Dustin Zacks, attorney at Ice Legal, says that as his firm has started delving into cases where foreclosures have been inappropriate, it has become clear that confusion over rightful ownership of the mortgage dates to the moment of securitization. “There are so many documents that have to be completed and checked and passed on, and in tracing back the owners of the mortgages through the chain we are hitting a brick wall around the time the mortgages were securitized.
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