Amid a challenging operating environment, Nabil Bank positioned itself as one of Nepal’s most profitable institutions, while driving innovation, efficiency and connectivity in transaction services for their corporates and SMEs.
In 2024, Nabil reported a net profit of around NRs7 billion ($49 million), up roughly 15% on the previous year, with transaction banking becoming a strategic pillar of the bank’s growth.
Its proposition integrates cash management, payments and trade services within a single framework that enables clients to manage liquidity and working capital seamlessly across domestic and cross-border operations. Corporates benefit from real-time visibility of balances, automated reconciliation and faster payment processing through upgraded digital channels.
A defining strength is Nabil’s expanding international reach. With more than 200 correspondent banking partnerships in 14 countries, the bank facilitates remittance, trade and foreign-exchange flows for Nepalese corporates.
Nabil has developed more than 300 open APIs, allowing integration with clients’ ERP systems and third-party fintech platforms
Innovation initiatives align with the bank’s five-year roadmap, Nabil 2025, with the aim to transform the bank to make it the bank of first choice for corporates and individuals across the country.
In 2024, Nabil introduced major process innovations that transformed how clients access its services. The bank digitised end-to-end workflows for customer onboarding, loan processing and trade finance, integrating multiple systems into its core platform. Account openings and credit approvals that once required extensive paperwork are now handled through automated channels, reducing turnaround times and improving accuracy.
Nabil has developed more than 300 open APIs, allowing integration with clients’ enterprise resource planning (ERP) systems and third-party fintech platforms. This has supported new solutions such as nRemit for cross-border payments, nSmart for Swift message automation and self-service kiosks for branchless transactions.
In trade finance, new workflow tools enable faster issuance of letters of credit and streamlined document handling. By embedding automation across its operations, from robotic ATM monitoring to instant loan-offer generation, the bank has reduced turnaround times and improved accuracy in transaction processing.
