You don’t have to spend too much of your lunch hour trawling the polite corners of the internet – Facebook, Twitter, football supporters’ message boards – to pick up an invite from one of your virtual acquaintances to join Initiative Q.
Initiative Q claims to be the latest idea of Saar Wilf, a serial entrepreneur who launched his first payments start-up in 1997, later founded payments security company Fraud Sciences and sold it to PayPal in 2008.
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