The CEO agendas: The future of banking

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As Euromoney turns 50, we review the agendas of the some of the top CEOs in banking.


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Brian Moynihan, Bank of America
Making the most of being American
      


What came with interstate banking in the US was expansion and consolidation within the industry. That kind of cross-border expansion and consolidation is not taking place in Europe 

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Carlos Torres Vila, executive chair of BBVA
Digital banking blurs boundaries
    


If you look at who’s successful in the digital world, in any industry, it is companies that are global 

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Jean-Laurent Bonnafé, BNP Paribas
The relevance of history
    


You should have a scientific approach in banking, but it should also be linked to the way human beings feel 

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Gonzalo Gortázar, CaixaBank
Banks must continuously adapt 
    


If we fall asleep for an instant, we may wake up to find ourselves out of the game 

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Mike Corbat, Citi
People rise to the top of the agenda
   


Our employees want to see us reinforcing what our company stands for and believes in 

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Philippe Brassac, Crédit Agricole
Usefulness as necessity 
     


Look at the tennis ball, not the scoreboard 

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Tidjane Thiam, Credit Suisse
If you missed the US train, catch the one in China 
     


There is still extraordinary potential in China, where we see the opportunity for a $26 trillion onshore wealth management market that we need to take our share of 

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Ralph Hamers, ING
Banking is a secondary need 
     


This is the ultimate issue that banks have. We don’t fulfil a primary need. The primary need is housing. The primary need is eating. The primary need is clothing 

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António Horta-Osório, Lloyds Banking Group
Efficient banks will win the digital race 
     


Some of my peers are saying that these massive digital investments are one-offs and they will go down. I disagree 

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James Gorman, Morgan Stanley
Master of reinvention 
      


You’d better run your firm at least as well, if not better than, the leaders of the best multinational corporations in other sectors 

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Casper von Koskull, Nordea
AML needs a European solution 
      


Anti-money laundering is not a national issue 

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Ana Botín, executive chair of Santander
Regulate big tech or deregulate banks 
     


If you really want to do open banking, you need open data 

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Frédéric Oudéa, Société Générale
Europe can build a more integrated system 
     


A roadmap can allow players to anticipate closer European financial-sector integration 

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Sergio Ermotti, UBS
The scourge of short termism 
      


It’s very difficult to have one eye on the short term and one eye on the long term 

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Jean Pierre Mustier, UniCredit
Lead by example 
     


You either sell a dream, or you say what you think and do what you say