In an era where precision, agility and client impact define leadership in transaction banking, Intellect Design Arena has established itself as the global benchmark for cash management software. Its flagship platform, Corporate Treasury eXchange (CTX), enables banks to turn cash visibility into business intelligence – and business intelligence into revenue.
Today, CTX powers more than 50 banks across 60 countries, including several of the world’s top-20 institutions. During the past year, Intellect has signed more than 10 leading clients in Europe, the UK, Canada, the US, the Middle East, Africa and Asia, driving a 30% growth in revenue.
“Our role is to enable banks to help their clients make, manage and move money,” says Joshua Cohen, global head, CTX product management. “We provide the software, and our banking partners tailor it to their own geographies, client segments and sectors, creating the most relevant solutions for their markets.”
Industry-tailored products
CTX has become the definitive platform for managing the global cash lifecycle, giving treasurers real-time control over accounts, balances and transactions across currencies and geographies. Its core components include corporate demand deposit accounts (DDA), global deposit manager, cash flow forecasting, receivables and collections, and balance and transaction reporting.
During the past two years, Intellect has expanded CTX well beyond traditional reporting tools. The platform now integrates intelligent forecasting engines that predict positions to intraday accuracy, dynamic balance-qualification models that identify and reward operational deposits, and contextual pricing tools that optimise spreads across the deposit base.
Our role is to enable banks to help their clients make, manage and move money
Joshua Cohen
The 2025 release introduced preconfigured solutions for specific industries such as manufacturing, logistics, healthcare, energy and retail, each designed around real-world treasury patterns. These come with built-in dashboards, workflows and data models, allowing banks to deliver sector-specific propositions to corporates in weeks rather than months. For treasurers, this means faster onboarding and insight; for banks, faster commercialisation and revenue conversion.
“We think in terms of use cases within sectors,” says Cohen. “Helping a MNC with global manufacturing facilities manage scattered cash reserves through notional pooling or supporting the largest e-commerce organisations with receivables reconciliation and in-house banking, we succeed when banks adapt our products to deliver the most effective solutions for their clients.”
Cash management as a growth engine
The results speak for themselves. Across its client base, Intellect reports deposit growth of 15% to 25% within the first year of CTX deployments. Banks using CTX are driven by sharper analytics, automated cash sweeps and personalised deposit pricing models.
Behind those outcomes lies tangible business impact: CTX now processes trillions of dollars in automated cash movements annually and supports nearly a quarter of all G7-currency liquidity sweeps for multinational corporations (MNCs) worldwide.
The platform’s composable design has enabled major institutions to modernise rapidly, but the real achievement lies in the numbers that matter to their balance sheets – stronger deposit bases, improved liquidity yields and demonstrably higher profitability from core cash clients.
With CTX, Intellect has transformed cash management from a back-office process into a strategic engine of growth. Its combination of sector-specific solutions, intelligent automation and measurable business impact sets a new standard for how banks manage, analyse and monetise corporate cash.
