Do you expect there to be further consolidation in the world banking industry? Will there be large scale cross-border – as well as domestic – bank mergers?
Williamson: I have no doubt that there will be increasing consolidation over the coming years. We have already seen the start of this process in the developed world. Now, one of the effects of turbulence in Asia will be that commercial realities, and government pressure, will encourage consolidation of smaller banks there.
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