Biggest banks by country (M to S)

Country Rankings

THE EUROMONEY BANK ATLAS

Euromoney world bank ranking 1996

Country Rankings

Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Macau
1 Tai Fung Bank Macau 1994 115 30.62 1,524 14.85 32 6.52 31.27 -0.19
2 Seng Heng Bank Macau 1994 37 38.69 875 19.6 10 32.94 32.58 -0.19
3 Luso International Banking Macau 1994 33 11.65 473 30.95 7 8.76 20.99 -0.19
4 Banco Comercial de Macau Macau 1994 32 15.35 657 33.87 10 48.08 34.54 -0.19
Macedonia
1 Stopanska Banka Skopje 1994 166 37.89 1,642 11.86 1 -124 0.84 8.85
2 Komercijalna Banka Skopje 1994 60 -17.54 324 -8.61 3 -92.03 4.63 8.85
3 Makedonska Banka Skopje 1994 31 9.87 139 -22.16 0 -50.3 0.97 8.85
4 Tutunska Banka Skopje 1994 11 n/a 19 n/a 2 n/a n/a n/a
Madagascar
1 Banky Fampandrosoana ny Varotra Antananarivo 1994 18 -18.92 149 -31.4 3 -114.3 13.96 -49.02
Malawi
1 National Bank of Malawi Blantyre 1994 14 -38.99 120 -52.32 4 -27.93 19.47 -70.62
2 Commercial Bank of Malawi Blantyre 1994 7 -58.07 80 -54.58 4 28.26 32.76 -70.62
Malaysia
1 Malayan Banking Kuala Lumpur 1995 2,068 35.97 33,523 20.4 354 43.18 19.74 6.72
2 Public Bank Kuala Lumpur 1994 930 70.47 10,938 16.52 100 -5.87 13.55 5.53
3 Bank Bumiputra Malaysia Kuala Lumpur 1995 888 31.23 14,863 1.1 173 11.45 22.17 5.37
4 Ammb Holdings Kuala Lumpur 1995 552 52.82 7,500 41.28 115 29.38 25.11 5.37
5 DCB Bank Kuala Lumpur 1994 464 21.97 6,638 6.87 116 116.92 27.41 5.53
6 United Malayan Banking Kuala Lumpur 1995 343 31.43 6,498 7.73 71 93.12 23.67 5.53
7 Commerce Asset Holding Kuala Lumpur 1994 329 32.98 5,167 15.43 58 22.98 20.04 5.53
8 Malaysian Industrial DevelopmentFinance Kuala Lumpur 1994 257 9.38 1,930 12.51 30 36.31 12.34 -2.94
9 Perwira Affin Bank Kuala Lumpur 1994 236 122.66 2,795 23.14 56 47.21 32.69 5.53
10 Hock Hua Bank Sibu Sarawak 1994 147 24.73 1,642 15.82 25 63.33 18.77 5.53
11 Kwong Yik Bank Kuala Lumpur 1994 145 12.78 2,275 30.61 22 74.54 16.18 -0.88
12 Southern Bank Kuala Lumpur 1994 132 25.43 1,946 35.64 23 43.75 19.72 5.53
13 Pacific Bank Kuala Lumpur 1994 128 89.53 1,512 34.27 10 41.7 10.49 5.53
14 Eon Bank Kuala Lumpur 1994 98 109.97 1,253 85.49 10 162.96 13.61 5.53
15 Ban Hin Lee Bank Penang 1994 87 21.93 1,351 29.08 13 39.67 16.65 5.53
Malta
1 Mid-Med Bank Valletta 1995 128 12.17 2,479 20.79 11 -22.66 9.06 4.22
2 Bank of Valletta Valletta 1995 128 17.78 2,281 22.82 24 46.12 20.21 4.22
Mauritius
1 Mauritius Commercial Bank Port Luis 1995 181 23.26 2,078 19.57 25 40.71 15.49 3.1
2 State Bank of Mauritius Port Luis 1995 105 14.76 891 12.24 15 59.78 15.73 3.1
Mexico
1 Banco Nacional de Mexico – Banamex Mexico City 1995 2,163 5.27 25,883 -23.4 283 235.08 13.43 -30.32
2 Bancomer Mexico City 1995 1,613 -1.67 23,174 -18.59 70 -49.88 4.33 -30.32
3 Banca Serfin Mexico City 1995 899 6.29 18,756 -5.5 38 8.85 4.34 -30.32
4 Banco Inbursa Mexico City 1995 432 17.03 1,503 13.81 152 432.67 37.95 -30.32
5 Banco Union Mexico City 1993 413 25.46 6,940 77.74 92 130.54 24.74 0.31
6 Banco Inverlat Mexico City 1994 392 -20.22 9,914 -18.69 27 -76.27 6.04 -41.67
7 Banco del Atlantico Mexico City 1995 336 20.14 6,300 -20.33 -36 -280.8 -11.68 -30.32
8 Banco Mexicano Mexico City 1995 298 -24.55 9,256 -15.86 -101 n/a -29.22 -30.32
9 Banca Promex Guadalajara 1995 267 39.02 5,699 11.57 -1 -101.9 -0.4 -30.32
10 Banca Cremi Mexico City 1993 261 44.16 4,950 14.52 30 -26.76 13.38 0.31
11 Banco Mercantil del Norte Monterrey 1995 258 13.69 3,314 -13.51 38 -39.03 15.87 -30.32
12 Banpais Monterrey 1994 235 -34.85 6,430 -25.24 4 -94.03 1.39 -41.67
13 Banco Internacional Mexico City 1995 222 -36.37 7,892 -0.82 6 -83.36 2.2 -30.32
14 Banca Confia Mexico City 1995 203 20.79 3,704 -10.48 -62 -332.8 -33.29 -30.32
15 Bancrecer Mexico City 1995 190 17.76 4,898 28.69 -21 -142.6 -12.08 -30.32
17 Multibanco Mercantil Probursa Mexico City 1995 178 28.93 3,579 -4.54 -122 632.03 -77.44 -30.32
18 Banoro Culiacan 1995 153 24.15 2,456 25.99 -12 -139.8 -8.73 -30.32
19 Banco del Centro San LuisPotosi 1994 115 -23.52 3,695 43.38 10 170.38 7.19 -41.67
Moldova
1 Banca Sociala Kishinev 1993 5 n/a 36 n/a n/a n/a n/a n/a
Monaco
1 Compagnie Monegasque de Banque Monaco 1994 132 10.75 1,979 2.81 9 12.73 6.83 10.28
2 Crédit Foncier de Monaco Monaco 1994 88 53.42 2,444 21.7 14 52.39 19.46 10.28
3 Crédit de Monaco pourle Commerce Monaco 1993 17 -8.33 84 -26.64 2 -34.35 9.42 -6.6
4 Société de Banque et d’Investissement Monaco 1994 15 -41.29 309 -3.94 0 19.58 0.08 10.28
5 Banque Int de Crédit et Gestion Monaco Monaco 1994 10 16.45 259 32.96 1 51.18 5.7 10.28
Morocco
1 Crédit Populaire du Maroc Casablanca 1994 481 30.79 5,676 21.17 56 129.11 13.19 7.71
2 Banque Commerciale du Maroc Casablanca 1994 357 33.77 3,291 25.38 50 70.57 15.9 7.71
3 Banque Marocaine du CommerceExtérieur Casablanca 1995 334 13.79 4,010 7.84 36 25.87 11.31 5.8
4 Banque Centrale Populaire Casablanca 1994 277 21.09 4,120 24.13 27 234.04 10.82 7.71
5 Wafabank Casablanca 1995 205 19.76 2,090 10.52 24 20.74 12.71 5.8
6 Crédit du Maroc Casablanca 1994 149 18.09 1,240 16.48 13 9.58 9.52 7.71
7 Société Générale Marocaine de Banques Casablanca 1994 118 18.74 1,424 21.76 17 29.08 15.54 7.71
8 Société Marocainede Dépôt et Crédit Casablanca 1994 86 18.83 513 16.47 6 -207.8 7.56 7.71
9 Union Bancaria Hispano Marroqui Casablanca 1993 39 -6.07 317 4.41 0 -95.83 0.18 -6.23
Mozambique
1 Banco Comercial de Mocambique Maputo 1994 8 -6.92 449 -10.19 2 -4.1 17.35 -21.05
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Namibia
1 First National Bank of Namibia Windhoek 1995 44 10.17 571 24.81 13 26.09 31.53 -2.33
2 Commercial Bank of Namibia Windhoek 1994 13 97.3 254 60.54 3 52.92 29.86 -8.89
3 Bank Windhoek Windhoek 1994 7 16.84 188 31.52 2 81.15 27.82 -8.74
Nepal
1 Nepal Arab Bank Kathmandu 1995 11 47.8 126 17.85 3 40.76 35.41 -2.12
Netherlands Antilles
1 Orco Bank Curacao 1993 274 13.58 635 72.22 36 41.66 14.05 n/a
2 Maduro & Curiel`s Bank Curacao 1995 66 2.19 1,222 7.25 n/a n/a n/a n/a
3 Banco Latino Curacao 1992 37 24.51 497 52.21 7 17.76 21.83 n/a
4 Caribbean Mercantile Bank Curacao 1993 15 9.88 206 15.99 n/a n/a n/a n/a
5 Windward Islands Bank Curacao 1993 10 6.18 110 7.88 n/a n/a n/a n/a
Netherlands
1 ABN Amro Holding Amsterdam 1995 12,622 13.32 340,644 17.13 1,631 23.76 13.72 8.15
2 Rabobank Nederland Utrecht 1995 11,310 19.38 182,946 17.98 889 20.19 8.56 8.15
3 ING Bank Amsterdam 1995 6,829 26.95 154,050 22.9 674 25.55 11.05 8.15
4 Bank Nederlandse Gemeenten The Hague 1995 1,967 14.61 63,489 14.34 188 15 10.22 8.15
5 VSB Groep Utrecht 1994 1,106 2.56 16,691 17.37 70 -16.45 6.39 11.86
6 SNS Groep Wageningen 1994 773 16.83 14,844 20.29 61 45.01 8.44 11.86
7 Nationale Investeringsbank The Hague 1995 684 16.65 11,265 29.43 80 25.84 12.57 8.15
8 Nederlandse Watershapsbank The Hague 1995 601 23.8 18,931 11.96 81 15.24 14.9 8.15
9 FGH Bank Utrecht 1995 295 -36.74 4,257 -0.03 65 -9.9 17.13 8.1
10 F van Lanschot Bankiers Hertogenbosch 1994 226 28.26 5,089 13.88 25 -8.6 12.6 11.86
11 Westland/Utrecht Hypotheekbank Amsterdam 1994 221 21 6,663 8.96 27 22.51 13.12 11.86
12 Crediet-En Effectenbank Utrecht 1995 161 23.68 2,622 14.71 22 21.85 15.35 8.15
13 Friesland Bank Leeuwarden 1994 157 7.94 3,638 19.66 13 23.19 8.44 11.86
14 Nederlandse Scheepshypotheekbank Rotterdam 1995 143 19.01 1,899 -1.34 19 11.75 14.65 8.15
15 Kas Associatie Amsterdam 1995 139 9.51 2,977 15.72 9 -17.4 6.87 8.15
New Zealand
1 ANZ Banking Group (New Zealand) Wellington 1995 763 28.21 11,746 22.07 118 51.57 17.36 8.62
2 Bank Of New Zealand Wellington 1994 675 11.79 11,591 11.2 159 -417 24.79 9.7
3 NZI Corporation Auckland 1994 431 17.51 1,823 12.86 -3 -106.5 -0.82 14.98
4 Trust Bank New Zealand Wellington 1995 333 26.69 5,905 28.52 60 46.57 20.14 15.45
5 Countrywide Banking Corporation Auckland 1995 163 13.48 4,235 27.26 27 19.11 17.44 1.68
Nicaragua
1 Banco de America Central Managua 1995 8 10.71 104 35.39 2 11.26 26.89 -10.6
Nigeria
1 First Bank Of Nigeria Lagos 1995 286 184.74 2,918 74.3 43 39.67 22.16 0.51
2 Union Bank Of Nigeria Lagos 1995 160 73.6 3,498 77.79 26 37.6 20.87 0.51
3 Nal Merchant Bank Lagos 1995 85 209.95 398 168.39 6 62.65 11.5 0.51
4 United Bank For Africa Lagos 1993 29 6.45 923 -8.18 10 n/a 36.28 -25.54
5 Wema Bank Ebute Metta 1994 25 121.86 277 118.69 12 183.86 63.98 13.08
Norway
1 Den Norske Bank Oslo 1995 2,495 17.87 25,243 10.57 420 6.09 18.24 7.01
2 Union Bank of Norway Oslo 1995 1,258 17.59 16,066 14.39 169 62.79 14.56 7.01
3 Christiania Bank og Kreditkasse Oslo 1995 1,256 47.89 19,003 12.14 439 101.8 41.74 7.01
4 Norges Kommunalbank Oslo 1995 677 7.16 4,944 5.11 28 -0.36 4.26 7.01
5 Norges Postbank Oslo 1994 476 24.76 7,500 10.37 86 3.53 20.04 11.19
6 Norgeskreditt Holdings Oslo 1994 383 15.28 4,043 36.57 24 -9.8 6.58 11.19
7 Fokus Bank Trondheim 1995 273 23.57 4,869 18.18 68 64.36 27.4 7.01
8 Bolig-og Naeringskreditt Trondheim 1993 237 -0.53 3,236 7.86 28 -77.8 11.58 -7.89
9 Sparebanken Nord Norge Tromso 1995 218 22.89 3,327 14.06 44 70.09 22.02 7.01
10 Sparebanken Rogaland Stavanger 1995 195 19.59 2,997 15.28 42 -4.84 23.37 7.01
11 Sparebanken Midt-Norge Trondheim 1995 175 22.18 2,734 17.6 36 -5.44 22.73 7.01
12 Sparebank Kreditt Oslo 1995 171 7.01 2,334 14.58 1 -88.85 0.48 7.01
13 Norsk Skibs Hypothekbank Oslo 1993 163 -22.66 961 -0.73 14 -80.71 7.63 -7.89
14 Sparebanken Vest Bergen 1994 162 63.49 2,281 27.03 17 -34.32 12.93 11.19
15 Sparebanken Hedmark Hamar 1994 153 29.22 1,314 16.05 23 -27.33 17.02 11.19
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Oman
1 Oman International Bank Ruwi 1995 75 46.2 840 10.28 16 37.38 24.96 n/a
2 National Bank of Oman Ruwi 1995 75 25.29 918 23.18 18 92.74 26.1 n/a
3 Bank Muscat Al Ahli Al Omani Ruwi 1994 57 6.62 784 11.68 13 58.57 24 n/a
4 Oman Arab Bank Ruwi 1995 54 9.7 474 11.32 12 6.44 23.65 n/a
5 Bank of Oman Bahrain & Kuwait Ruwi 1994 51 1.96 336 19.61 4 15.78 7.43 n/a
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Pakistan
1 National Bank of Pakistan Karachi 1994 235 2.02 8,825 20.93 10 -87.9 4.18 -2.2
2 Habib Bank Karachi 1994 228 0.05 9,963 3.87 6 38.81 2.51 -2.2
3 United Bank Karachi 1994 117 -1.29 5,914 16.36 1 -57 0.91 -2.2
4 Muslim Commercial Bank Karachi 1995 101 26.92 3,496 9.18 10 20.85 10.96 -10.1
5 Pakistan Industrial Credit & Investment Karachi 1993 67 -4.23 691 9.3 7 -0.15 10.62 -14.7
6 Askari Commercial Bank Rawalpindi 1995 26 11.54 375 22.54 5 7.29 20.43 -10.1
7 Allied Bank of Pakistan Karachi 1994 24 10.97 2,125 12.6 3 12.47 13.2 -2.2
8 Soneri Bank Lahore 1995 18 -0.59 294 14.15 3 -1.06 18.81 -10.1
Panama
1 Banco Latinamericano de Exportaciones Panama City 1995 447 15.59 4,549 13.1 71 58.64 17.14 n/a
2 Banco Nacional de Panama Panama City 1994 190 18.83 2,664 5.72 30 -21.38 17.21 n/a
3 Banco General Panama City 1995 86 17.67 1,032 8.6 15 -4.7 18.28 n/a
4 Banco del Istmo Panama City 1995 59 17.63 859 12.05 15 28.43 27.12 n/a
5 Banco Continental de Panama Panama City 1995 35 20.18 444 7.89 2 -39.94 5.96 n/a
6 Banco de Iberoamerica Panama City 1994 29 -0.23 284 12.05 6 23.83 21.85 n/a
7 Banco Ganadero Panama City 1993 28 21.02 208 41.65 5 109.29 19.01 n/a
8 Banco Aleman-Platina Panama City 1995 27 8.15 270 4.45 5 52.09 19.46 n/a
Papua New Guinea
1 Papua New Guinea Banking Corporation Port Moresby 1994 46 -7.27 650 -23.5 5 -130 9.9 -16.7
2 Bank of South Pacific Port Moresby 1995 11 50.13 196 4.64 2 160.7 24.57 -11.7
Paraguay
1 Banco Union Asuncion 1995 30 14.16 248 53.43 4 -23.57 15.92 -3.85
2 Banco de Asuncion Asuncion 1994 25 33.98 127 -3.9 6 109.19 26.08 -1.89
3 Banco Nacioal de Trabajadores Asuncion 1994 24 21.46 128 60.53 2 -9.18 11.05 -1.89
4 Banco General Asuncion 1994 15 106.65 156 70.74 2 71.67 15.06 -1.89
5 Interbanco Asuncion 1994 13 9.85 89 -18.3 1 312.86 6.94 -1.89
Peru
1 Banco de Credito del Peru Lima 1995 369 33.27 3,839 37.35 84 74.57 25.97 -0.03
2 Banco de la Nacion Lima 1995 229 8.56 2,536 16.81 0 -91.79 0.04 -0.03
3 Banco Wiese Lima 1995 214 34.41 2,742 39.19 45 37.53 24.22 -0.03
4 Banco Continental Lima 1995 170 47.1 2,061 44.02 44 618.62 31.04 -0.03
5 Banco Internacional del Peru Lima 1995 99 27.44 957 27.61 21 n/a 24.16 -0.03
6 Banco del Sur del Peru Arequipa 1995 49 16.65 540 48.49 5 30.69 11.45 -0.03
7 Banco Latino Lima 1995 47 31.19 664 48.88 8 70.47 19.53 -0.03
8 Banco de Lima Lima 1995 43 26.13 442 32.58 6 73.79 15.36 -0.03
Philippines
1 Philippine National Bank Manila 1994 816 45.75 6,069 27.6 82 -6.76 11.96 13.43
2 Metropolitan Bank And Trust Company Manila 1994 601 128.29 4,916 53.18 103 72.48 23.9 13.43
3 Philippine Commercial InternationalBank Manila 1994 375 56.58 2,951 69.31 64 34.48 20.77 13.43
4 Far East Bank & Trust Company Manila 1994 337 42.72 2,835 50.52 62 30.93 21.49 13.43
5 Bank of The Philippine Islands Manila 1994 310 38.45 3,923 32.64 72 40.81 26.92 13.43
6 United Coconut Planters Bank Manila 1994 297 35.9 1,957 40.82 53 60.66 20.72 13.43
7 Allied Banking Corporation Manila 1994 235 30.83 1,730 44.72 34 21.37 16.61 13.43
8 Rizal Commercial Banking Corporation Manila 1994 233 106.04 2,161 50.6 34 28.27 19.64 13.43
9 China Banking Corporation Manila 1994 147 38.54 1,189 57.68 27 34.06 21.01 13.43
10 Union Bank of The Philippines Manila 1994 146 105.49 1,077 118.39 24 215.69 22.2 13.43
Poland
1 Bank Handlowy w Warszawie Warsaw 1995 781 n/a 4,310 n/a 141 n/a 36.08 n/a
2 American Bank in Poland Warsaw 1994 408 7.45 2,975 7.37 85 -11.12 21.61 n/a
3 State Savings Bank Warsaw 1994 354 -12.63 7,140 10.18 40 73.13 10.55 -20
4 Bank Polska Kasa Opieki Warsaw 1994 274 39.95 6,863 2.44 12 -30.2 5.13 -20
5 Powszechny Bank Kredytowy Warsaw 1995 271 15.22 2,985 -87.24 49 -22.05 19.39 -1.25
6 Bank Slaski Katowice 1994 228 23.82 2,033 14.09 84 5.73 40.8 -20
7 Bank Przemyslowo-Handlowy Krakow 1994 213 17.49 1,696 10.71 72 25.21 36.41 -20
8 Bank Gdanski Gdansk 1994 172 -0.55 1,112 3.72 38 59.83 21.91 -20
9 Wielkopolski Bank Kredytowy Poznan 1995 157 109.84 1,727 49.78 47 59.44 40.39 -1.25
10 Bank Zachodni Wroclaw 1994 134 6.03 1,054 12.13 37 -43.07 28.31 -20
11 Bank Depozytowo-Kredytowy w Lublinie Lublin 1994 113 7.11 827 2.82 38 40.07 34.64 -20
12 Bank Inicjatyw Gospodarczych – BIG Warsaw 1994 93 214.86 569 1.15 15 221.7 24.63 -20
Portugal
1 Banco Comercial Portugues Lisbon 1995 2,502 104.86 36,155 158.7 136 15.27 7.29 6.36
2 Caixa Geral de Depositos Lisbon 1994 2,233 4.42 39,259 23.02 274 38.24 12.52 11.13
3 Banco Totta & Acores Lisbon 1994 1,034 20.31 17,783 18.54 147 11.87 15.57 11.13
4 Banco Espirito Santo e Comercial de Lisboa Lisbon 1994 918 13.53 13,716 18.42 109 -7.1 12.61 11.13
5 Banco de Fomento e Exterior Lisbon 1995 702 12.56 11,256 8.85 91 18.93 13.67 6.36
6 Banco Portugues de Investimento Oporto 1995 584 45.1 9,289 27.67 65 29.39 13.11 6.36
7 Banco Pinto & Sotto Mayor Lisbon 1994 444 13.92 9,281 18.06 12 77.5 2.99 11.13
8 Banco Fonsecas & Burnay Lisbon 1994 325 24.52 5,244 18.48 37 152.56 12.58 11.13
9 Banco de Comercio e Industria Porto 1994 238 1.61 2,207 10.11 -20 n/a -8.66 11.13
10 Banco Borges & Irmao Oporto 1994 226 49.84 5,410 16.61 25 164.53 13.52 11.13
11 Credito Predial Portugues Lisbon 1995 210 10.12 5,888 25.83 26 45.05 12.84 6.36
12 Banif Group Lisbon 1994 193 10.83 1,858 17.5 6 -48.69 3.02 11.13
13 Uniao de Bancos Portugueses Oporto 1995 160 -37.92 5,576 8.19 -12 -195.4 -5.88 6.36
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Qatar
1 Qatar National Bank Doha 1995 671 8.86 4,731 8.83 79 5.09 12.33 n/a
2 Doha Bank Limited Doha 1993 71 28.62 781 4.07 6 -38.7 10.18 -0.17
3 Commercial Bank of Qatar Doha 1994 66 46.08 627 19.1 7 -13.06 11.77 0.18
4 Qatar Islamic Bank Doha 1994 52 22.13 877 4.95 12 40.24 24.34 0.18
5 Al-Ahli Bank of Qatar Doha 1994 41 50.7 361 5.64 5 232.67 13.72 0.18
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Romania
1 Banca Romana De Comert Exterior Bucharest 1995 287 21.18 2,350 23.87 45 2.18 17.19 -31.58
2 Romanian Commercial Bank Bucharest 1994 171 62.41 1,709 17 79 -5.1 57.16 -26.92
3 Banca Agricola Bucharest 1994 144 8.91 2,549 20.2 19 -57.97 13.52 n/a
4 Dacia Felix Bank Cluj-Napoca 1994 137 279.32 871 282.44 10 85.9 12.04 -26.92
5 Romanian Bank for Development Bucharest 1994 112 68.16 788 26.6 56 49.12 63.01 -26.92
Russia
1 Sberbank-Savings Bank Of Russian Federation Moscow 1994 1,103 -9.68 11,252 78.49 n/a n/a n/a -65
2 International Investment Bank Moscow 1994 565 3.11 3,173 3.62 15 -27.92 2.68 9.82
3 Agroprombank Moscow 1993 366 167.46 6,517 71.11 334 208.02 132.77 -66.8
4 Moscow Industrial Bank Moscow 1994 220 35.59 794 0.76 86 23.94 44.85 -65
5 Tokobank Moscow 1995 209 -13.52 679 -16.93 -11 n/a -4.98 n/a
6 Inkombank Moscow 1994 205 236.03 2,066 57.86 50 -559.1 37.41 n/a
7 Stolichny Bank Of Savings Moscow 1994 197 149.37 716 30.87 8 73.68 5.46 -65
8 United Export Import Bank Moscow 1994 172 289.47 2,097 523.77 14 n/a 13.11 -65
9 Unicombank Moscow 1994 168 -9.54 889 5.53 60 -52.06 33.76 -65
10 Bank Imperial Moscow 1994 150 -27.63 1,479 81.19 6 -56.9 3.58 -65
11 International Moscow Bank Moscow 1994 133 13.68 1,721 -21.92 37 -0.06 29.71 -65
12 Rossiyskiy Kredit Bank Moscow 1994 125 63.38 2,062 90.95 18 154.45 17.9 -65
13 Avtobank Moscow 1994 108 123.48 936 105.36 48 70.88 60.77 -65
14 Vozrozhdeniye Bank Moscow 1994 104 -4.77 822 77.3 52 -28.81 48.49 -65
15 Industry & Construction Bank St Petersburg 1995 88 116.62 492 39.59 48 97.06 73.8 -21.43
16 Promstroybank Of Russia Moscow 1994 83 -53.22 923 -42.73 85 -15.47 65.37 -65
17 International Company Finance & Investment Moscow 1994 58 57.49 1,564 215.2 15 293.84 31.89 -65
18 Neftechimbank Moscow 1994 55 416.73 413 -3.85 27 -585 83.99 -65
19 Resource-Bank Moscow 1994 54 n/a 338 n/a 12 n/a n/a n/a
20 Montazhspetsbank Moscow 1994 52 n/a 297 893.83 3 45.32 10.08 -65
21 Credobank Moscow 1993 51 74.7 627 17.44 24 231.71 59.34 -66.8
22 Mosbusinessbank Moscow 1994 48 -79.27 1,198 -54.31 11 -91.98 8.12 -65
23 Avtovazbank Moscow 1993 48 101.39 332 55.37 -7 -256.5 -19.12 -66.8
24 West Siberian Commercial Bank Tyumen 1994 42 1.68 294 -34.63 16 -45.22 38.74 -65
25 Far Eastern Commercial Bank Vladivostok 1994 40 51.18 157 -3.83 14 16.82 41.64 -65
Rank Bank City Fiscal Shareholders’ Equity Total Asset Net Profit Return on US$
’95 period equity growth assets growth profit growth average differential
($m) (%) ($m) (%) ($m) (%) equity (%)
Saudi Arabia
1 National Commercial Bank Jeddah 1994 2,011 8.33 18,549 4.12 160 19.09 8.27 n/a
2 Riyad Bank Riyadh 1995 1,905 2.02 14,469 0.54 198 32.8 10.49 n/a
3 Al Rajhi Banking & Investment Corporation Riyadh 1994 1,101 6.62 7,711 0.98 234 9.48 21.97 n/a
4 Saudi American Bank Riyadh 1995 1,089 12.22 10,907 -6.32 286 5.72 27.81 n/a
5 Saudi British Bank Riyadh 1995 717 3.59 6,957 -3.88 108 15.14 15.27 n/a
6 Al Bank Al Saudi Al Fransi Riyadh 1995 709 4.45 7,336 13.69 94 3.52 13.59 n/a
7 Arab National Bank Riyadh 1994 670 4.41 8,144 -5.89 108 -18.38 16.44 n/a
8 Arab Petroleum Investment Corporation Dhahran 1993 559 1.3 1,266 8.18 27 65.94 4.89 n/a
9 Saudi Cairo Bank Jeddah 1995 467 5.17 5,042 4.35 56 6.57 12.38 n/a
10 United Saudi Commercial Bank Riyadh 1995 410 10.43 2,829 4.01 82 1.32 21.06 n/a
11 Arab Investment Company Riyadh 1993 369 0.74 851 5 3 13.92 0.74 n/a
12 Saudi Investment Bank Riyadh 1995 137 19.87 2,193 24.45 23 27.17 18.08 n/a
13 Saudi Hollandi Bank Riyadh 1994 92 10.06 1,068 -0.78 9 -32.78 9.82 n/a
14 Bank Al-Jazira Jeddah 1994 36 287.74 283 1.52 -2 -93.99 -9.04 n/a
Singapore
1 Development Bank of Singapore Singapore 1995 4,331 18.02 34,778 12.42 421 15.29 10.52 3.28
2 Oversea-Chinese Banking Corporation Singapore 1995 3,611 20.53 32,149 18.74 433 -2 13.12 3.28
3 United Overseas Bank Singapore 1994 2,671 32.37 25,570 20.15 411 44.77 17.55 10.08
4 Overseas Union Bank Singapore 1995 2,119 30.77 18,120 24.18 183 22.14 9.79 3.28
5 Post Office Savings Bank Singapore Singapore 1994 1,249 20.01 15,358 11.69 103 13.85 9.03 10.08
6 Keppel Bank of Singapore Singapore 1994 701 25.82 5,491 25.38 44 68.73 7.01 10.08
7 Tat Lee Bank Singapore 1994 642 14.76 5,139 26.48 37 27.05 6.12 10.08
8 Industrial & Commercial Bank Singapore 1993 309 26.94 1,439 24.27 26 11.06 9.59 2.29
9 Bank of Singapore Singapore 1993 91 9.87 1,161 24.38 7 24.9 8.52 2.29
Slovakia
1 Vseobecna Uverova Banka Bratislava 1994 398 34.69 4,679 14.84 19 -43.65 5.54 6.14
2 Slovenska Sporitel Bratislava 1994 189 49.73 4,455 13.65 14 -66.29 8.71 6.14
3 Konsolidacna Banka Bratislava Bratislava 1995 151 18.48 1,084 0.09 -253 n/a -182 5.72
4 Investicna a Rozvojova Banka Bratislava 1994 91 35.14 1,329 9.93 6 -81.17 7.57 6.14
5 Tatra Bank Bratislava 1995 47 64.67 689 87.81 12 33.87 31.42 5.72
Slovenia
1 Nova Ljubljanska Banka Ljubljana 1995 211 42.16 3,649 21.56 38 319 20.99 0.51
2 SKB Banka Ljubljana 1995 173 40.04 1,440 35.96 6 -4.66 3.88 2.03
3 Banka Celje Celje 1995 89 14.83 559 36.92 6 75.31 7.74 2.03
4 Nova Kreditna Banka Maribor Maribor 1994 68 n/a 647 n/a 2 n/a n/a n/a
5 Splosna Banka Koper Koper 1994 57 -4.85 591 26.03 -19 n/a -32 4.22
South Africa
1 Standard Bank Investment Johannesburg 1995 1,806 12.38 27,719 11.46 333 26.24 19.52 -2.85
2 Amalgamated Banks of South Africa Johannesburg 1995 1,704 8.78 27,716 12.18 210 18.23 12.84 -3.09
3 Nedcor Johannesburg 1995 1,201 37.14 19,953 24.5 214 24.19 20.64 -2.33
4 First National Bank Holdings Johannesburg 1995 1,199 14.12 21,173 22.1 237 13.1 21.07 -2.33
5 Investec Bank Johannesburg 1995 602 87.57 4,251 34.84 47 72.16 10.08 -3.09
6 NBS Holdings Durban 1995 323 11.65 4,458 16.42 56 34.33 18.3 -3.09
7 RMB Holding Johannesburg 1994 206 103.86 5,981 17.04 26 96.72 16.91 -8.89
Spain
1 Banco Santander Madrid 1995 7,737 15.97 135,672 18.84 618 16.32 8.58 8.56
2 Banco Bilbao Vizcaya Bilbao 1995 7,136 14.1 116,472 17.46 692 28.44 10.34 8.56
3 Argentaria Madrid 1995 6,032 n/a 107,606 n/a 610 n/a n/a n/a
4 Banco Central Hispanoamericano Madrid 1995 4,310 -6.77 92,428 15.77 0 %-100.00 0 8.56
5 Caja de Ahorros y Pensiones deBarcelona Barcelona 1995 3,062 -5.27 66,354 14.02 359 15.4 11.39 8.56
6 Banco Popular Espanol Madrid 1995 2,917 19.71 27,565 11.85 474 14.23 17.7 8.56
7 Caja de Madrid Madrid 1995 2,906 17.27 40,261 15.26 284 14.19 10.56 8.56
8 Banco Espanol de Credito Madrid 1995 2,191 2.74 42,099 -3.45 0 -100 0 8.56
9 Banco Exterior de Espana Madrid 1995 1,812 -6.2 51,608 37.07 14 -87.8 0.76 8.56
10 Caja Postal Madrid 1995 1,108 42.56 30,306 46.3 205 32.27 21.74 8.56
11 Banco de Sabadell Sabadell 1995 999 19.49 12,921 17.13 0 %-100.00 0 8.56
12 Bilbao Bizkaia Kutxa Bilbao 1995 969 19.55 12,324 16.31 124 28.43 13.89 8.56
13 Bankinter Madrid 1995 956 8.04 13,728 51.75 0 %-100.00 0 8.56
14 Caja de Ahorros y Monte de Piedad San Sebastian 1995 868 19.07 8,513 17.1 97 31.67 12.17 8.56
15 Banco Hipotecario de Espana Madrid 1995 785 16.85 17,195 10.88 180 56.76 24.77 8.56
16 Caja De Ahorros de Galicia La Coruna 1995 715 24.72 10,937 22.96 105 13.14 16.28 8.56
17 Banco de Credito Local de Espana Madrid 1995 678 5.16 12,826 9.95 302 129.8 45.66 8.56
18 Caja de Ahorros de Cataluna Barcelona 1995 669 20.55 16,557 24.39 90 11.94 14.64 8.56
19 Caja de Ahorros del Mediterraneo Alicante 1995 663 21.75 12,304 18.57 88 65.99 14.53 8.56
20 Ibercaja Zaragoza 1995 649 23.09 10,539 12.11 93 23.92 15.84 8.56
21 Caja de Ahorros de ValenciaCastellon y Alicante Valencia 1995 648 20.23 12,339 21.55 81 215.8 13.63 8.56
22 Unicaja Malaga 1995 641 19.1 9,910 22.49 68 26.2 11.59 8.56
23 Banca Catalana Barcelona 1995 627 12.2 8,201 -1.61 41 21.55 6.97 8.56
24 Banco Pastor La Coruna 1995 593 15.37 9,868 -1 0 %-100.00 0 8.56
25 Caja Laboral Popular Mondrag 1994 522 23.24 4,511 15.42 74 45.15 15.56 7.97
26 Banco de Andalucia Sevilla 1995 501 19.7 3,305 12.23 78 12.99 17.07 8.56
27 Banco Urquijo Group Madrid 1995 484 4.54 5,519 6.03 0 %-100.00 0 8.56
28 Banco del Comercio Madrid 1995 471 14.48 8,934 28.66 45 18.46 10.22 8.56
29 Banco Atlantico Madrid 1995 460 16.2 8,706 14.79 30 23.95 7.06 8.56
30 Caja de Ahorros de Navarra Pamplona 1995 416 22.67 4,719 20.2 54 19.76 14.42 8.56
Sri Lanka
1 Bank of Ceylon Colombo 1994 140 27.72 2,062 21.86 42 20.28 33.39 -0.84
2 People`s Bank Colombo 1992 60 -140 1,152 36.44 201 n/a -441 -7.45
3 Hatton National Bank Colombo 1995 40 15.05 557 21.58 9 0.85 24.17 -7.5
4 Commercial Bank of Ceylon Colombo 1995 38 17.8 353 0.27 6 114.3 17.29 -7.5
5 Sampath Bank Colombo 1994 13 22.92 199 39.89 3 40.01 28.74 -0.84
Sweden
1 Sparbanken Sverige (Swedbank) Stockholm 1995 4,260 33.05 70,192 9.11 497 -3.37 13.33 12.07
2 Svenska Handelsbanken Stockholm 1995 3,904 27.71 71,538 31.52 636 97.28 18.26 12.07
3 Skandinaviska Enskilda Banken Stockholm 1995 3,690 17.15 65,900 19.62 380 n/a 11.12 12.07
4 Nordbanken Stockholm 1995 3,186 18.77 50,930 9.9 772 91.7 26.3 12.07
5 Stadshypotek Stockholm 1995 2,653 26.49 46,926 7.67 330 155.58 13.87 12.07
6 Spintab Group Stockholm 1994 1,177 20.21 33,244 7.85 87 53.4 8.11 11.28
7 Foereningsbanken Stockholm 1995 804 38.43 15,991 9.73 153 -387.1 22.05 12.07
8 Handelsbanken Hypotek Stockholm 1995 573 23.32 16,646 9.32 52 7.14 10.08 12.07
9 Postgirot Bank Stockholm 1995 263 23.81 6,963 35.41 46 42.5 19.54 12.07
10 Svensk Fastighetskredit Stockholm 1993 189 -15.12 10,233 -18.12 0 -100.6 0.06 -15.18
Switzerland
1 Union Bank of Switzerland Zurich 1995 21,366 18.51 336,189 28.04 1,454 18.23 7.38 13.99
2 CS Holding Zurich 1995 15,091 14.78 358,736 20.24 1,339 22.58 9.49 13.99
3 Swiss Bank Corporation Basel 1995 12,262 1.61 250,567 54.85 915 48.01 7.52 13.99
4 Zürcher Kantonalbank Zurich 1995 2,814 3.8 48,703 16.67 128 22.31 4.63 13.99
5 Pargesa Holding Geneva 1994 1,954 21.03 2,211 18.37 124 14.78 6.93 12.81
6 Swiss Volksbank Bern 1994 1,520 25.67 29,033 5.42 4 41.02 0.28 12.81
7 Baer Holding Zurich 1995 911 20.15 7,253 26.38 96 25.23 11.49 13.99
8 Schweizer Verband der Raiffeisenbanken St Gallen 1994 814 19.18 34,882 21.86 34 10.36 4.59 12.81
9 Banque Cantonale de Genève Geneva 1995 787 24.9 13,753 20.18 22 78.12 3.07 13.99
10 Basellandschaftliche Kantonalbank Liestal 1995 737 16.05 10,090 12.42 38 22.33 5.57 13.99
11 Berner Kantonalbank Bern 1994 728 15.72 14,280 2.83 18 29.73 2.58 12.81
12 Union Bancaire Privée Geneva 1995 723 22.06 10,232 11.77 124 24.44 18.9 13.99
13 Banque Cantonale Vaudoise Lausanne 1994 671 15.43 14,698 16.39 44 9.05 7.06 12.81
14 St Gallische Kantonalbank St Gallen 1995 667 27.08 15,482 24.81 37 19.69 6.13 13.99
15 Bank Leu Zurich 1995 608 -10.77 11,286 9.94 49 45.08 7.56 13.99
16 Banca del Gottardo Lugano 1995 590 16.04 7,384 24.19 46 5.99 8.38 13.99
17 Neue Aargauer Bank Brug 1995 555 43.39 9,364 11.3 30 -123.6 6.45 13.99
18 Luzerner Kantonalbank Lucerne 1994 553 16.51 12,005 15.99 33 10.25 6.38 12.81
19 Thurgauer Kantonalbank Weinfelden 1995 528 23.99 10,481 18.61 31 32.38 6.56 13.99
20 Banca della Svizzera Italiana Lugano 1994 478 12.12 4,520 -7.75 21 -37.49 4.73 12.81
21 Aargauische Kantonalbank Aargau 1995 465 31.46 7,264 20.47 18 14.76 4.51 13.99
22 Migrosbank Zurich 1995 456 20.66 9,762 26.68 23 23.11 5.62 13.99
23 Coop Bank Basel 1995 422 16.31 7,416 19.85 24 16.5 6 13.99
24 Crédit Foncier Vaudois Lausanne 1994 376 15.39 9,861 12.85 21 5.29 6.09 12.81
25 Banque e l’Etat de Fribourg Fribourg 1995 351 16.41 5,799 15.43 16 19.81 4.77 13.99
26 Discount Bank and Trust Company Geneva 1995 348 18.39 4,591 14.36 27 13.32 8.36 13.99
27 Kantonalbank Schwyz Schwyz 1995 342 23.88 6,050 18.81 20 23.39 6.6 13.99
28 Graubundner Kantonalbank Chur 1994 342 20.17 6,966 17.69 22 18.82 6.97 12.81
29 Zuger Kantonalbank Zug 1995 335 19.18 6,549 15.11 18 30.04 5.69 13.99
30 Genossenschaftliche Zentralbank Basel 1994 332 14.41 6,188 13.85 20 10.63 6.49 12.81
Syria
1 Commercial Bank of Syria Damascus 1993 205 81.18 26,426 17.23 37 46.62 23.07 n/a