THE EUROMONEY BANK ATLAS
Euromoney world bank ranking 1996
Country Rankings
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Albania | |||||||||||
| 1 | Savings Bank of Albania | Tirana | 1993 | 4 | 88.57 | 136 | 90.78 | 1 | -12.3 | 44.55 | n/a |
| Algeria | |||||||||||
| 1 | Crédit Populaire d’Algérie | Algiers | 1994 | 312 | -18.97 | 6,934 | -21.77 | 5 | -11.06 | 1.49 | -43.76 |
| 2 | Banque Nationale d’Algérie | Algiers | 1994 | 232 | -44.02 | 4,109 | -31 | 6 | -75.16 | 1.84 | -43.76 |
| 3 | Banque Extérieure d’Algérie | Algiers | 1992 | 165 | -27.28 | 8,442 | -0.68 | 6 | -88.85 | 3.07 | -6.1 |
| Andorra | |||||||||||
| 1 | Credit Andorra | Andorra | 1995 | 378 | 19.47 | 4,178 | 22.73 | 55 | 18.97 | 15.72 | 8.56 |
| 2 | Banc International d`Andorra – Banca Mora | Andorra | 1994 | 210 | 9.1 | 3,403 | 0.93 | 49 | -9.68 | 24.16 | 7.97 |
| 3 | Banc Agricol i Comercial d`Andorra | Andorra | 1995 | 177 | 3.93 | 1,960 | 19.77 | n/a | n/a | n/a | 8.56 |
| 4 | Banc Internacional d`Andorra | Andorra | 1993 | 138 | -12.92 | 3,232 | 1.49 | n/a | n/a | n/a | -19.38 |
| 5 | Banca Reig | Andorra | 1994 | 74 | 36.35 | 1,071 | 19.63 | 15 | n/a | 24.02 | 7.97 |
| 6 | Banca Mora | Andorra | 1993 | 55 | -11.12 | 1,331 | -8.42 | n/a | n/a | n/a | -19.38 |
| 7 | Banca Cassany | Andorra | 1993 | 21 | -19.33 | 439 | -6.8 | 0 | -82.08 | 0.06 | -19.38 |
| Angola | |||||||||||
| 1 | Banco de Comercio e Industria | Luanda | 1992 | 33 | -7.14 | 1,362 | 60.45 | 16 | -34.61 | 46.7 | -83.66 |
| 2 | Banco de Poupanca e Credito | Luanda | 1993 | 13 | n/a | 992 | n/a | 19 | n/a | n/a | n/a |
| Argentina | |||||||||||
| 1 | Banco Hipotecario Nacional | Buenos Aires | 1995 | 2,627 | 17.57 | 4,229 | 13.46 | 325 | n/a | 13.38 | -0.05 |
| 2 | Banco de la Nacion Argentina | Buenos Aires | 1995 | 1,917 | 1.27 | 12,783 | 0.91 | 22 | 83.33 | 1.15 | n/a |
| 3 | Banco de la Provincia de BuenosAires | Buenos Aires | 1995 | 1,218 | 13.43 | 8,342 | 11.76 | 97 | -40.4 | 8.45 | -0.05 |
| 4 | Banco Rio de la Plata | Buenos Aires | 1995 | 627 | 3.18 | 4,459 | -4.03 | 72 | -28.8 | 11.63 | n/a |
| 5 | Banco de Galicia y Buenos Aires | Buenos Aires | 1995 | 551 | 10.1 | 5,529 | 8.99 | 64 | -16.2 | 12.19 | n/a |
| 6 | Banco Frances del Rio de la Plata | Buenos Aires | 1995 | 500 | 12.88 | 2,485 | 10.74 | 46 | -35.1 | 9.67 | -0.15 |
| 7 | Banco del Sud | Bahia Blanca | 1995 | 348 | 17.73 | 2,180 | 17.34 | 2 | -107 | 0.64 | -0.15 |
| 8 | Banco Inversion y Comercio Exterior | Buenos Aires | 1995 | 277 | 11.65 | 359 | 4.28 | 6 | -30.9 | 2.2 | -0.05 |
| 9 | Banco de Credito Argentino | Buenos Aires | 1995 | 272 | -2.78 | 2,073 | 0.82 | -19 | -147 | -6.77 | -0.15 |
| 10 | Banco Roberts | Buenos Aires | 1995 | 204 | 10.23 | 2,298 | 30.23 | 30 | -10.3 | 15.53 | n/a |
| 11 | Banco de la Ciudad de BuenosAires | Buenos Aires | 1995 | 190 | 3.94 | 2,062 | 21.78 | 11 | -145 | 5.88 | -0.05 |
| 12 | Banco Nazionale del Lavoro | Buenos Aires | 1995 | 181 | 36.8 | 1,636 | 41.61 | 12 | -180 | 7.68 | -0.05 |
| 13 | Banco de la Provincia de Cordoba | Cordoba | 1995 | 176 | -7.84 | 1,661 | -16.2 | -26 | n/a | -14 | -0.05 |
| 14 | Banco de Mendoza | Mendoza | 1995 | 157 | 25.99 | 1,089 | 7.62 | -2 | -159 | -1.34 | -0.15 |
| 15 | Banco Quilmes | Quilmes | 1995 | 152 | 33.21 | 1,314 | -6.05 | 3 | n/a | 2.21 | -0.15 |
| Armenia | |||||||||||
| 1 | Ardshinbank | Yerevan | 1994 | 7 | 371.3 | 274 | 242.01 | 5 | n/a | 107.01 | -81.47 |
| Australia | |||||||||||
| 1 | National Australia Bank | Melbourne | 1995 | 8,968 | 17.02 | 111,043 | 16.56 | 1,487 | 17.73 | 17.88 | 2.12 |
| 2 | Westpac Banking Corporation | Sydney | 1995 | 6,466 | 5.37 | 79,905 | 15.15 | 715 | 37.37 | 11.35 | 2.12 |
| 3 | Australia And New Zealand Bank | Melbourne | 1995 | 5,048 | 5.65 | 85,003 | 10.69 | 794 | 30.7 | 16.17 | 2.12 |
| 4 | Commonwealth Bank of Australia | Sydney | 1995 | 4,844 | 6.42 | 70,573 | 5.99 | 697 | 40.22 | 14.84 | -2.81 |
| 5 | St George Bank | Kogarah | 1995 | 758 | 12.06 | 13,271 | 12.94 | 102 | 33.85 | 14.21 | 2.12 |
| 6 | State Bank of South Australia | Adelaide | 1994 | 491 | 6.88 | 8,725 | -19.18 | 42 | -28.51 | 8.91 | 8.46 |
| 7 | Bank of South Australia | Adelaide | 1994 | 491 | 6.88 | 8,725 | -19.18 | 42 | -28.51 | 8.91 | 8.46 |
| 8 | Bank of Western Australia | Perth | 1995 | 460 | 6.5 | 7,559 | 6.64 | 75 | 21.81 | 16.77 | 2.12 |
| 9 | Advance Bank Australia | Sydney | 1995 | 423 | 18.77 | 8,774 | 15.28 | 84 | 13.41 | 21.46 | -2.1 |
| 10 | State Bank of New South Wales | Sydney | 1995 | 420 | 16.59 | 13,393 | -0.75 | 79 | -149.4 | 20.33 | 2.12 |
| 11 | Bank of Melbourne | Melbourne | 1995 | 402 | 7.6 | 5,815 | 8.8 | 56 | 21.77 | 14.41 | -2.81 |
| 12 | Macquarie Bank | Sydney | 1995 | 276 | 16.16 | 3,366 | 12.75 | 55 | 6.93 | 21.53 | 3.88 |
| 13 | Challenge Bank | Perth | 1995 | 249 | 35.42 | 3,987 | 6.6 | 37 | 23.98 | 17.07 | 2.12 |
| 14 | Metway Bank | Brisbane | 1995 | 224 | 15.34 | 4,585 | 15.66 | 36 | 4.67 | 17.06 | -2.81 |
| 15 | AIDC | Sydney | 1995 | 156 | -3.17 | 2,509 | -0.9 | 20 | -41.93 | 12.87 | -2.81 |
| 16 | Bank of Queensland | Brisbane | 1995 | 124 | 13.2 | 1,656 | 15.41 | 17 | 12.47 | 14.66 | 2.12 |
| 17 | Adelaide Bank | Adelaide | 1995 | 115 | 20.86 | 2,254 | 25.89 | 15 | 33.99 | 14.23 | -2.81 |
| 18 | Trust Bank | Hobart | 1995 | 82 | 23.38 | 1,265 | 9.21 | 15 | 35.54 | 20.17 | 2.12 |
| 19 | Permanent Trustee | Sydney | 1995 | 47 | 5.41 | 56 | 4.62 | 4 | -19.55 | 8.03 | 2.12 |
| 20 | Arab Australia | Sydney | 1994 | 40 | 175.87 | 149 | 70.82 | 0 | -86.31 | 0.61 | 14.72 |
| Austria | |||||||||||
| 1 | Bank Austria | Vienna | 1995 | 3,147 | 21.78 | 66,184 | 11.22 | 254 | 89.07 | 8.88 | 8.56 |
| 2 | CA Banking Group | Vienna | 1994 | 2,851 | 15.34 | 68,909 | 15.34 | 193 | 14 | 7.26 | 10.9 |
| 3 | Girocredit Bank | Vienna | 1994 | 1,211 | 12.11 | 29,884 | 9.23 | 4 | 87.65 | 0.35 | 10.9 |
| 4 | Erste Österreichische Spar-Casse-Bank | Vienna | 1995 | 1,017 | 29.43 | 26,103 | 13.53 | 60 | 926.27 | 6.66 | 8.56 |
| 5 | Österreichische Postsparkasse | Vienna | 1995 | 961 | 17.12 | 25,124 | 12.1 | 10 | -56.66 | 1.15 | 8.56 |
| 6 | Raiffeisen Zentralbank – RZB | Vienna | 1994 | 958 | 15.25 | 19,249 | 16.75 | 29 | 23.46 | 3.21 | 10.9 |
| 7 | Bank für Arbeit und Wirtschaft | Vienna | 1994 | 919 | 16.67 | 20,391 | 12.38 | 14 | 10.88 | 1.69 | 10.9 |
| 8 | Bank für Oberösterreichund Salzburg | Linz | 1995 | 396 | 14.74 | 7,579 | 14.71 | 10 | 10.71 | 2.76 | 8.56 |
| 9 | Raiffeisenlandesbank Niederösterreich-Wien | Vienna | 1994 | 337 | 15.78 | 5,964 | 31.47 | 4 | 10.88 | 1.4 | 10.9 |
| 10 | Steiermarkische Bank und Sparkassen | Graz | 1994 | 282 | 45.72 | 4,944 | 18.17 | 4 | 35.52 | 1.69 | 10.9 |
| 11 | Österreichische Volksbanken | Vienna | 1995 | 279 | 10.57 | 7,049 | 19.29 | 28 | 22.57 | 10.43 | 8.56 |
| 12 | Allgemeine Sparkasse Oberösterreich | Linz | 1994 | 255 | 22.45 | 4,728 | 16.59 | 7 | 12.27 | 3.19 | 10.9 |
| 13 | Raiffeisenlandesbank Oberösterreich | Linz | 1994 | 250 | 20.9 | 5,761 | 28.93 | 5 | 30.17 | 2.16 | 10.9 |
| 14 | Österreichische Investitionskredit | Vienna | 1994 | 224 | 11.29 | 4,451 | 10.35 | 5 | 8.75 | 2.19 | 10.9 |
| 15 | Österreichische Kontrollbank | Vienna | 1994 | 222 | 32.48 | 22,489 | 12.48 | 18 | 121.76 | 9.38 | 10.9 |
| Azerbaijan | |||||||||||
| 1 | Azerbaijan Industrial Investment | Baku | 1993 | 9 | n/a | 1678 | n/a | 23 | n/a | n/a | n/a |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Bahamas | |||||||||||
| 1 | Bank of the Bahamas | Nassau | 1993 | 11 | 6.75 | 121 | 30.11 | 1 | 55.46 | 6.53 | n/a |
| Bahrain | |||||||||||
| 1 | Arab Banking Corporation | Manama | 1995 | 1,540 | 8.3 | 21,265 | 8.96 | 116 | 12.62 | 7.83 | n/a |
| 2 | Gulf International Bank | Manama | 1994 | 558 | 5.63 | 7,574 | 5.61 | 75 | -15.22 | 13.76 | n/a |
| 3 | Investcorp Bank | Manama | 1994 | 406 | 9.02 | 1,395 | 4.25 | 51 | -24.21 | 13.09 | n/a |
| 4 | National Bank of Bahrain | Manama | 1995 | 239 | 0.83 | 2,403 | -4.88 | 28 | -15.57 | 11.56 | n/a |
| 5 | United Gulf Bank | Manama | 1995 | 221 | 0.09 | 373 | -2.97 | 16 | 44.28 | 7.05 | n/a |
| 6 | Bank of Bahrain and Kuwait | Manama | 1994 | 196 | 2.11 | 1,752 | 1.91 | 20 | -25.58 | 10.31 | n/a |
| 7 | Bahrain International Bank | Manama | 1995 | 195 | 1.51 | 600 | -14.37 | 19 | 11.48 | 9.67 | n/a |
| 8 | Faysal Islamic Bank of Bahrain | Manama | 1994 | 118 | 39.36 | 417 | 52.59 | 16 | 46.04 | 15.86 | n/a |
| Bangladesh | |||||||||||
| 1 | Rupali Bank | Dhaka | 1992 | 21 | -1.08 | 675 | -2.01 | -45 | 329.5 | -215 | -1.08 |
| 2 | National Bank | Dhaka | 1994 | 12 | 10.68 | 495 | 16.76 | 1 | 22.57 | 11.08 | -1 |
| 3 | Islami Bank Bangladesh | Dhaka | 1994 | 12 | 24.49 | 459 | 35.38 | 2 | 107.9 | 20.08 | -1 |
| 4 | Intl Financial Investment & Commercial Bank | Dhaka | 1993 | 10 | 0.59 | 445 | 12.31 | 0 | -86.5 | 2.98 | -2.15 |
| 5 | Arab Bangladesh Bank | Dhaka | 1993 | 9 | 9.22 | 328 | 1.56 | 1 | -23.9 | 10.86 | -2.15 |
| 6 | United Commercial Bank | Dhaka | 1994 | 7 | 20.71 | 275 | 29.81 | 1 | 6.84 | 10.89 | -1 |
| 7 | Bank of Small Industries & Commerce | Dhaka | 1993 | 3 | 16.6 | 86 | 50.92 | 0 | 311 | 17.31 | -2.15 |
| Barbados | |||||||||||
| 1 | Barbados National Bank | Bridgetown | 1993 | 14 | 0.92 | 345 | -0.62 | 0 | 17.78 | 0.92 | n/a |
| 2 | Caribbean Commercial Bank | Bridgetown | 1994 | 13 | 1.34 | 71 | -1.16 | 0 | -117.9 | 1.34 | n/a |
| Belarus | |||||||||||
| 1 | Belpromstroibank | Minsk | 1994 | 21 | 246.74 | 195 | 33.65 | 14 | 110.73 | 104.41 | -40 |
| 2 | Belbusinessbank | Minsk | 1993 | 21 | 269.72 | 218 | -5.01 | 12 | 267.86 | 94.19 | -92.06 |
| 3 | Belagroprombank | Minsk | 1994 | 20 | -38.71 | 204 | -74.9 | 15 | -16.85 | 56.29 | -40 |
| 4 | Belvnesheconombank | Minsk | 1994 | 10 | 28.02 | 183 | 8.09 | 3 | -43.7 | 32.61 | -40 |
| 5 | Priorbank | Minsk | 1994 | 9 | -48.62 | 199 | 19.21 | 4 | -17.71 | 30.36 | -93.71 |
| Belgium | |||||||||||
| 1 | Generale Bank | Brussels | 1995 | 4,504 | 17.94 | 161,131 | 26.98 | 203 | 20.92 | 4.87 | 8.25 |
| 2 | Kredietbank | Brussels | 1995 | 3,131 | 17.04 | 104,587 | 25.14 | 408 | 17.41 | 14.05 | 8.25 |
| 3 | Banque Bruxelles Lambert | Brussels | 1995 | 2,737 | 20.42 | 109,650 | 34.8 | 304 | 24.83 | 12.14 | 8.25 |
| 4 | Crédit Communal de Belgique | Brussels | 1995 | 2,678 | 21.65 | 119,105 | 19.17 | 308 | 33.32 | 12.61 | 8.25 |
| 5 | CERA | Leuven | 1995 | 2,049 | 14.79 | 41,137 | 26.98 | 115 | 28.13 | 5.99 | 8.25 |
| 6 | ASLK-CGER Bank | Brussels | 1995 | 1,804 | 15.32 | 87,436 | 34.31 | 185 | 44.1 | 10.97 | 8.25 |
| 7 | Bacob Bank | Brussels | 1995 | 1,035 | 14.89 | 40,407 | 21.31 | 72 | 38.8 | 7.43 | 8.25 |
| 8 | ANHYP | Antwerp | 1994 | 480 | 16.43 | 9,514 | 18.69 | 33 | 29.69 | 7.47 | 13.43 |
| 9 | HSA | Antwerp | 1994 | 227 | 20.12 | 5,270 | 25.29 | 21 | 47.26 | 9.87 | 13.43 |
| 10 | Banque Ippa | Antwerp | 1995 | 191 | 0.17 | 10,301 | 10.65 | 3 | 160.5 | 1.37 | 8.25 |
| 11 | Credit General | Brussels | 1994 | 188 | 18.08 | 7,162 | 30.2 | 20 | 15.76 | 11.68 | 13.43 |
| 12 | Bank van Roeselare | Roeslare | 1994 | 135 | 18.63 | 2,758 | 17.34 | 15 | 24.94 | 11.75 | 13.43 |
| 13 | Banque Degroof | Brussels | 1995 | 118 | 11.2 | 1,051 | 8.65 | 10 | -10.9 | 9.31 | 9.29 |
| 14 | Banque Belgolaise | Brussels | 1994 | 116 | 18.46 | 2,237 | 16.54 | 16 | 33.06 | 14.51 | 13.43 |
| 15 | Spaarkredit | Antwerp | 1995 | 96 | 12.89 | 2,395 | 12.6 | 10 | 149.7 | 11.03 | 8.25 |
| Belize | |||||||||||
| 1 | Atlantic Bank | Belize City | 1995 | 7 | 75.58 | 47 | 11.62 | n/a | n/a | n/a | n/a |
| Bermuda | |||||||||||
| 1 | Bank of Bermuda | Hamilton | 1995 | 327 | 16.07 | 7,390 | 2 | 42 | 2.77 | 13.86 | n/a |
| 2 | Bank Of NT Butterfield & Son | Hamilton | 1995 | 260 | 9.79 | 4,282 | 11.03 | 31 | 3.92 | 12.57 | n/a |
| 3 | Bermuda Commercial Bank | Hamilton | 1993 | 11 | 3.56 | 216 | 1.48 | 1 | 66.12 | 4.85 | n/a |
| Bolivia | |||||||||||
| 1 | Banco de Santa Cruz | Santa Cruz | 1995 | 40 | 29.11 | 796 | 35.18 | 6 | 44.68 | 17.8 | -4.86 |
| 2 | Banco Industrial | La Paz | 1995 | 34 | 12.37 | 447 | 22.73 | 5 | 13.22 | 14.61 | n/a |
| 3 | Banco Mercantil | La Paz | 1995 | 31 | 20.58 | 407 | 27.1 | 5 | -15.2 | 18.59 | n/a |
| 4 | Banco del Estado | La Paz | 1994 | 29 | 46.04 | 85 | -1.99 | 3 | 287.5 | 11.47 | -4.69 |
| 5 | BHN Multibanco | La Paz | 1994 | 22 | 27.49 | 340 | 24.64 | 4 | 20.29 | 18.89 | -4.69 |
| 6 | Banco Boliviano Americano | La Paz | 1994 | 20 | -4.43 | 385 | 10.11 | 1 | 0.19 | 5.39 | -4.69 |
| Botswana | |||||||||||
| 1 | First National Bank of Botswana | Gaborone | 1995 | 30 | 14.82 | 268 | 29.04 | 7 | 44.38 | 24.16 | -2.91 |
| 2 | Unionbank of Botswana | Gaborone | 1993 | 8 | 145.12 | 52 | 797.16 | 0 | -129.1 | 6.41 | -16.59 |
| Brazil | |||||||||||
| 1 | Banco do Brasil | Brasilia | 1994 | 6,800 | -25.2 | 85,827 | -14.45 | 129 | -76.46 | 1.62 | n/a |
| 2 | Banco Bradesco | Sao Paulo | 1995 | 5,083 | 7.76 | 33,774 | 33.44 | 555 | -0.92 | 11.33 | n/a |
| 3 | Banco Itau | Sao Paulo | 1995 | 3,733 | 15.3 | 25,193 | 34.25 | 384 | -4.59 | 11.03 | n/a |
| 4 | Unibanco-Uniao de Bancos Brasileiros | Sao Paulo | 1995 | 2,023 | 70.39 | 23,429 | 68.51 | 159 | 5.44 | 9.93 | n/a |
| 5 | Banco do Estado de Sao Paulo | Sao Paulo | 1993 | 1,539 | 32.44 | 22,876 | 19.59 | 213 | 42 | 15.77 | n/a |
| 6 | Banco Bamerindus do Brasil | Curitiba | 1995 | 1,373 | -5.87 | 14,987 | -20.11 | 105 | -33.82 | 7.4 | -13.05 |
| 7 | Banco Real | Sao Paulo | 1995 | 1,343 | 32.02 | 10,983 | 15.94 | 141 | 11.38 | 11.93 | n/a |
| 8 | Banco de Credito Nacional | Sao Paulo | 1995 | 835 | 17.15 | 9,639 | 6.1 | 143 | 11.3 | 18.45 | n/a |
| 9 | Banco Mercantil de Sao Paulo | Sao Paulo | 1995 | 829 | 1.82 | 4,510 | 20.5 | 80 | 80.61 | 9.73 | n/a |
| 10 | Banco Safra | Sao Paulo | 1995 | 587 | 6.11 | 7,521 | -21.15 | 120 | -13.99 | 20.98 | n/a |
| 11 | Banco Frances E Brasileiro | Sao Paulo | 1994 | 524 | 46.38 | 3,588 | -19.45 | 45 | 32.01 | 10.18 | n/a |
| 12 | Banco Real de Investimento | Sao Paulo | 1995 | 436 | 7.54 | 3,994 | 2.95 | 44 | -10.19 | 10.54 | n/a |
| 13 | Banco do Nordeste do Brazil | Fortaleza | 1995 | 426 | 3.52 | 5,726 | 19.38 | 22 | 32.27 | 5.18 | n/a |
| 14 | Banco Meridional do Brasil | Porto Alegre | 1994 | 418 | n/a | 2,144 | n/a | 48 | n/a | n/a | n/a |
| 15 | Banco de Investimentos Garantia | Rio de Janeiro | 1995 | 412 | 56.06 | 2,305 | -36.29 | 117 | 76.86 | 34.66 | n/a |
| 16 | Banco Nacional de Investimento | Rio de Janeiro | 1994 | 395 | n/a | 6,069 | n/a | n/a | n/a | n/a | n/a |
| 17 | Banco Noroeste | Sao Paulo | 1995 | 391 | 28.11 | 3,388 | 11.86 | 124 | -23.55 | 35.59 | n/a |
| 18 | Banco do Estato do Parana | Curitiba | 1994 | 370 | 9.1 | 4,492 | 29.88 | 44 | -0.3 | 12.51 | n/a |
| 19 | Banco America do Sul | Sao Paulo | 1995 | 367 | 12.71 | 3,831 | 33.48 | 49 | 48.52 | 14.14 | n/a |
| 20 | Banco Multiplic | Rio de Janeiro | 1995 | 360 | 17.73 | 1,537 | -49.63 | 110 | -235.2 | 33.02 | n/a |
| 21 | Banco Mercantil do Brasil | Belo Horizonte | 1995 | 346 | 11.9 | 1,499 | 4.36 | 47 | 49.45 | 14.22 | n/a |
| 22 | Banco Sudameris Brasil | Sao Paulo | 1994 | 340 | 14.77 | 3,763 | -3.48 | n/a | n/a | n/a | n/a |
| 23 | Banco Boavista | Rio de Janeiro | 1995 | 323 | 43.83 | 3,062 | -29.92 | 122 | -22.05 | 44.45 | n/a |
| 24 | Banco de Investimento | Brasilia | 1992 | 293 | 12.29 | 473 | 7.06 | 25 | 106.12 | 8.97 | -91.37 |
| 25 | Banco Itamarati | Sao Paulo | 1995 | 286 | 9.82 | 1,845 | 12.8 | 53 | -1.13 | 19.42 | n/a |
| 26 | Banco Bozano Simonsen | Riode Janeiro | 1994 | 259 | 28.14 | 3,388 | 18.28 | 66 | 52.06 | 28.43 | n/a |
| 27 | Banco Bandeirantes | Sao Paulo | 1995 | 257 | 17.39 | 3,807 | 45.35 | 52 | -5.78 | 21.73 | n/a |
| 28 | Banco do Estado do Rio Granddo Sul | Porto Alegre | 1993 | 243 | 12.07 | 1,719 | 12.19 | 29 | 141.81 | 12.61 | n/a |
| 29 | Excel Banco | Sao Paulo | 1995 | 237 | 59.94 | 1,402 | -4.12 | 80 | 138.09 | 41.4 | n/a |
| Bulgaria | |||||||||||
| 1 | Bulgarian Foreign Trade Bank | Sofia | 1993 | 408 | n/a | 16,248 | 32.19 | 6 | n/a | n/a | -25.13 |
| 2 | United Bulgarian Bank | Sofia | 1994 | 33 | -6.97 | 791 | 63.05 | -15 | n/a | -43.35 | n/a |
| 3 | First Private Bank | Sofia | 1994 | 33 | 7.68 | 586 | 8.65 | 13 | n/a | 42.96 | n/a |
| 4 | First East International Bank | Sofia | 1993 | 26 | 136.12 | 151 | 103.18 | 8 | n/a | 45.7 | -25.13 |
| 5 | Balkanbank | Sofia | 1992 | 19 | -7.89 | 587 | 67.46 | 0 | -100.00 | 0 | -8.47 |
| 6 | Expressbank | Varna | 1994 | 16 | -49.76 | 335 | -18.89 | 3 | -89.8 | 11.15 | -50.44 |
| 7 | Hebrosbank | Plovdiv | 1994 | 11 | -50.77 | 520 | -25.14 | n/a | n/a | n/a | -50.44 |
| 8 | Elitbank | Sofia | 1994 | 8 | n/a | 57 | n/a | 0 | n/a | n/a | n/a |
| 9 | Central Cooperative Bank | Sofia | 1994 | 8 | -44.57 | 103 | -24.14 | 0 | -107.1 | -0.28 | -50.44 |
| 10 | Credit Bank | Sofia | 1994 | 4 | -48.58 | 114 | -4.61 | 0 | n/a | 0 | -50.44 |
| 11 | Bulgarian Post Bank | Sofia | 1994 | 2 | -120.2 | 249 | -7.65 | -5 | -53.39 | 117.05 | n/a |
| 12 | Bank For Agricultural Credit | Sofia | 1994 | -2 | -95.4 | 251 | 4.56 | 46 | -162.6 | -165.6 | n/a |
| 13 | Commercial Bank Biochim | Sofia | 1994 | -11 | 521.93 | 269 | -18.62 | -22 | -43.69 | 358.93 | n/a |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Canada | |||||||||||
| 1 | Royal Bank of Canada | Montreal | 1995 | 6,801 | 5.03 | 136,666 | 5.87 | 939 | 7.72 | 14.15 | -0.22 |
| 2 | Canadian Imperial Bank of Commerce | Toronto | 1995 | 6,495 | 2.3 | 133,386 | 18.41 | 755 | 13.79 | 11.76 | -0.22 |
| 3 | Bank of Nova Scotia | Toronto | 1995 | 5,546 | 15.9 | 109,532 | 10.48 | 652 | 81.34 | 12.62 | -0.22 |
| 4 | Bank of Montreal | Montreal | 1995 | 5,355 | 7.2 | 112,989 | 9.64 | 734 | 19.25 | 14.18 | -0.22 |
| 5 | Toronto-Dominion Bank | Toronto | 1995 | 4,504 | 11.04 | 80,969 | 8.83 | 591 | 15.99 | 13.8 | -0.22 |
| 6 | National Bank of Canada | Montreal | 1995 | 1,757 | -0.18 | 36,399 | 9 | 182 | 12.65 | 10.37 | -0.22 |
| 7 | CT Financial Services | London | 1995 | 1,718 | -4.5 | 38,028 | 8.58 | 196 | 24.04 | 11.17 | 2.75 |
| 8 | Desjardins-Laurentian Financial | Montreal | 1994 | 963 | 171.3 | 16,019 | 246.44 | -5 | -116.5 | -0.76 | -5.62 |
| 9 | National Trustco | Toronto | 1994 | 579 | 4.76 | 11,850 | 0.02 | 43 | 18.31 | 7.52 | -0.37 |
| 10 | Montreal Trustco | Montreal | 1993 | 437 | -12.06 | 8,421 | -12.17 | -37 | -40.45 | -7.93 | -4 |
| 11 | Laurentian Bank of Canada | Montreal | 1995 | 386 | 27.55 | 9,460 | 21.17 | 27 | 176.31 | 7.78 | -0.22 |
| 12 | Caisse Central Desjardins duQuebec | Montreal | 1995 | 321 | 2.75 | 3,908 | 0.99 | 23 | 87.37 | 7.17 | 2.75 |
| 13 | Canada Trust Company | London | 1994 | 179 | -20.89 | 4,088 | 1.66 | 13 | 51.48 | 6.57 | -5.62 |
| 14 | Canadian Western Bank | Edmonton | 1995 | 69 | 88.45 | 990 | 88.13 | 8 | 117.11 | 15.3 | -0.22 |
| Chile | |||||||||||
| 1 | Banco de Chile | Santiago | 1995 | 587 | 3.44 | 7,693 | 2.83 | 48 | -1.19 | 8.26 | -6.88 |
| 2 | Banco del Estado de Chile | Santiago | 1995 | 535 | -2.54 | 9,111 | 9.55 | 41 | -48.9 | 7.56 | -6.88 |
| 3 | Banco O`Higgins | Santiago | 1995 | 330 | 2.91 | 4,885 | 24.6 | 42 | 7.21 | 12.79 | -6.88 |
| 4 | Banco de Santiago | Santiago | 1995 | 319 | 2.36 | 5,041 | 3.83 | 34 | 15.82 | 10.72 | -6.88 |
| 5 | Banco Osorno y la Union | Santiago | 1995 | 318 | 86.03 | 4,449 | 6.55 | 37 | 11.12 | 15.07 | -6.88 |
| 6 | Banco de A Edwards | Santiago | 1995 | 227 | 99.32 | 3,341 | 25.94 | 38 | 184.3 | 22.23 | -6.88 |
| 7 | Banco de Credito e Inversiones | Santiago | 1995 | 202 | 18.35 | 4,390 | 6.79 | 46 | 33.04 | 24.99 | -6.88 |
| 8 | Banco Sud Americano | Santiago | 1995 | 150 | 34.73 | 4,044 | 9.38 | 23 | 508.36 | 17.57 | -6.88 |
| 9 | Banco Bhif | Santiago | 1995 | 121 | 12.95 | 2,706 | 49.07 | 14 | 25.04 | 12.68 | -6.88 |
| 10 | Banco BICE | Santiago | 1995 | 120 | 43.12 | 2,422 | 14.68 | 16 | 10.83 | 15.69 | -0.4 |
| China | |||||||||||
| 1 | Bank of China | Beijing | 1994 | 10,482 | -18.76 | 245,742 | -26.8 | 991 | -53.3 | 8.48 | -31.3 |
| 2 | Industrial & Commercial Bankof China | Beijing | 1994 | 10,379 | -31.57 | 311,832 | -7.68 | 502 | -64.6 | 3.93 | -31.3 |
| 3 | Agricultural Bank of China | Beijing | 1994 | 5,304 | -2.2 | 148,349 | -18.6 | 62 | -86.8 | 1.16 | -31.3 |
| 4 | People`s Construction Bank of China | Beijing | 1994 | 4,652 | -21.12 | 165,454 | -9.95 | 331 | -24.9 | 6.28 | -31.3 |
| 5 | Bank of Communications | Shanghai | 1994 | 2,020 | -20.25 | 36,110 | 6.46 | 414 | -37.8 | 18.17 | -31.3 |
| 6 | Kincheng Banking Corporation | Beijing | 1995 | 929 | 25.24 | 8,481 | 17.55 | 122 | 39.34 | 14.6 | 1.55 |
| 7 | Sin Hua Bank | Beijing | 1994 | 840 | 52.25 | 11,663 | 11.68 | 127 | 19.89 | 18.24 | -31.3 |
| 8 | Kwangtung Provincal Bank | Beijing | 1994 | 731 | 46.65 | 10,496 | 17.02 | 97 | 9.87 | 15.72 | -31.3 |
| 9 | Yien Yieh Commercial Bank | Beijing | 1995 | 505 | 22.28 | 3,998 | 16.63 | 60 | 10.24 | 12.97 | 1.55 |
| 10 | National Commercial Bank | Beijing | 1994 | 504 | 38.48 | 6,245 | 20.27 | 74 | 14.69 | 17.01 | -31.3 |
| 11 | China State Bank | Beijing | 1994 | 430 | 33.62 | 6,032 | 16.22 | 61 | 23.94 | 16.32 | -31.3 |
| 12 | China & South Sea Bank | Beijing | 1994 | 427 | 38.84 | 6,376 | 33.26 | 57 | 9.55 | 15.65 | -31.3 |
| 13 | Shanghai International Trust & Investment | Shanghai | 1995 | 303 | 6.55 | 2,810 | 10.66 | 67 | 30.87 | 22.85 | 1.55 |
| 14 | Guangdong International Trust & Investment | Guangzhou | 1993 | 285 | 16.24 | 2,248 | 5.19 | 19 | 85.11 | 7.28 | -0.83 |
| 15 | Fujian Investment & EnterpriseCorp | Fuzhou | 1993 | 254 | -12.31 | 1,067 | 12.98 | 42 | 68.65 | 15.27 | -0.83 |
| 16 | Everbright Bank of China | Beijing | 1994 | 175 | 3.18 | 2,399 | 54.5 | 38 | 37.76 | 22.26 | -31.3 |
| 17 | Shandong International Trust& Investment | Jinan | 1995 | 170 | 17.58 | 1,615 | 17.33 | 20 | 26.75 | 12.67 | 1.55 |
| 18 | Guangzhou International Trust & Investment | Guanzhou | 1994 | 146 | -8.82 | 1,107 | 0.82 | 14 | -21.3 | 9.37 | -31.3 |
| 19 | Huaxia Bank | Beijing | 1992 | 142 | n/a | 271 | n/a | 0 | n/a | n/a | n/a |
| 20 | Xiamen International Bank | Xiamen | 1994 | 125 | 7.44 | 776 | 29.72 | 15 | -6.44 | 12.05 | -0.19 |
| Colombia | |||||||||||
| 1 | Banco de Comercio Exterior deColombia | Bogota | 1995 | 579 | 10.65 | 1,654 | 10.04 | 56 | 141.03 | 10.2 | -15.83 |
| 2 | Banco de Bogota | Bogota | 1995 | 487 | 10.73 | 2,206 | 9.47 | 77 | 11.42 | 16.64 | -15.83 |
| 3 | Banco Ganadero | Bogota | 1995 | 445 | 20.56 | 2,898 | 2.85 | 54 | -9.25 | 13.22 | -15.83 |
| 4 | Bancafe | Bogota | 1995 | 345 | 17.87 | 2,335 | 10.45 | 7 | -49.29 | 2.24 | -15.83 |
| 5 | Banco de Colombia | Bogota | 1995 | 330 | 14.86 | 2,416 | 2.73 | 55 | 0.18 | 17.79 | -15.83 |
| 6 | Banco Industrial Colombiano | Medellin | 1995 | 314 | 28.41 | 1,627 | 21.39 | 62 | -7.01 | 22.18 | -15.83 |
| 7 | Financiera Energetica Nacional | Santafe | 1994 | 270 | 51.32 | 2,078 | 21.13 | 31 | 27.96 | 13.9 | 10.09 |
| 8 | Banco Popular | Bogota | 1995 | 228 | -1.9 | 1,421 | -10.05 | 14 | -63.63 | 6.26 | -15.83 |
| 9 | Banco Comercial Antioqueno | Medellin | 1995 | 220 | 12.89 | 1,295 | 4.05 | 22 | -6.27 | 10.6 | -15.83 |
| 10 | Banco de Occidente | Cali | 1995 | 168 | 14.57 | 1,103 | 5.94 | 43 | 7.95 | 27.46 | -15.83 |
| 11 | Banco Central Hipotecario | Santafe | 1994 | 113 | 44.52 | 1,463 | 49.4 | 17 | 2.67 | 17.71 | 10.09 |
| Costa Rica | |||||||||||
| 1 | Banco Nacional De Costa Rica | San Jose | 1995 | 92 | 11.36 | 1,574 | 8.69 | 2 | 314.2 | 2.16 | -15.4 |
| 2 | Banco de Costa Rica | San Jose | 1995 | 77 | 8.26 | 871 | -1.25 | 12 | 19.64 | 16.04 | -15.4 |
| 3 | Caja de Ahorro y Prestamos de Ande | San Jose | 1995 | 72 | n/a | 78 | n/a | 6 | n/a | n/a | n/a |
| 4 | Banco Hipotecario de la Vivienda | San Jose | 1995 | 60 | n/a | 102 | n/a | 9 | n/a | n/a | n/a |
| 5 | Corp Costarricense de Finanzas Industria | San Jose | 1995 | 30 | 32.16 | 95 | 2.08 | 6 | 32.75 | 22.48 | -14.6 |
| Croatia | |||||||||||
| 1 | Privredna banka Zagreb | Zagreb | 1995 | 413 | -6.74 | 3,311 | 3.93 | -37 | -42.7 | -8.6 | n/a |
| 2 | Zagrebacka banka | Zagreb | 1994 | 335 | 17.76 | 2,583 | 31.63 | 25 | -47.9 | 7.92 | 16.58 |
| 3 | Rijecka banka | Rijecka | 1994 | 116 | -8.04 | 677 | 8.06 | -5 | -17.9 | -4.38 | 16.58 |
| 4 | Varazdinska banka | Varazdin | 1994 | 57 | 17.78 | 194 | 22.65 | 2 | 729.3 | 3.37 | 16.58 |
| 5 | Splitska banka | Split | 1994 | 56 | 31.11 | 882 | -7.02 | -9 | -136 | -18.8 | n/` |
| Cyprus | |||||||||||
| 1 | Bank Of Cyprus | Nicosia | 1994 | 297 | 27.97 | 4,972 | 27.08 | 36 | 31.85 | 13.63 | 9.15 |
| 2 | Cyprus Popular Bank | Nicosia | 1994 | 276 | 18.22 | 3,303 | 22.73 | 32 | 33.68 | 12.43 | 9.15 |
| 3 | Hellenic Bank | Nicosia | 1994 | 45 | 15.87 | 872 | 23.94 | 8 | 30.8 | 20.01 | 9.15 |
| 4 | Turkish Bank Group | Nicosia | 1994 | 33 | 48.24 | 321 | 29.05 | 5 | 16.23 | 19.56 | -57.1 |
| Czech Republic | |||||||||||
| 1 | Ceska Sporitelna | Prague | 1994 | 1,232 | 81.51 | 12,747 | 19.07 | 35 | 228.1 | 3.66 | 6.8 |
| 2 | Komercni banka | Prague | 1994 | 991 | 77.71 | 11,077 | 20.4 | 175 | -26.2 | 22.55 | 6.8 |
| 3 | Konsolidacni banka | Prague | 1994 | 833 | 8.17 | 3,940 | 14.45 | 0 | -99 | 0.04 | 6.8 |
| 4 | Ceskoslovenska Obchodni banka | Prague | 1995 | 629 | 41.32 | 7,151 | 25.38 | 107 | 52.38 | 19.94 | 5.44 |
| 5 | Investicni a Postovni banka | Prague | 1994 | 392 | 84.15 | 5,574 | 34.58 | 24 | 163.5 | 8.02 | 6.8 |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Denmark | |||||||||||
| 1 | Den Danske Bank | Copenhagen | 1995 | 4,165 | 24.72 | 70,319 | 26.5 | 654 | 387.8 | 17.44 | 9.68 |
| 2 | Nykredit | Copenhagen | 1995 | 3,748 | 21.52 | 71,886 | 14.25 | 355 | 328.9 | 10.38 | 9.68 |
| 3 | Unidanmark | Copenhagen | 1995 | 2,722 | 22.26 | 46,013 | 25.98 | 379 | 343.4 | 15.32 | 9.68 |
| 4 | Unibank | Copenhagen | 1995 | 2,658 | 23.07 | 41,782 | 19.17 | 382 | 360.7 | 15.87 | 9.68 |
| 5 | Mortgage Bank of the Kingdomof Denmark | Copenhagen | 1995 | 1,806 | 14.88 | 3,557 | 2.28 | 158 | 157.6 | 9.35 | 9.68 |
| 6 | Realkredit Danmark | Copenhagen | 1994 | 1,777 | 34.25 | 54,422 | -3.57 | 67 | -69.1 | 4.34 | 11.34 |
| 7 | Bikuben Girobank | Copenhagen | 1995 | 1,107 | 22.05 | 26,931 | 5.36 | 304 | n/a | n/a | n/a |
| 8 | Jyske Bank Group | Silkeborg | 1995 | 699 | 47.49 | 9,238 | 15.61 | 130 | 891.3 | 22.24 | 9.68 |
| 9 | Sydbank | Aabenraa | 1995 | 402 | 13.71 | 7,092 | 1.9 | 20 | 726.3 | 5.39 | 9.68 |
| 10 | Topdanmark | Ballerup | 1994 | 370 | -1.09 | 2,528 | -43.1 | -70 | -544 | -18.9 | 11.34 |
| 11 | Spar Nord Holding | Aalborg | 1995 | 281 | 15.32 | 3,717 | -10.9 | 22 | -142 | 8.26 | 9.68 |
| 12 | Sydbank Sonderjylland | Aabenraa | 1994 | 250 | 67.39 | 6,908 | 106.6 | 3 | -114 | 1.73 | 11.34 |
| 13 | Sparekassen Nordjylland | Aalborg | 1995 | 241 | 18.06 | 3,632 | -11.1 | 22 | -143 | 9.79 | 9.68 |
| 14 | Arbejdernes Landsbank | Copenhagen | 1995 | 203 | 24.28 | 2,246 | 5.94 | 28 | 750 | 15.28 | 9.68 |
| 15 | Codan Bank | Copenhagen | 1995 | 177 | 22.89 | 1,518 | 50.71 | 19 | -16.2 | 11.85 | 9.68 |
| 16 | Amtssparekassen Fyn | Odense | 1995 | 150 | 14.93 | 2,020 | 23.77 | 12 | 71.21 | 8.23 | 9.68 |
| DominicanRepublic | |||||||||||
| 1 | Grupo Financiero Popular | Santo Domingo | 1993 | 81 | 21.67 | 755 | 14.99 | 14 | 27.44 | 18.64 | -2.09 |
| 2 | Banco de Reservas de la RepublicaDominica | Santo Domingo | 1994 | 67 | -17.74 | 923 | 6.96 | 18 | -16.88 | 24.74 | -2.27 |
| 3 | Banco Popular Dominicano | Santo Domingo | 1995 | 61 | 4.86 | 665 | 1.36 | 17 | 19.19 | 29.08 | -4.66 |
| 4 | Grupo Financiero | Santo Domingo | 1994 | 34 | 18.98 | 306 | 23.93 | 6 | 55.86 | 18.05 | -2.27 |
| 5 | Banco del Comercio Dominicano | Santo Domingo | 1994 | 32 | 21.63 | 345 | 9.17 | 1 | 61.65 | 4.78 | -2.27 |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Ecuador | |||||||||||
| 1 | Filanbanco | Guayaquil | 1995 | 130 | 28.01 | 992 | 5.56 | 10 | -23.8 | 8.83 | -22.73 |
| 2 | Banco del Pacifico | Guayaquil | 1995 | 125 | n/a | 912 | n/a | 9 | n/a | n/a | n/a |
| 3 | Banco Popular del Ecuador | Quito | 1995 | 117 | 57.23 | 578 | 74.45 | 16 | 25.98 | 16.53 | -22.73 |
| 4 | Banco del Progreso | Guayaquil | 1995 | 89 | 76.72 | 696 | 57.24 | 18 | 36.11 | 25.72 | -22.73 |
| 5 | Banco Continental | Guayaquil | 1995 | 89 | 57.74 | 552 | 10.79 | n/a | n/a | n/a | -22.73 |
| Egypt | |||||||||||
| 1 | National Bank of Egypt | Cairo | 1995 | 510 | 4.37 | 13,930 | 11.04 | 29 | 24.81 | 5.9 | -0.15 |
| 2 | Banque Misr | Cairo | 1995 | 360 | 1.77 | 12,856 | 8.31 | 17 | 9.45 | 4.71 | -0.15 |
| 3 | Commercial Interbank | Cairo | 1995 | 253 | 0.04 | 2,294 | 26.85 | 64 | 6.2 | 25.43 | 0.03 |
| 4 | Banque du Caire | Cairo | 1994 | 247 | 0.95 | 6,475 | 22.17 | 17 | 16.7 | 7.08 | -1.1 |
| 5 | Bank of Alexandria | Alexandria | 1994 | 240 | 4.81 | 5,141 | 20.55 | 11 | 7.89 | 4.52 | -1.1 |
| 6 | Arab African International Bank | Cairo | 1994 | 122 | 19.89 | 718 | 6.35 | 10 | n/a | 9.13 | n/a |
| 7 | Egyptian American Bank | Cairo | 1994 | 65 | 6.39 | 927 | 7.04 | 23 | 19.87 | 37.43 | -0.57 |
| 8 | Faisal Islamic Bank of Egypt | Cairo | 1995 | 56 | -0.15 | 1,834 | 10.72 | 72 | 22.32 | 130.1 | -0.15 |
| 9 | Suez Canal Bank | Cairo | 1994 | 51 | 13.68 | 1,564 | 17.55 | 6 | 50.48 | 13.11 | -0.57 |
| 10 | National Bank for Development | Cairo | 1994 | 44 | 2.33 | 1,240 | 18.57 | 7 | 75.81 | 16.03 | -0.57 |
| El Salvador | |||||||||||
| 1 | Banco Cuscatlan | San Salvador | 1995 | 68 | 21.06 | 1,016 | 17.67 | 18 | 29.99 | 29.52 | -0.06 |
| 2 | Banco Salvadoreno | San Salvador | 1995 | 44 | 33.29 | 650 | 16.78 | 13 | 56.71 | 33.03 | -0.06 |
| 3 | Banco de Comercio de El Salvador | San Salvador | 1995 | 28 | 18.34 | 463 | 9.58 | 7 | 45.71 | 27.37 | -0.06 |
| 4 | Banco Hipotecario de El Salvador | San Salvador | 1995 | 25 | 37.85 | 272 | 4.8 | 3 | 181.66 | 12.84 | -0.06 |
| 5 | Banco Desarrollo | San Salvador | 1995 | 23 | 34.6 | 355 | 23.41 | 6 | 99.45 | 29.89 | -0.06 |
| Estonia | |||||||||||
| 1 | Hansapank | Tallinn | 1995 | 33 | 76.78 | 294 | 76.98 | 12 | 121.7 | 46.9 | 8.09 |
| 2 | Rahvapank | Polva | 1995 | 19 | n/a | 120 | n/a | 0 | n/a | n/a | n/a |
| 3 | Keila Pank | Keila | 1995 | 19 | n/a | 125 | n/a | 0 | n/a | n/a | n/a |
| 4 | Eesti Uhispank | Tallinn | 1995 | 17 | 103.7 | 230 | 68.83 | 3 | 63.96 | 20.66 | 8.09 |
| 5 | Estonian Savings Bank | Tallinn | 1995 | 13 | 486.3 | 226 | 261.1 | -2 | 267.5 | -22.2 | 8.09 |
| 6 | Estonian Investment Bank | Tallinn | 1994 | 9 | 84.17 | 26 | 179.7 | 0 | 88.81 | 1.66 | 9.82 |
| Ethiopia | |||||||||||
| 1 | Commercial Bank of Ethiopia | Addis Ababa | 1994 | 41 | 97.46 | 1,982 | 9.37 | 30 | 187.1 | 95.7 | -11.66 |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Finland | |||||||||||
| 1 | Merita | Helsinki | 1995 | 3,035 | 92.41 | 63,938 | 99.99 | 14 | -106 | 0.59 | 8.82 |
| 2 | Kansallis Osake Pankki | Helsinki | 1994 | 1,525 | 27.97 | 33,695 | 5.99 | -394 | 1.18 | -29 | 21.95 |
| 3 | Okobank (Group) | Helsinki | 1995 | 1,431 | 9.54 | 36,470 | 6.33 | 3 | -101 | 0.23 | 8.82 |
| 4 | Postipankki | Helsinki | 1995 | 901 | 1.75 | 26,504 | 10.58 | -128 | -18.4 | -14.3 | 8.82 |
| 5 | Siltapankki | Helsinki | 1993 | 267 | 51.78 | 423 | -84.6 | -335 | 257 | -151 | -9.33 |
| 6 | Skopbank | Helsinki | 1995 | 159 | -17.07 | 1,801 | -65.8 | -50 | -77.9 | -28.4 | 8.82 |
| 7 | Finnish Real Estate Bank | Helsinki | 1994 | 86 | 34.88 | 1,547 | -1.63 | 12 | 259.7 | 16.65 | 21.95 |
| 8 | Alandsbanken | Mariehamm | 1995 | 78 | 13.53 | 856 | 10.99 | 17 | 147.9 | 23.57 | 8.82 |
| 9 | Aktia Savings Bank | Helsinki | 1994 | 75 | -4.9 | 1,755 | 22.17 | -32 | 14.62 | -41.5 | 21.95 |
| 10 | Industrial Bank of Finland | Helsinki | 1993 | 59 | -12.82 | 851 | -8.78 | 3 | -43.9 | 5.19 | -9.33 |
| 11 | Interbank | Helsinki | 1994 | 19 | -11.52 | 738 | 17.04 | -7 | -338 | -32.1 | 21.95 |
| France | |||||||||||
| 1 | Crédit Agricole | Paris | 1995 | 20,671 | 16.94 | 386,385 | 17.74 | 1,378 | 22.1 | 7.19 | 9.1 |
| 2 | Banque Nationale de Paris | Paris | 1994 | 12,246 | 9.46 | 271,641 | 8.45 | 310 | 79.37 | 2.64 | 10.26 |
| 3 | Banque Paribas | Paris | 1995 | 12,088 | 1.55 | 272,211 | 12.38 | -520 | -189 | -4.33 | 9.1 |
| 4 | Société Générale | Paris | 1994 | 11,568 | 17.61 | 278,013 | 6.84 | 720 | 17.5 | 6.72 | 10.26 |
| 5 | Caisse des Dépôts et Consignations | Paris | 1994 | 8,920 | 13.37 | 122,742 | -7.07 | 432 | -8.88 | 5.14 | 10.26 |
| 6 | Crédit Lyonnais | Paris | 1995 | 8,727 | -1.27 | 339,391 | 3.5 | 3 | -100 | 0.03 | 9.1 |
| 7 | Caisses d`Epargne et Prévoyance – CEP | Paris | 1994 | 8,326 | 14.11 | 187,879 | 19.16 | 246 | -18.1 | 3.15 | 10.26 |
| 8 | Caisse Centrale de CréditMutuel | Paris | 1995 | 7,834 | 19.89 | 105,305 | 20.76 | 349 | 14.03 | 4.86 | 9.1 |
| 9 | Groupe des Banques Populaires | Paris | 1995 | 4,796 | 16.55 | 112,557 | 30.02 | 327 | 11.68 | 7.34 | 9.1 |
| 10 | Banque Indosuez | Paris | 1994 | 3,513 | 6.74 | 76,334 | 16.32 | -204 | -281 | -5.99 | 10.26 |
| 11 | Comp Financière de Cic et l’Union Européenne | Paris | 1994 | 3,359 | 15 | 97,841 | 17.02 | 85 | 32.6 | 2.72 | 10.26 |
| 12 | Compagnie Bancaire Group | Paris | 1994 | 3,291 | 15.42 | 53,660 | 3.4 | 100 | 61.92 | 3.26 | 10.26 |
| 13 | Crédit Commercial de France | Paris | 1995 | 3,139 | 18.83 | 70,183 | 14 | 1,853 | 9.79 | 64.12 | 9.1 |
| 14 | Crédit Immobilier de France | Paris | 1994 | 1,958 | 19.6 | 24,550 | 11.38 | 153 | 6 | 8.53 | 10.26 |
| 15 | Crédit Foncier de France | Paris | 1994 | 1,927 | 29.76 | 70,498 | 9.62 | 51 | -41.3 | 3 | 10.26 |
| 16 | Cetelem | Neuilly-sur-Seine | 1995 | 1,823 | 26.68 | 15,896 | 25.29 | 232 | 23.09 | 14.2 | 9.1 |
| 17 | Crédit National | Paris | 1994 | 1,737 | 9.25 | 27,881 | 5.61 | 13 | -77.6 | 0.75 | 10.26 |
| 18 | SBT-BATIF | Paris | 1994 | 1,672 | -29.4 | 9,524 | -23.9 | -70 | -6.03 | -3.47 | 10.26 |
| 19 | SOVAC | Paris | 1994 | 1,103 | 14.32 | 8,224 | 4.27 | 93 | 14.18 | 8.98 | 10.26 |
| 20 | Banque Française du Commerce Extérieur | Paris | 1995 | 974 | 11.7 | 37,488 | 2.67 | 70 | -13.1 | 7.6 | 9.1 |
| 21 | Banque Fédérative du CréditMutuel | Strasbourg | 1995 | 862 | 18.16 | 33,203 | 25.11 | 46 | 17.53 | 5.72 | 9.1 |
| 22 | Electro Banque | Paris | 1994 | 786 | 128.01 | 3,084 | 35.64 | 30 | 32.15 | 5.39 | 10.26 |
| 23 | Crédisuez | Paris | 1994 | 756 | 2.31 | 14,296 | 15.94 | -690 | 42.46 | -92.4 | 10.26 |
| 24 | Crédit Industriel Commercial de Paris | Paris | 1994 | 655 | 10.7 | 20,383 | 13 | -18 | -140 | -2.82 | 10.26 |
| 25 | Compagnie Parisienne de Réescompte | Paris | 1994 | 643 | 16.68 | 30,511 | 17.99 | 52 | -11 | 8.65 | 10.26 |
| 26 | Société GénéraleAlsacienne de Banque | Strasbourg | 1994 | 575 | 24.47 | 17,870 | 16.3 | 28 | 66.49 | 5.45 | 10.26 |
| 27 | Crédit Industriel d’Alsace-Lorraine | Strasbourg | 1994 | 559 | 18.25 | 13,843 | 7.58 | 30 | 15.24 | 5.87 | 10.26 |
| 28 | Banque Worms | Paris | 1994 | 489 | 16.17 | 11,002 | -12.9 | -16 | -91.7 | -3.58 | 10.26 |
| 29 | Banque Sofinco | Paris | 1994 | 488 | 20.06 | 5,947 | 9.59 | 62 | 43.38 | 13.75 | 10.26 |
| 30 | Banque du Phénix | Paris | 1994 | 436 | -30.72 | 6,510 | -6.39 | -51 | -76.8 | -9.47 | 10.26 |
| Rank | Bank | City | Fiscal | Shareholders’ | Equity | Total | Asset | Net | Profit | Return on | US$ |
| ’95 | period | equity | growth | assets | growth | profit | growth | average | differential | ||
| ($m) | (%) | ($m) | (%) | ($m) | (%) | equity | (%) | ||||
| Germany | |||||||||||
| 1 | Deutsche Bank | Frankfurt | 1995 | 18,077 | 17.15 | 481,231 | 30.07 | 1,524 | 73.58 | 9.1 | 8.04 |
| 2 | Commerzbank | Frankfurt | 1995 | 11,244 | 21.7 | 281,943 | 27.66 | 683 | 0.26 | 6.67 | 8.04 |
| 3 | Dresdner Bank | Frankfurt | 1995 | 10,149 | 13.07 | 179,821 | 17.17 | 594 | 8.3 | 6.21 | 8.04 |
| 4 | Westdeutsche Landesbank Girozentrale | Düsseldorf | 1995 | 8,829 | 10.71 | 291,312 | 22.64 | 363 | 31.27 | 4.32 | 8.04 |
| 5 | Bayerische Vereinsbank | Munich | 1995 | 7,986 | 28.56 | 248,721 | 21.07 | 278 | n/a | 3.91 | 8.04 |
| 6 | Bayerische Hypotheken- und Wechsel-Bank | Munich | 1995 | 7,318 | 11.75 | 208,275 | 17.11 | 472 | 41 | 6.8 | 8.04 |
| 7 | Bayerische Landesbank Girozentrale | Munich | 1995 | 5,812 | 37.93 | 222,145 | 22.42 | 315 | 44.91 | 6.29 | 8.04 |
| 8 | Bankgesellschaft Berlin | Berlin | 1995 | 5,632 | 10.93 | 196,409 | 23.58 | 332 | 21.87 | 6.2 | 8.04 |
| 9 | Staatsbank Berlin | Berlin | 1994 | 5,029 | -5.64 | 37,486 | -23.41 | 35 | -82.8 | 0.67 | 11.5 |
| 10 | Deutsche Genossenschaftsbank | Frankfurt | 1994 | 4,356 | 19.16 | 160,230 | 25.02 | 90 | -72.38 | 2.26 | 11.46 |
| 11 | Norddeutsche Landesbank Girozentrale | Hannover | 1994 | 3,938 | 33.06 | 122,395 | 18.32 | 63 | -44.27 | 1.82 | 11.46 |
| 12 | Deutsche Kreditbank | Berlin | 1993 | 3,506 | -6.02 | 39,449 | -27.43 | 235 | -14.12 | 6.5 | -6.51 |
| 13 | BHF-Bank | Frankfurt | 1995 | 2,662 | 17.73 | 45,290 | 20.72 | 130 | 14.15 | 5.3 | 8.04 |
| 14 | Landeskreditbank Baden-Württemberg | Karlsruhe | 1995 | 2,640 | 19.57 | 78,599 | 22.61 | 255 | 67.81 | 10.5 | 8.04 |
| 15 | Deutsche Postbank | Bonn | 1994 | 2,531 | n/a | 60,273 | n/a | 33 | n/a | n/a | n/a |
| 16 | Landesbank Schleswig-Holstein Girozentrale | Kiel | 1995 | 2,511 | 13.56 | 62,785 | 22.77 | 70 | 65.34 | 2.98 | 8.04 |
| 17 | Deutsche Pfandbrief- und Hypothekenbank | Wiesbaden | 1995 | 2,410 | 26.75 | 105,487 | 35.44 | 98 | 8.81 | 4.56 | 8.04 |
| 18 | Berliner Handels- und Frankfurter Bank | Frankfurt | 1994 | 2,261 | 27.31 | 37,515 | 17.38 | 114 | 24.86 | 5.66 | 11.46 |
| 19 | Südwestdeutsche Landesbank | Stuttgart | 1995 | 2,049 | 40.35 | 125,821 | 15.9 | 144 | 58.98 | 8.19 | 8.04 |
| 20 | Hamburgische Wohnungsbaukredit | Hamburg | 1994 | 2,036 | 11.46 | 4,418 | 19.65 | n/a | n/a | n/a | 11.46 |
| 21 | Hamburgische Landesbank Girozentrale | Hamburg | 1994 | 1,892 | 38.55 | 49,266 | 19.17 | 52 | 11.46 | 3.17 | 11.46 |
| 22 | Landesbank Hessen-Thüringen | Frankfurt | 1995 | 1,862 | 15.81 | 100,304 | 24.1 | 80 | -7.96 | 4.62 | 8.04 |
| 23 | IKB Deutsche Industriebank | Düsseldorf | 1995 | 1,758 | 44.48 | 30,542 | 28.79 | 84 | 32.23 | 5.64 | 20.83 |
| 24 | Hamburger Sparkasse | Hamburg | 1995 | 1,671 | 14.4 | 27,814 | 14.51 | 92 | 17.87 | 5.88 | 8.04 |
| 25 | BFG Bank | Frankfurt | 1994 | 1,643 | -5.35 | 41,715 | 2.76 | 165 | 576.73 | 9.75 | 11.46 |
| 26 | Bausparkasse SchwäbischHall | Schwäbisch Hall | 1995 | 1,605 | 4.15 | 30,725 | 11.46 | 28 | -87.33 | 1.77 | 8.04 |
| 27 | Südwestdeutsche Genossenschafts-Zentralbank | Frankfurt | 1995 | 1,329 | 22.81 | 30,672 | 18.37 | 93 | -37.52 | 7.7 | 8.04 |
| 28 | Deutsche Girozentrale DeutscheKommunalbank | Frankfurt | 1994 | 1,238 | 33.2 | 58,806 | 14.1 | 61 | 11.46 | 5.66 | 11.46 |
| 29 | Landesgirokasse | Stuttgart | 1994 | 1,120 | 29.11 | 21,488 | 23.59 | 83 | 30.71 | 8.38 | 11.46 |
| 30 | BHW Bausparkasse | Hameln | 1994 | 1,055 | 25.26 | 24,759 | 16.49 | 150 | 212.89 | 15.86 | 11.46 |
| 31 | Rheinische Hypothekenbank | Frankfurt | 1994 | 1,054 | 16.53 | 39,356 | 25.88 | 70 | 22.72 | 7.19 | 11.46 |
| 32 | Vereins- und Westbank | Hamburg | 1995 | 1,028 | 29.18 | 20,174 | 12.16 | 51 | 33.68 | 5.59 | 8.04 |
| 33 | Sal Oppenheim Jr | Köln | 1995 | 961 | 22.04 | 20,703 | 13.84 | 43 | 163.62 | 4.87 | 8.04 |
| 34 | Landwirtschaftliche Rentenbank | Frankfurt | 1995 | 956 | 24.18 | 40,839 | 23.37 | 36 | 12.36 | 4.2 | 8.04 |
| 35 | Deutsche Genossenschafts-Hypothekenbank | Hamburg | 1995 | 944 | 24.09 | 34,325 | 22.62 | 42 | 29.65 | 4.91 | 8.04 |
| 36 | Landesbank Rheinland-Pfalz Girozentrale | Mainz | 1995 | 891 | 15.75 | 46,319 | 29.04 | 80 | 38.39 | 9.58 | 8.04 |
| 37 | Baden-WürttembergischeBank | Stuttgart | 1995 | 871 | 9.62 | 17,722 | 22.58 | 45 | 15.13 | 5.45 | 8.04 |
| 38 | Deutsche Hypothekenbank Frankfurt | Frankfurt | 1995 | 868 | -21.29 | 49,809 | 22.44 | 84 | 25.7 | 8.56 | 8.04 |
| 39 | Bausparkasse Wüstenrot | Ludwigsburg | 1994 | 867 | 15.77 | 18,109 | 15.34 | 48 | 70.6 | 5.99 | 11.46 |
| 40 | Deutsche Siedlungs und Landesrentenbank | Bonn | 1994 | 812 | 25.19 | 42,485 | 23.83 | 22 | n/a | 3.01 | 11.46 |
| 41 | Genossenschafliche Zentralbank | Stuttgart | 1995 | 744 | 21.11 | 21,125 | 20.38 | 50 | 16.23 | 7.3 | 8.04 |
| 42 | Frankfurter Sparkasse | Frankfurt | 1994 | 701 | 27.82 | 15,106 | 17.51 | 26 | 11.46 | 4.13 | 11.46 |
| 43 | Deutsche Centralbodenkredit | Köln | 1994 | 663 | 19.74 | 23,751 | 13.42 | 67 | 97.93 | 10.93 | 11.46 |
| 44 | Bremer Landesbank | Bremen | 1995 | 582 | 9.35 | 33,459 | 16.06 | 15 | 8.04 | 2.63 | 8.04 |
| 45 | Deutsche Handelsbank | Berlin | 1993 | 580 | -10.18 | 1,877 | 0.57 | 19 | -19.14 | 3.03 | -6.51 |
| 46 | Stadtsparkasse München | Munich | 1995 | 558 | 15.09 | 12,767 | 13.33 | 34 | 5.88 | 6.55 | 8.04 |
| 47 | Nassauische Sparkasse | Wiesbaden | 1994 | 542 | 24.01 | 12,947 | 22.38 | 36 | 11.46 | 7.25 | 11.46 |
| 48 | Stadtsparkasse Köln | Koln | 1994 | 523 | 25.05 | 15,312 | 21.78 | 57 | 22.61 | 12.07 | 11.46 |
| 49 | Opel Bank | Rüsselheim | 1994 | 504 | 53.29 | 5,547 | 18.82 | 206 | 298.22 | 49.48 | 11.46 |
| 50 | Deutsche Bau- und Bodenbank | Frankfurt | 1994 | 495 | 23.74 | 13,080 | 31.78 | 26 | -38.24 | 5.92 | 11.46 |
| Ghana | |||||||||||
| 1 | Ghana Commercial Bank | Accra | 1993 | 107 | 7.24 | 728 | 9.79 | 6 | 62.27 | 5.74 | -36.46 |
| 2 | Social Security Bank | Accra | 1994 | 21 | 31.76 | 167 | 18.95 | 11 | 101.23 | 59.49 | -22.13 |
| 3 | National Investment Bank | Accra | 1994 | 16 | 17.6 | 58 | 36 | 6 | 57.67 | 40.64 | -22.13 |
| Greece | |||||||||||
| 1 | National Bank of Greece | Athens | 1994 | 927 | 20.88 | 29,952 | 3.65 | 176 | 127.65 | 20.74 | 3.74 |
| 2 | Commercial Bank of Greece | Athens | 1994 | 740 | 10.86 | 10,321 | 11.92 | 120 | 21 | 17.05 | 3.74 |
| 3 | Agricultural Bank of Greece | Athens | 1994 | 736 | 4.92 | 12,635 | 17.55 | 7 | 0.98 | 0.91 | 3.74 |
| 4 | Alpha Credit Bank | Athens | 1995 | 653 | 18.38 | 9,257 | 29.98 | 192 | 19.72 | 31.83 | 1.44 |
| 5 | Ionian and Popular Bank of Greece | Athens | 1994 | 345 | 47.34 | 4,942 | 22.79 | 44 | 82.31 | 15.12 | 3.74 |
| 6 | Ergobank | Athens | 1994 | 219 | 24.77 | 3,447 | 25.06 | 90 | 20.11 | 45.51 | 3.74 |
| 7 | National Mortgage Bank of Greece | Athens | 1994 | 187 | 21.79 | 6,893 | 13.04 | 28 | -181.8 | 16.26 | 3.74 |
| 8 | Nat Investment Bank for Industrial Development | Athens | 1994 | 124 | 16.71 | 495 | -1.07 | 19 | 11.6 | 16.73 | 3.74 |
| 9 | Macedonia Thrace Bank | Thessalonika | 1994 | 61 | 12.15 | 1,164 | 28.9 | 9 | 21.34 | 15.21 | 3.74 |
| 10 | General Hellenic Bank | Athens | 1994 | 49 | 28.81 | 1,187 | -0.2 | 16 | 270.97 | 36.04 | 3.74 |
| Guatemala | |||||||||||
| 1 | Banco de Occidente | Guatemala City | 1995 | 32 | n/a | 308 | n/a | 7 | n/a | 41.02 | -6.51 |
| 2 | Banco de Exportacion | Guatemala City | 1994 | 24 | 35.84 | 226 | 21.85 | 8 | 46.87 | 36.66 | 2.95 |
| 3 | Banco Industrial | Guatemala City | 1995 | 24 | -3.15 | 379 | 3.76 | 5 | -23.17 | 20.48 | -6.51 |
| 4 | Banco G&T | Guatemala City | 1994 | 18 | 17.65 | 305 | 18.37 | 4 | 26.98 | 26.26 | 2.95 |
| 5 | Banco del Agro | Guatemala City | 1995 | 16 | 5.86 | 185 | 10.46 | 3 | 6.48 | 21.41 | -6.51 |
| Guyana | |||||||||||
| 1 | Guyana Bank for Trade and Industry | Georgetown | 1995 | 13 | 82.06 | 102 | 31.63 | 2 | 6.02 | 20.77 | 1.42 |
| 2 | National Bank of Industry andCommerce | Georgetown | 1995 | 12 | 21.31 | 153 | 16.97 | 2 | -21.2 | 20.98 | 1.42 |