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Two years ago, Raiffeisen looked in good shape for a bank with most of its operations in central and eastern Europe. Under the charismatic leadership of Herbert Stepic, the man who transformed the bank from an Austrian also-ran into a regional giant with operations in 15 ex-communist countries, it had weathered the financial and eurozone crises without loss, was posting healthy profits and paying handsome dividends, and had just doubled its exposure to CEE’s most promising market, Poland, by the acquisition of Polbank EFG.
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