As we all know, while execution in FX is generally excellent, for many of us the cost of dealing FX for physical delivery is exorbitant. In fact, many of the spreads quoted make even those in gold look reasonable. It has long baffled me that small punters can trade equities at the same price as institutions, but when it comes to buying physical FX, they have to hand over their arms and legs, even liver and kidneys too.
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