CEE’s best digital bank for SMEs 2026: Bank of Georgia

Bank of Georgia’s digital SME proposition stands out in Central and Eastern Europe thanks to its ability to do more than moving transactions out of branches. The bank has successfully removed the administrative drag that stops small companies from opening, borrowing, selling and managing cash quickly.

The numbers show how quickly that model is becoming the default way for SMEs to bank. In 2025, 98.79% of SME banking transactions were processed through digital channels without branch involvement.

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