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| Illustration: Paul Daviz |
In Lombardy and Ohio, Flanders and Pennsylvania, there are banks barely known to one another but that share many illuminating similarities and differences. Meet the European and American mid tier. Shunning global ambition, all have core deposit businesses in one or two geographic corners of a developed continent, even if they sometimes straddle a state border, whether it runs between Spain and Portugal or Georgia and Florida.
These regional banks seem to be in something of a sweet spot in terms of their geographic and business focus, like smaller versions of Wells Fargo, or Lloyds Banking Group in the UK.
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