Best retail banking technology innovation:
CaixaBank
It is hard to find a bank more innovative than CaixaBank. Which other bank has an application for Google Glass or for a smart watch, or has a Facebook app that allows users to view their bank accounts on the social network? That may sound gimmicky for now, but at one time so did having apps for banking. But CaixaBank now has more than 70 apps available, with 3 million downloads a year.
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