Best retail bank: Bank of Maldives
Bank of Maldives operates the largest banking network in the market and has the strongest retail proposition. The bank stands out for the scale and breadth of its digital infrastructure, with 99.7% of transactions now conducted digitally. The digital operating model spans onboarding, account servicing, cards, loans and payments, substantially reducing the need for branch visits and allowing customers to bank from anywhere across a geographically dispersed archipelago.
This digital-first stance complements the bank’s national inclusion role.
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