This survey covered the following countries: Bahrain, Egypt, Jordan, Kuwait, Lebanon, Libya, Morocco, Oman, Qatar, Saudi Arabia, Syria, Tunisia and the United Arab Emirates
Total capital was defined as tier one capital plus tier two (supplementary capital) where applicable.
Total assets are given as reported in banks’ financial statements net of contra accounts
Net profit is stated net of tax and before dividend distribution or allocation to reserves and minority interests.
The survey excludes state corporations and development banks responsible for the general promotion of economic growth.
| Arab 100 | ||||||||||||
| 2000 | 1999 | Bank | Country | Ended | Equity capital ($mn) | Equity growth (%) | Total assets ($mn) | Equity growth (%) | Net profit ($mn) | Profit growth (%) | 00 ROE (%) | 00 ROA (%) |
| 1 | 1 | Arab Banking Corporation | Bahrain | Dec-00 | 2,321.00 | 2.79 | 26,676.00 | 9.52 | 127 | 13.39 | 5.47 | 0.48 |
| 2 | 2 | Saudi American Bank | S.Arabia | Dec-00 | 2,297.20 | 4.3 | 21,545.60 | 4.85 | 535.4 | 122.2 | 23.31 | 2.48 |
| 3 | 3 | National Commercial Bank | S.Arabia | Dec-98 | 2,143.60 | 3.09 | 24,518.80 | 7.5 | 275.7 | 6.15 | 12.86 | 1.12 |
| 4 | 4 | Riyad Bank | S.Arabia | Dec-00 | 2,138.80 | 0.75 | 17,496.20 | 1.78 | 323.6 | 9.95 | 15.13 | 1.85 |
| 5 | 5 | Arab Bank Group | Jordan | Dec-00 | 2,102.10 | 8.59 | 21,313.00 | 8.45 | 241.2 | 6.9 | 11.47 | 1.13 |
| 6 | 6 | Al Rajhi Banking and Investment Corp. | S.Arabia | Dec-00 | 1,729.40 | 13.84 | 12,998.80 | 13.53 | 537 | 30.47 | 31.05 | 4.13 |
| 7 | 7 | National Bank of Kuwait | Kuwait | Dec-00 | 1,353.30 | 3.04 | 13,332.40 | 6.75 | 327.2 | 6.47 | 24.18 | 2.45 |
| 9 | 9 | National Bank of Dubai | U.A.E. | Dec-00 | 1,212.50 | 10.03 | 7,664.40 | 13.01 | 111.4 | 1.2 | 9.19 | 1.45 |
| 8 | 8 | Gulf International Bank | Bahrain | Dec-00 | 1,205.80 | 5.98 | 15,119.50 | -3.57 | 118.1 | 74.7 | 9.79 | 0.78 |
| 10 | 10 | Qatar National Bank | Qatar | Dec-00 | 1,190.90 | 12.69 | 6,764.10 | 10.13 | 134.1 | 8.73 | 11.26 | 1.98 |
| 12 | 12 | Emirates Bank International | U.A.E. | Dec-00 | 1,143.40 | 29.39 | 5,334.90 | -4.8 | 148.3 | 7.24 | 12.97 | 2.78 |
| 11 | 11 | National Bank of Egypt | Egypt | Jun-00 | 1,073.10 | 5.2 | 21,456.70 | 11.59 | 130.7 | 13.22 | 12.18 | 0.61 |
| 13 | 15 | Abu Dhabi Commercial Bank | U.A.E. | Dec-00 | 1,026.40 | 19.21 | 6,889.50 | 9.74 | 166.3 | 10.84 | 16.2 | 2.41 |
| 14 | 14 | Saudi British Bank | S.Arabia | Dec-00 | 962.5 | 9.33 | 11,522.40 | 15.91 | 198.3 | 12.41 | 20.6 | 1.72 |
| 15 | 13 | Al Bank Al Saudi Al Fransi | S.Arabia | Dec-00 | 943.4 | 6.95 | 10,147.70 | 17.06 | 174.2 | 25.21 | 18.46 | 1.72 |
| 16 | 18 | National Bank of Abu Dhabi | U.A.E. | Dec-00 | 856.6 | 19.32 | 9,920.90 | 16.4 | 139.7 | 65 | 16.31 | 1.41 |
| 17 | 16 | Arab National Bank | S.Arabia | Dec-00 | 843.9 | 3.09 | 10,053.60 | 6.19 | 108.1 | 22.65 | 12.81 | 1.08 |
| 18 | 17 | Investcorp Bank | Bahrain | Dec-00 | 805.8 | 5.58 | 2,933.70 | -6.3 | 70 | -44.32 | 8.69 | 2.39 |
| 19 | 19 | Kuwait Finance House | Kuwait | Dec-00 | 760.5 | 11.64 | 6,598.10 | 24.41 | 151.5 | 5.13 | 19.92 | 2.3 |
| 20 | 20 | Mashreqbank | U.A.E. | Dec-00 | 760 | 14.52 | 6,014.20 | 10.54 | 97.1 | -1.17 | 12.78 | 1.61 |
| 21 | 21 | Crédit Populaire du Maroc | Morocco | Dec-99 | 665.2 | 1.68 | 6,513.70 | -4.38 | 65.7 | 8.43 | 9.88 | 1.01 |
| 22 | 22 | Commercial Bank of Kuwait | Kuwait | Dec-00 | 663.5 | 12.56 | 5,030.30 | 10.96 | 97.8 | 48 | 14.74 | 1.94 |
| 23 | 23 | Gulf Bank | Kuwait | Dec-00 | 589.9 | 1.25 | 5,385.60 | -7.86 | 115.5 | 19.46 | 19.58 | 2.14 |
| 24 | 24 | Banque MISR | Egypt | Jun-00 | 563 | 5.76 | 16,071.90 | 5.26 | 66.7 | 0.74 | 11.85 | 0.42 |
| 25 | 29 | Saudi Investment Bank | S.Arabia | Dec-00 | 498.8 | 9.98 | 3,634.70 | 3.08 | 73.9 | 15.11 | 14.81 | 2.03 |
| 26 | 26 | Banque Commerciale du Maroc | Morocco | Dec-99 | 494.6 | 1.32 | 4,314.50 | 1.3 | 75.6 | -0.14 | 15.29 | 1.75 |
| 27 | 74 | Ahli United Bank | Bahrain | Dec-00 | 488.8 | 284.54 | 3,512.30 | 305.6 | 40.1 | 127.39 | 8.21 | 1.14 |
| 28 | 30 | Bank of Kuwait and the Middle East | Kuwait | Dec-00 | 488.5 | 10.87 | 3,362.30 | 13.92 | 50.3 | 26.81 | 10.3 | 1.5 |
| 29 | 31 | Saudi Hollandi Bank | S.Arabia | Dec-00 | 487 | 11.56 | 5,714.00 | 13.04 | 107.1 | 32.41 | 21.99 | 1.87 |
| 30 | 28 | Al-Ahli Bank of Kuwait | Kuwait | Dec-00 | 477.5 | 0.77 | 3,752.60 | -1.78 | 33.3 | -0.49 | 6.97 | 0.89 |
| 31 | 25 | Burgan Bank | Kuwait | Dec-00 | 460.3 | -8.91 | 3,702.80 | -2.02 | 65.2 | 504.68 | 14.17 | 1.76 |
| 32 | 27 | Banque Marocaine du Commerce Extérieur | Morocco | Dec-99 | 448.6 | 5.04 | 4,373.00 | -1.2 | 80.3 | 48.49 | 17.9 | 1.84 |
| 33 | 56 | Bank Muscat | Oman | Dec-00 | 432.4 | 98.42 | 3,472.60 | 78.81 | 42.3 | 34.76 | 9.77 | 1.22 |
| 34 | 33 | Industrial Bank of Kuwait | Kuwait | Dec-00 | 426.7 | 8.89 | 1,147.70 | -0.21 | 47.1 | 5.56 | 11.05 | 4.11 |
| 35 | 32 | Commercial International Bank | Egypt | Dec-00 | 412.7 | 2.83 | 4,690.40 | 6.36 | 108.6 | 5.36 | 26.31 | 2.31 |
| 36 | 44 | BLOM | Lebanon | Dec-00 | 404.1 | 13.95 | 5,752.40 | 14.32 | 78.5 | 11.06 | 19.43 | 1.37 |
| 37 | 37 | Arab International Bank | Egypt | Jun-00 | 393.2 | 11.32 | 2,383.60 | 0.56 | 49.5 | 128.39 | 12.58 | 2.08 |
| 38 | 34 | Banque du Caire | Egypt | Jun-00 | 387.2 | 1.63 | 9,815.50 | 1.53 | 42.2 | -31.69 | 10.91 | 0.43 |
| 39 | 35 | Banque de la Méditerranée | Lebanon | Dec-98 | 375.4 | 3,966.80 | 54.9 | 14.62 | 1.38 | |||
| 40 | 46 | Union National Bank | U.A.E | Dec-00 | 365.7 | 3,299.50 | 55.1 | 90.73 | 15.07 | 1.67 | ||
| 41 | 36 | Commercial Bank of Syria | Syria | Jun-99 | 359.6 | -26.39 | 45,672.60 | 27.58 | 90.7 | 21.96 | 25.23 | 0.2 |
| 42 | 40 | Arab Bank for Investment & Foreign Trade | U.A.E. | Dec-00 | 358.4 | 8.92 | 1,509.80 | 5.26 | 29.3 | -6.68 | 8.19 | 1.94 |
| 43 | 39 | Bank of Alexandria | Egypt | Jun-00 | 344.4 | 4.32 | 6,289.60 | 4.05 | 32.6 | 2.66 | 9.48 | 0.52 |
| 44 | 47 | Commercial Bank of Dubai | U.A.E. | Dec-00 | 342.5 | 19.07 | 1,945.20 | 14.67 | 54.9 | 16.01 | 2.82 | |
| 45 | 38 | National Bank of Oman | Oman | Dec-00 | 334.9 | -1.06 | 2,117.80 | -2.12 | 21.5 | -22.76 | 6.42 | 1.01 |
| 46 | 42 | Banque Audi | Lebanon | Dec-00 | 323.9 | 7.34 | 3,822.80 | 18.43 | 34.3 | -10.06 | 10.59 | 0.9 |
| 47 | 45 | Wafabank | Morocco | Dec-99 | 322.1 | 13.25 | 3,179.20 | 1.35 | 43.7 | 1.59 | 13.57 | 1.37 |
| 48 | 41 | Housing Bank | Jordan | Dec-00 | 319.2 | 0.78 | 2,290.30 | 4.81 | 16.6 | -33.37 | 5.19 | 0.72 |
| 49 | 49 | Bank of Bahrain & Kuwait | Bahrain | Dec-00 | 309.2 | 11.75 | 2,807.90 | 2.69 | 31.7 | 3.54 | 10.25 | 1.13 |
| 50 | 43 | Byblos Bank | Lebanon | Dec-00 | 308.4 | 2.36 | 3,981.50 | 11.11 | 46.5 | -7.42 | 15.09 | 1.17 |
| 51 | 48 | Kuwait Real Estate Bank | Kuwait | Dec-00 | 287.2 | 1.88 | 2,107.00 | 17.75 | 14 | 112.64 | 4.87 | 0.66 |
| 52 | 50 | National Bank of Bahrain | Bahrain | Dec-00 | 286.1 | 3.64 | 2,753.40 | 4.77 | 42 | -3.23 | 14.67 | 1.52 |
| 53 | 53 | MISR International Bank | Egypt | Dec-00 | 272 | 7.38 | 3,188.10 | 7.4 | 51.9 | -23.13 | 19.07 | 1.63 |
| 54 | 51 | Banque Nationale Agricole | Tunisia | Dec-99 | 263.4 | -9.72 | 2,095.80 | -11.24 | 8.8 | -10.54 | 3.32 | 0.42 |
| 55 | 52 | Abu Dhabi Investment Company | U.A.E. | Dec-00 | 250.2 | -13.6 | 1,738.00 | 15.78 | -38.7 | -340.99 | -15.49 | -2.23 |
| 56 | 72 | Faysal Islamic Bank of Bahrain | Bahrain | Dec-00 | 248 | 93.26 | 1,316.30 | 20.54 | 8.4 | 134.22 | 3.4 | 0.64 |
| 57 | 55 | Oman International Bank | Oman | Dec-00 | 244.4 | 11.22 | 1,919.20 | -11.65 | 25.8 | -6.25 | 10.56 | 1.35 |
| 58 | 54 | Bahrain International Bank | Bahrain | Dec-00 | 224.1 | 0.11 | 1,039.50 | 7.52 | 0.3 | 0.14 | 0.03 | |
| 59 | 59 | Fransabank | Lebanon | Dec-00 | 213.9 | 12.89 | 2,934.60 | 12.14 | 34.1 | -12.71 | 15.92 | 1.16 |
| 60 | 57 | United Gulf Bank | Bahrain | Dec-00 | 203.3 | -2.24 | 712.3 | -2.82 | 17.8 | 8.76 | 2.5 | |
| 61 | 58 | Suez Canal Bank | Egypt | Dec-99 | 195 | 2,490.40 | 30.1 | 20.93 | 15.42 | 1.21 | ||
| 62 | 60 | Commercial Bank of Oman* | Oman | Dec-99 | 189.1 | 3.42 | 1,335.10 | -12.07 | 23.6 | 12.48 | 1.77 | |
| 63 | 62 | Bank Al Jazira | S.Arabia | Dec-00 | 174.9 | 8.64 | 1,383.40 | 4.61 | 13.9 | 40.8 | 7.95 | 1.01 |
| 64 | 86 | Banque Internationale Arabe de Tunisie | Tunisia | Dec-99 | 157.1 | 20.51 | 1,588.00 | -13.32 | 92.6 | 436.35 | 58.92 | 5.83 |
| 65 | 61 | Banque Marocaine pour le Commerce et Industrie | Morocco | Dec-99 | 153.2 | 1,695.40 | 18.1 | 11.79 | 1.07 | |||
| 66 | 64 | Egyptian American Bank | Egypt | Dec-00 | 148.2 | 0.21 | 1,772.70 | 4.71 | 17.8 | -35.29 | 12 | 1 |
| 67 | 80 | TAIB Bank | Bahrain | Dec-00 | 147.9 | 22.25 | 544.9 | 6.31 | 15.6 | 10.12 | 10.52 | 2.86 |
| 68 | 65 | Export Development Bank of Egypt | Egypt | Dec-00 | 147.3 | 2.62 | 1,874.80 | 24.69 | 31.2 | 29.4 | 21.2 | 1.67 |
| 69 | 68 | Commercial Bank of Qatar | Qatar | Dec-00 | 143.3 | 2.76 | 1,391.30 | 9.11 | 14.7 | -43.71 | 10.29 | 1.06 |
| 70 | 73 | National Bank of Ras Al Khaimah | U.A.E. | Dec-00 | 141.1 | 10.65 | 508 | 3.28 | 13.6 | 0.99 | 9.65 | 2.68 |
| 71 | 67 | Oman Housing Bank | Oman | Dec-99 | 141 | 0.42 | 444.6 | 9.11 | 5.3 | 53.21 | 3.74 | 1.19 |
| 72 | 69 | Arab African International Bank | Egypt | Dec-00 | 140.9 | 1.76 | 976.9 | 2.08 | 16.4 | 11.67 | 1.68 | |
| 73 | 71 | Oman Int’l Development & Investment Co. | Oman | Dec-00 | 140.2 | 8.96 | 788 | 3.57 | 21.5 | 15.9 | 15.33 | 2.73 |
| 74 | 78 | First Gulf Bank | U.A.E | Dec-00 | 136.2 | 652.1 | 13.7 | 201.82 | 10.04 | 2.1 | ||
| 75 | 81 | National Société Générale Bank | Egypt | Dec-00 | 133.4 | 20.08 | 1,543.60 | 15.91 | 32.9 | 6.06 | 24.69 | 2.13 |
| 76 | 82 | Investment Bank for Trade and Finance | U.A.E. | Dec-00 | 130.7 | 17.96 | 676 | 11.3 | 20.1 | 25.13 | 15.37 | 2.97 |
| 77 | 77 | Doha Bank | Qatar | Dec-00 | 127.9 | 3.66 | 1,513.80 | 8.8 | 17.2 | -33.66 | 13.46 | 1.14 |
| 78 | 76 | National Bank of Fujairah | U.A.E. | Dec-00 | 124.3 | -0.14 | 752.4 | 12.81 | 14 | 71.24 | 11.27 | 1.86 |
| 79 | 83 | National Bank of Umm Al-Qaiwain | U.A.E. | Dec-00 | 122.2 | 461.7 | 16.2 | 4.06 | 13.28 | 3.51 | ||
| 80 | 66 | Société Tunisienne de Banque | Tunisia | Dec-99 | 121.5 | 8.67 | 1,918.90 | -17.13 | 11.8 | 47.84 | 9.71 | 0.61 |
| 81 | 79 | Emirates Industrial Bank | U.A.E. | Dec-99 | 121.4 | 32.51 | 263.6 | 15.85 | 6.7 | 20.94 | 5.5 | 2.54 |
| 82 | 75 | Banque du Sud | Tunisia | Dec-99 | 114.4 | -2.76 | 938.8 | 5.09 | 11.3 | 12.09 | 9.85 | 1.2 |
| 83 | 89 | United Arab Bank | U.A.E. | Dec-00 | 105.2 | 19.69 | 464.6 | 12.91 | 17.8 | 18.13 | 16.87 | 3.82 |
| 84 | 100 | Bahrain Islamic Bank | Bahrain | Dec-00 | 104 | 516.8 | 9.8 | 9.43 | 1.9 | |||
| 85 | 87 | Oman Arab Bank | Oman | Dec-00 | 99.8 | 7.58 | 717.4 | 4.7 | 17.7 | 9.09 | 17.7 | 2.46 |
| 86 | 84 | Union Bancaire pour le Commerce et l’Industrie | Tunisia | Dec-99 | 94.1 | -8.01 | 742 | -7.48 | 11.2 | 11.93 | 1.51 | |
| 87 | 63 | Crédit du Maroc | Morocco | Dec-00 | 94 | -40.72 | 1,404.40 | -4.72 | 15.6 | 14.16 | 16.59 | 1.11 |
| 88 | 90 | Bank of Sharjah | U.A.E. | Dec-00 | 93.3 | 514.1 | 13.2 | 13.32 | 14.09 | 2.56 | ||
| 89 | 88 | Bank Dhofar Al-Omani Al-Fransi | Oman | Dec-00 | 91 | 1.74 | 707.9 | 4.05 | 14.4 | 1.06 | 15.78 | 2.03 |
| 90 | 91 | Amen Bank | Tunisia | Dec-99 | 89.2 | 11.46 | 1,111.20 | 1.9 | 12.5 | 90.88 | 13.98 | 1.12 |
| 91 | 93 | Qatar Islamic Bank | Qatar | Dec-00 | 86.2 | 3.33 | 1,114.80 | 1.87 | 11 | -29.21 | 12.8 | 0.99 |
| 92 | 92 | MISR Exterior Bank | Egypt | Dec-98 | 85.7 | 12.91 | 1,620.00 | 1.22 | 17.3 | -11.56 | 20.19 | 1.07 |
| 93 | 94 | Bahraini Saudi Bank | Bahrain | Dec-00 | 84 | 1.44 | 529.9 | 24.72 | 7.7 | -15.86 | 9.17 | 1.45 |
| 94 | 85 | Jordan National Bank | Jordan | Dec-99 | 80.4 | -21.63 | 1,284.80 | 13.12 | -23.6 | -496.12 | -29.4 | -1.84 |
| 95 | 95 | Al-Ahli Bank of Qatar | Qatar | Dec-99 | 78.5 | 732.6 | 14.2 | 18.03 | 1.93 | |||
| 96 | 96 | Jordan Islamic Bank for Finance and Investment | Jordan | Dec-99 | 74.2 | 3.29 | 1,035.20 | 7.05 | 2.4 | -42.17 | 3.19 | 0.23 |
| 97 | 97 | Arab Tunisian Bank | Tunisia | Dec-99 | 71.4 | -9.14 | 720.8 | 3.96 | 6.8 | 1.13 | 9.48 | 0.94 |
| 98 | 70 | Bahrain Middle East Bank | Bahrain | Dec-00 | 65.5 | -50.22 | 620.8 | -5.3 | -57 | -289.41 | -87.06 | -9.18 |
| 99 | 98 | Albaraka Islamic Investment Bank | Bahrain | Dec-00 | 59.1 | -0.38 | 219.9 | 13.78 | 1.3 | -64.86 | 2.2 | 0.59 |
| 100 | 99 | Egypt Arab African Bank | Egypt | Dec-99 | 47.4 | 323.1 | 5.8 | 12.32 | 1.81 | |||
| * Merged with Bank of Oman, Bahrain & Kuwait. | ||||||||||||