As European banks fight back against neobanks such as N26, Wise, Starling, Monzo and Revolut that are taking more of the incumbents’ market share and competing across every service area, it is the Spanish banks who look best placed to match them.
BBVA is renowned for its early digital transformation under former chairman Francisco González, who began his career as a programmer at IBM. When he stepped down, the bank promoted its head of digital banking, Carlos Torres Vila, first to chief executive and now chairman.
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