Europe pessimists often say that the US innovates, while Europe regulates. But in retail digital banking, the opposite has sometimes been closer to the truth.
EU regulation – often so maligned – has at times been an encouragement to financial sector disruption, even if national rules have proven otherwise. The continent has been a leader in open banking, and passporting rules have spurred neobanks of regional and even global relevance.
Access intelligence that drives action
To unlock this research, enter your email to log in or enquire about access