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Also in this section: Cheques SEPA and PSD Mass payments and collections Payment cards Mobile phones/Cellphones Online micropayments Future of payment systems |
The SEPA Credit Transfer system, which was a launched on 28 January 2008, is used for fewer than 5% of all credit transfers in SEPA. In addition, for most companies, there has been little if any improvement in the pricing of payment card services in SEPA, which is a mess as the European Central Bank (ECB) keeps changing the rules. The ECB is failing to understand that payment cards are ubiquitous and continues to encourage banks to develop a Europe-only debit card.
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