CEE’s best bank for SMEs 2017: Banca Transilvania

The small and medium-sized enterprise segment has proved a tough nut for many Romanian banks to crack. Lack of transparency and what local bankers euphemistically call “tax management” by companies can make lending challenging. High levels of NPLs in the sector after the financial crisis have also put a dampener on credit supply to the sector.

Awards for Excellence 2017

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© 2017 Euromoney

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The small and medium-sized enterprise segment has proved a tough nut for many Romanian banks to crack. Lack of transparency and what local bankers euphemistically call “tax management” by companies can make lending challenging. High levels of NPLs in the sector after the financial crisis have also put a dampener on credit supply to the sector.

For those that can navigate the segment, however, the rewards can be substantial – as Banca Transilvania, the winner of this year’s best bank for SMEs award, has demonstrated over the past 10 years.

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