DR Congo’s best transaction bank 2026: Citi

Citi’s strength in the Democratic Republic of Congo in 2025 was driven by growth across payments, liquidity and trade, alongside digital enhancements that supported clients operating in one of Africa’s more complex transaction banking markets.

During the review period, treasury and trade solutions revenue increased by 87%, while liquidity management services revenue rose by 506%. Balances in liquidity management services grew by 40%, supported by domestic target balancing, domestic and cross-border multi-bank target balancing and FX capabilities, enabling clients to centralise US dollar and Congolese franc liquidity through a single platform.

CitiDirect [is now] available 24 hours a day for automated clearing house clearing, domestic and cross-border wires, payroll, standing orders and trade document management

Citi also supported largescale transaction flows, including for a digital financial services provider that selected the bank to host its trust account and process merchant payouts, moving liquidity that had previously been held across...

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