Installing a powerful risk-management software system is a bit like owning a horse. A horse may seem like a wonderful idea to a child, but if you try to keep one in the garage, and have to keep feeding it and mucking out its accommodation, you quickly understand that it might be better to stable the horse elsewhere. And when you realize that you are not getting a chance to ride as often as you hoped – and that the horse is getting long in the tooth – you may well conclude that you don’t really need your own horse, and that it might be a better idea simply to join a riding club where you can saddle up from time to time.
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