In partnership with Dukhan Bank, Boubyan Bank, NBK, Arab Bank and CIB

Digital Innovation 2025

Middle East and Africa banking series.

Euromoney’s Digital Innovation report explores how leading banks in the Middle East and North Africa are reimagining financial services for a platform-based, AI-driven future. From embedding credit and payments into third-party ecosystems to using artificial intelligence for personalised, inclusive customer journeys, this latest report in our Middle East & Africa banking series reveals how the region’s digital leaders are adapting to a more open, connected and competitive landscape. The report highlights the growing role of embedded finance in corporate and retail banking, the rise of API-first infrastructure and the shift toward human-centred design in AI deployment.

Read more to learn about the winners of the latest Euromoney’s Awards for Excellence and their best practices.