zagreb 1995 413 -6.74 3,311 3.93 -37 -42.7 -8.6 n/a
2 Zagrebacka banka Zagreb 1994 335 17.76 2,583 31.63 25 -47.9 7.92 16.58
3 Rijecka banka Rijecka 1994 116 -8.04 677 8.06 -5 -17.9 -4.38 16.58
4 Varazdinska banka Varazdin 1994 57 17.78 194 22.65 2 729.3 3.37 16.58
5 Splitska banka Split 1994 56 31.11 882 -7.02 -9 -136 -18.8 n/`
Cyprus
1 Bank Of Cyprus Nicosia 1994 297 27.97 4,972 27.08 36 31.85 13.63 9.15
2 Cyprus Popular Bank Nicosia 1994 276 18.22 3,303 22.73 32 33.68 12.43 9.15
3 Hellenic Bank Nicosia 1994 45 15.87 872 23.94 8 30.8 20.01 9.15
4 Turkish Bank Group Nicosia 1994 33 48.24 321 29.05 5 16.23 19.56 -57.1
Czech Republic
1 Ceska Sporitelna Prague 1994 1,232 81.51 12,747 19.07 35 228.1 3.66 6.8
2 Komercni banka Prague 1994 991 77.71 11,077 20.4 175 -26.2 22.55 6.8
3 Konsolidacni banka Prague 1994 833 8.17 3,940 14.45 0 -99 0.04 6.8
4 Ceskoslovenska Obchodni banka Prague 1995 629 41.32 7,151 25.38 107 52.38 19.94 5.44
5 Investicni a Postovni banka Prague 1994 392 84.15 5,574 34.58 24 163.5 8.02 6.8
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Denmark
1 Den Danske Bank Copenhagen 1995 4,165 24.72 70,319 26.5 654 387.8 17.44 9.68
2 Nykredit Copenhagen 1995 3,748 21.52 71,886 14.25 355 328.9 10.38 9.68
3 Unidanmark Copenhagen 1995 2,722 22.26 46,013 25.98 379 343.4 15.32 9.68
4 Unibank Copenhagen 1995 2,658 23.07 41,782 19.17 382 360.7 15.87 9.68
5 Mortgage Bank of the Kingdomof Denmark Copenhagen 1995 1,806 14.88 3,557 2.28 158 157.6 9.35 9.68
6 Realkredit Danmark Copenhagen 1994 1,777 34.25 54,422 -3.57 67 -69.1 4.34 11.34
7 Bikuben Girobank Copenhagen 1995 1,107 22.05 26,931 5.36 304 n/a n/a n/a
8 Jyske Bank Group Silkeborg 1995 699 47.49 9,238 15.61 130 891.3 22.24 9.68
9 Sydbank Aabenraa 1995 402 13.71 7,092 1.9 20 726.3 5.39 9.68
10 Topdanmark Ballerup 1994 370 -1.09 2,528 -43.1 -70 -544 -18.9 11.34
11 Spar Nord Holding Aalborg 1995 281 15.32 3,717 -10.9 22 -142 8.26 9.68
12 Sydbank Sonderjylland Aabenraa 1994 250 67.39 6,908 106.6 3 -114 1.73 11.34
13 Sparekassen Nordjylland Aalborg 1995 241 18.06 3,632 -11.1 22 -143 9.79 9.68
14 Arbejdernes Landsbank Copenhagen 1995 203 24.28 2,246 5.94 28 750 15.28 9.68
15 Codan Bank Copenhagen 1995 177 22.89 1,518 50.71 19 -16.2 11.85 9.68
16 Amtssparekassen Fyn Odense 1995 150 14.93 2,020 23.77 12 71.21 8.23 9.68
DominicanRepublic
1 Grupo Financiero Popular Santo Domingo 1993 81 21.67 755 14.99 14 27.44 18.64 -2.09
2 Banco de Reservas de la RepublicaDominica Santo Domingo 1994 67 -17.74 923 6.96 18 -16.88 24.74 -2.27
3 Banco Popular Dominicano Santo Domingo 1995 61 4.86 665 1.36 17 19.19 29.08 -4.66
4 Grupo Financiero Santo Domingo 1994 34 18.98 306 23.93 6 55.86 18.05 -2.27
5 Banco del Comercio Dominicano Santo Domingo 1994 32 21.63 345 9.17 1 61.65 4.78 -2.27
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Ecuador
1 Filanbanco Guayaquil 1995 130 28.01 992 5.56 10 -23.8 8.83 -22.73
2 Banco del Pacifico Guayaquil 1995 125 n/a 912 n/a 9 n/a n/a n/a
3 Banco Popular del Ecuador Quito 1995 117 57.23 578 74.45 16 25.98 16.53 -22.73
4 Banco del Progreso Guayaquil 1995 89 76.72 696 57.24 18 36.11 25.72 -22.73
5 Banco Continental Guayaquil 1995 89 57.74 552 10.79 n/a n/a n/a -22.73
Egypt
1 National Bank of Egypt Cairo 1995 510 4.37 13,930 11.04 29 24.81 5.9 -0.15
2 Banque Misr Cairo 1995 360 1.77 12,856 8.31 17 9.45 4.71 -0.15
3 Commercial Interbank Cairo 1995 253 0.04 2,294 26.85 64 6.2 25.43 0.03
4 Banque du Caire Cairo 1994 247 0.95 6,475 22.17 17 16.7 7.08 -1.1
5 Bank of Alexandria Alexandria 1994 240 4.81 5,141 20.55 11 7.89 4.52 -1.1
6 Arab African International Bank Cairo 1994 122 19.89 718 6.35 10 n/a 9.13 n/a
7 Egyptian American Bank Cairo 1994 65 6.39 927 7.04 23 19.87 37.43 -0.57
8 Faisal Islamic Bank of Egypt Cairo 1995 56 -0.15 1,834 10.72 72 22.32 130.1 -0.15
9 Suez Canal Bank Cairo 1994 51 13.68 1,564 17.55 6 50.48 13.11 -0.57
10 National Bank for Development Cairo 1994 44 2.33 1,240 18.57 7 75.81 16.03 -0.57
El Salvador
1 Banco Cuscatlan San Salvador 1995 68 21.06 1,016 17.67 18 29.99 29.52 -0.06
2 Banco Salvadoreno San Salvador 1995 44 33.29 650 16.78 13 56.71 33.03 -0.06
3 Banco de Comercio de El Salvador San Salvador 1995 28 18.34 463 9.58 7 45.71 27.37 -0.06
4 Banco Hipotecario de El Salvador San Salvador 1995 25 37.85 272 4.8 3 181.66 12.84 -0.06
5 Banco Desarrollo San Salvador 1995 23 34.6 355 23.41 6 99.45 29.89 -0.06
Estonia
1 Hansapank Tallinn 1995 33 76.78 294 76.98 12 121.7 46.9 8.09
2 Rahvapank Polva 1995 19 n/a 120 n/a 0 n/a n/a n/a
3 Keila Pank Keila 1995 19 n/a 125 n/a 0 n/a n/a n/a
4 Eesti Uhispank Tallinn 1995 17 103.7 230 68.83 3 63.96 20.66 8.09
5 Estonian Savings Bank Tallinn 1995 13 486.3 226 261.1 -2 267.5 -22.2 8.09
6 Estonian Investment Bank Tallinn 1994 9 84.17 26 179.7 0 88.81 1.66 9.82
Ethiopia
1 Commercial Bank of Ethiopia Addis Ababa 1994 41 97.46 1,982 9.37 30 187.1 95.7 -11.66
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Finland
1 Merita Helsinki 1995 3,035 92.41 63,938 99.99 14 -106 0.59 8.82
2 Kansallis Osake Pankki Helsinki 1994 1,525 27.97 33,695 5.99 -394 1.18 -29 21.95
3 Okobank (Group) Helsinki 1995 1,431 9.54 36,470 6.33 3 -101 0.23 8.82
4 Postipankki Helsinki 1995 901 1.75 26,504 10.58 -128 -18.4 -14.3 8.82
5 Siltapankki Helsinki 1993 267 51.78 423 -84.6 -335 257 -151 -9.33
6 Skopbank Helsinki 1995 159 -17.07 1,801 -65.8 -50 -77.9 -28.4 8.82
7 Finnish Real Estate Bank Helsinki 1994 86 34.88 1,547 -1.63 12 259.7 16.65 21.95
8 Alandsbanken Mariehamm 1995 78 13.53 856 10.99 17 147.9 23.57 8.82
9 Aktia Savings Bank Helsinki 1994 75 -4.9 1,755 22.17 -32 14.62 -41.5 21.95
10 Industrial Bank of Finland Helsinki 1993 59 -12.82 851 -8.78 3 -43.9 5.19 -9.33
11 Interbank Helsinki 1994 19 -11.52 738 17.04 -7 -338 -32.1 21.95
France
1 Crédit Agricole Paris 1995 20,671 16.94 386,385 17.74 1,378 22.1 7.19 9.1
2 Banque Nationale de Paris Paris 1994 12,246 9.46 271,641 8.45 310 79.37 2.64 10.26
3 Banque Paribas Paris 1995 12,088 1.55 272,211 12.38 -520 -189 -4.33 9.1
4 Société Générale Paris 1994 11,568 17.61 278,013 6.84 720 17.5 6.72 10.26
5 Caisse des Dépôts et Consignations Paris 1994 8,920 13.37 122,742 -7.07 432 -8.88 5.14 10.26
6 Crédit Lyonnais Paris 1995 8,727 -1.27 339,391 3.5 3 -100 0.03 9.1
7 Caisses d`Epargne et Prévoyance – CEP Paris 1994 8,326 14.11 187,879 19.16 246 -18.1 3.15 10.26
8 Caisse Centrale de CréditMutuel Paris 1995 7,834 19.89 105,305 20.76 349 14.03 4.86 9.1
9 Groupe des Banques Populaires Paris 1995 4,796 16.55 112,557 30.02 327 11.68 7.34 9.1
10 Banque Indosuez Paris 1994 3,513 6.74 76,334 16.32 -204 -281 -5.99 10.26
11 Comp Financière de Cic et l’Union Européenne Paris 1994 3,359 15 97,841 17.02 85 32.6 2.72 10.26
12 Compagnie Bancaire Group Paris 1994 3,291 15.42 53,660 3.4 100 61.92 3.26 10.26
13 Crédit Commercial de France Paris 1995 3,139 18.83 70,183 14 1,853 9.79 64.12 9.1
14 Crédit Immobilier de France Paris 1994 1,958 19.6 24,550 11.38 153 6 8.53 10.26
15 Crédit Foncier de France Paris 1994 1,927 29.76 70,498 9.62 51 -41.3 3 10.26
16 Cetelem Neuilly-sur-Seine 1995 1,823 26.68 15,896 25.29 232 23.09 14.2 9.1
17 Crédit National Paris 1994 1,737 9.25 27,881 5.61 13 -77.6 0.75 10.26
18 SBT-BATIF Paris 1994 1,672 -29.4 9,524 -23.9 -70 -6.03 -3.47 10.26
19 SOVAC Paris 1994 1,103 14.32 8,224 4.27 93 14.18 8.98 10.26
20 Banque Française du Commerce Extérieur Paris 1995 974 11.7 37,488 2.67 70 -13.1 7.6 9.1
21 Banque Fédérative du CréditMutuel Strasbourg 1995 862 18.16 33,203 25.11 46 17.53 5.72 9.1
22 Electro Banque Paris 1994 786 128.01 3,084 35.64 30 32.15 5.39 10.26
23 Crédisuez Paris 1994 756 2.31 14,296 15.94 -690 42.46 -92.4 10.26
24 Crédit Industriel Commercial de Paris Paris 1994 655 10.7 20,383 13 -18 -140 -2.82 10.26
25 Compagnie Parisienne de Réescompte Paris 1994 643 16.68 30,511 17.99 52 -11 8.65 10.26
26 Société GénéraleAlsacienne de Banque Strasbourg 1994 575 24.47 17,870 16.3 28 66.49 5.45 10.26
27 Crédit Industriel d’Alsace-Lorraine Strasbourg 1994 559 18.25 13,843 7.58 30 15.24 5.87 10.26
28 Banque Worms Paris 1994 489 16.17 11,002 -12.9 -16 -91.7 -3.58 10.26
29 Banque Sofinco Paris 1994 488 20.06 5,947 9.59 62 43.38 13.75 10.26
30 Banque du Phénix Paris 1994 436 -30.72 6,510 -6.39 -51 -76.8 -9.47 10.26
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Germany
1 Deutsche Bank Frankfurt 1995 18,077 17.15 481,231 30.07 1,524 73.58 9.1 8.04
2 Commerzbank Frankfurt 1995 11,244 21.7 281,943 27.66 683 0.26 6.67 8.04
3 Dresdner Bank Frankfurt 1995 10,149 13.07 179,821 17.17 594 8.3 6.21 8.04
4 Westdeutsche Landesbank Girozentrale Düsseldorf 1995 8,829 10.71 291,312 22.64 363 31.27 4.32 8.04
5 Bayerische Vereinsbank Munich 1995 7,986 28.56 248,721 21.07 278 n/a 3.91 8.04
6 Bayerische Hypotheken- und Wechsel-Bank Munich 1995 7,318 11.75 208,275 17.11 472 41 6.8 8.04
7 Bayerische Landesbank Girozentrale Munich 1995 5,812 37.93 222,145 22.42 315 44.91 6.29 8.04
8 Bankgesellschaft Berlin Berlin 1995 5,632 10.93 196,409 23.58 332 21.87 6.2 8.04
9 Staatsbank Berlin Berlin 1994 5,029 -5.64 37,486 -23.41 35 -82.8 0.67 11.5
10 Deutsche Genossenschaftsbank Frankfurt 1994 4,356 19.16 160,230 25.02 90 -72.38 2.26 11.46
11 Norddeutsche Landesbank Girozentrale Hannover 1994 3,938 33.06 122,395 18.32 63 -44.27 1.82 11.46
12 Deutsche Kreditbank Berlin 1993 3,506 -6.02 39,449 -27.43 235 -14.12 6.5 -6.51
13 BHF-Bank Frankfurt 1995 2,662 17.73 45,290 20.72 130 14.15 5.3 8.04
14 Landeskreditbank Baden-Württemberg Karlsruhe 1995 2,640 19.57 78,599 22.61 255 67.81 10.5 8.04
15 Deutsche Postbank Bonn 1994 2,531 n/a 60,273 n/a 33 n/a n/a n/a
16 Landesbank Schleswig-Holstein Girozentrale Kiel 1995 2,511 13.56 62,785 22.77 70 65.34 2.98 8.04
17 Deutsche Pfandbrief- und Hypothekenbank Wiesbaden 1995 2,410 26.75 105,487 35.44 98 8.81 4.56 8.04
18 Berliner Handels- und Frankfurter Bank Frankfurt 1994 2,261 27.31 37,515 17.38 114 24.86 5.66 11.46
19 Südwestdeutsche Landesbank Stuttgart 1995 2,049 40.35 125,821 15.9 144 58.98 8.19 8.04
20 Hamburgische Wohnungsbaukredit Hamburg 1994 2,036 11.46 4,418 19.65 n/a n/a n/a 11.46
21 Hamburgische Landesbank Girozentrale Hamburg 1994 1,892 38.55 49,266 19.17 52 11.46 3.17 11.46
22 Landesbank Hessen-Thüringen Frankfurt 1995 1,862 15.81 100,304 24.1 80 -7.96 4.62 8.04
23 IKB Deutsche Industriebank Düsseldorf 1995 1,758 44.48 30,542 28.79 84 32.23 5.64 20.83
24 Hamburger Sparkasse Hamburg 1995 1,671 14.4 27,814 14.51 92 17.87 5.88 8.04
25 BFG Bank Frankfurt 1994 1,643 -5.35 41,715 2.76 165 576.73 9.75 11.46
26 Bausparkasse SchwäbischHall Schwäbisch Hall 1995 1,605 4.15 30,725 11.46 28 -87.33 1.77 8.04
27 Südwestdeutsche Genossenschafts-Zentralbank Frankfurt 1995 1,329 22.81 30,672 18.37 93 -37.52 7.7 8.04
28 Deutsche Girozentrale DeutscheKommunalbank Frankfurt 1994 1,238 33.2 58,806 14.1 61 11.46 5.66 11.46
29 Landesgirokasse Stuttgart 1994 1,120 29.11 21,488 23.59 83 30.71 8.38 11.46
30 BHW Bausparkasse Hameln 1994 1,055 25.26 24,759 16.49 150 212.89 15.86 11.46
31 Rheinische Hypothekenbank Frankfurt 1994 1,054 16.53 39,356 25.88 70 22.72 7.19 11.46
32 Vereins- und Westbank Hamburg 1995 1,028 29.18 20,174 12.16 51 33.68 5.59 8.04
33 Sal Oppenheim Jr Köln 1995 961 22.04 20,703 13.84 43 163.62 4.87 8.04
34 Landwirtschaftliche Rentenbank Frankfurt 1995 956 24.18 40,839 23.37 36 12.36 4.2 8.04
35 Deutsche Genossenschafts-Hypothekenbank Hamburg 1995 944 24.09 34,325 22.62 42 29.65 4.91 8.04
36 Landesbank Rheinland-Pfalz Girozentrale Mainz 1995 891 15.75 46,319 29.04 80 38.39 9.58 8.04
37 Baden-WürttembergischeBank Stuttgart 1995 871 9.62 17,722 22.58 45 15.13 5.45 8.04
38 Deutsche Hypothekenbank Frankfurt Frankfurt 1995 868 -21.29 49,809 22.44 84 25.7 8.56 8.04
39 Bausparkasse Wüstenrot Ludwigsburg 1994 867 15.77 18,109 15.34 48 70.6 5.99 11.46
40 Deutsche Siedlungs und Landesrentenbank Bonn 1994 812 25.19 42,485 23.83 22 n/a 3.01 11.46
41 Genossenschafliche Zentralbank Stuttgart 1995 744 21.11 21,125 20.38 50 16.23 7.3 8.04
42 Frankfurter Sparkasse Frankfurt 1994 701 27.82 15,106 17.51 26 11.46 4.13 11.46
43 Deutsche Centralbodenkredit Köln 1994 663 19.74 23,751 13.42 67 97.93 10.93 11.46
44 Bremer Landesbank Bremen 1995 582 9.35 33,459 16.06 15 8.04 2.63 8.04
45 Deutsche Handelsbank Berlin 1993 580 -10.18 1,877 0.57 19 -19.14 3.03 -6.51
46 Stadtsparkasse München Munich 1995 558 15.09 12,767 13.33 34 5.88 6.55 8.04
47 Nassauische Sparkasse Wiesbaden 1994 542 24.01 12,947 22.38 36 11.46 7.25 11.46
48 Stadtsparkasse Köln Koln 1994 523 25.05 15,312 21.78 57 22.61 12.07 11.46
49 Opel Bank Rüsselheim 1994 504 53.29 5,547 18.82 206 298.22 49.48 11.46
50 Deutsche Bau- und Bodenbank Frankfurt 1994 495 23.74 13,080 31.78 26 -38.24 5.92 11.46
Ghana
1 Ghana Commercial Bank Accra 1993 107 7.24 728 9.79 6 62.27 5.74 -36.46
2 Social Security Bank Accra 1994 21 31.76 167 18.95 11 101.23 59.49 -22.13
3 National Investment Bank Accra 1994 16 17.6 58 36 6 57.67 40.64 -22.13
Greece
1 National Bank of Greece Athens 1994 927 20.88 29,952 3.65 176 127.65 20.74 3.74
2 Commercial Bank of Greece Athens 1994 740 10.86 10,321 11.92 120 21 17.05 3.74
3 Agricultural Bank of Greece Athens 1994 736 4.92 12,635 17.55 7 0.98 0.91 3.74
4 Alpha Credit Bank Athens 1995 653 18.38 9,257 29.98 192 19.72 31.83 1.44
5 Ionian and Popular Bank of Greece Athens 1994 345 47.34 4,942 22.79 44 82.31 15.12 3.74
6 Ergobank Athens 1994 219 24.77 3,447 25.06 90 20.11 45.51 3.74
7 National Mortgage Bank of Greece Athens 1994 187 21.79 6,893 13.04 28 -181.8 16.26 3.74
8 Nat Investment Bank for Industrial Development Athens 1994 124 16.71 495 -1.07 19 11.6 16.73 3.74
9 Macedonia Thrace Bank Thessalonika 1994 61 12.15 1,164 28.9 9 21.34 15.21 3.74
10 General Hellenic Bank Athens 1994 49 28.81 1,187 -0.2 16 270.97 36.04 3.74
Guatemala
1 Banco de Occidente Guatemala City 1995 32 n/a 308 n/a 7 n/a 41.02 -6.51
2 Banco de Exportacion Guatemala City 1994 24 35.84 226 21.85 8 46.87 36.66 2.95
3 Banco Industrial Guatemala City 1995 24 -3.15 379 3.76 5 -23.17 20.48 -6.51
4 Banco G&T Guatemala City 1994 18 17.65 305 18.37 4 26.98 26.26 2.95
5 Banco del Agro Guatemala City 1995 16 5.86 185 10.46 3 6.48 21.41 -6.51
Guyana
1 Guyana Bank for Trade and Industry Georgetown 1995 13 82.06 102 31.63 2 6.02 20.77 1.42
2 National Bank of Industry andCommerce Georgetown 1995 12 21.31 153 16.97 2 -21.2 20.98 1.42