Middle East’s best bank for homeowners 2025: Mashreq

In a region where paper-heavy processes and fragmented ecosystems have long defined mortgage journeys, Mashreq has delivered a breakthrough. With the launch and rapid scaling of its digital mortgage platform, Mashreq has redefined property financing in the UAE. 

At the heart of this achievement is a genuine industry first: the UAE’s first fully digital mortgage platform offering instant, human-free approvals in principle. By integrating with the Al Etihad Credit Bureau and the UAE Funds Transfer System (UAEFTS), Mashreq has created a system that automatically fetches real-time credit bureau reports and bank statement data to conduct accurate and fully digital credit and income checks.

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