Best bank 2025: Santander
Santander is Chile’s best bank thanks to its financial performance, digital innovation, and commitment to customer-centric banking. With a strong ROAE of 20.2% and net income of Ch$858 billion ($0.9 billion) in 2024, the bank demonstrated robust profitability and operational excellence.
Santander’s digital transformation has been pivotal to its success over the review period. The launch of the Gravity platform – Santander Group’s proprietary cloud-native core banking system – positions the bank as a global pioneer in digital banking.
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