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Liquid Real Estate Awards

Liquid Real Estate Awards

2008 results released

January 2000

Kazakhstan - A rare success from the CIS


It may have more illustrious neighbours, but giant, oil-rich Kazakhstan is largely self-sufficient in food, has a functioning domestic capital market and modern pension system and is run on democratic lines. It also has access to the international capital markets and has just repaid a maturing Eurobond. Ted Kim reports




   

Nursultan Nazarbayev

Despite the continuing struggle over Russian debt negotiations and the flood of litigation about to hit the New York courts following Ecuador's Brady bond default, in September last year Kazakhstan managed to become the first CIS issuer and one of relatively few emerging market sovereigns to tap the international debt markets since the August 1998 crisis. The $200 million dollar-denominated sovereign Eurobond was received - so well that it was later increased.

"All the bankers I spoke to, both here and abroad, feel that the success of this issue was important for everyone involved in emerging markets," says Madina Dushimova, director of international sales at Kazkommerts Securities in Almaty. "It has indicated resumed investor interest in Kazakhstan and has opened the door for other Kazakh issues."

The $200 million five-year issue carried a steep 13.625% coupon and, at offer, was initially priced at a spread to US treasuries of 825 basis points. The was at the higher end of previous market estimates of 775bp to 825bp, but such a price was necessary to attract investors still wary about the region. "It was a difficult market and a highly negotiated transaction," says an official at Deutsche Bank, which lead-managed the bond offering with ABN Amro.

"With this issue Kazakhstan has successfully differentiated itself from most of its neighbours in a marketplace characterized by a lack of depth and a susceptibility to event risk news," says Reid Payne, global head of emerging market syndicate at ABN Amro in London. However, this differentiation was achieved at a price. Just three years ago the sovereign paid just 325bp over treasuries for three-year money. Arguably the pricing was too generous: the two increases were done at much tighter levels and the bond has traded as low as 600bp over.

That said, the sovereign Eurobond has now paved the way for other potential Kazakh issuers who had been forced to wait on the sidelines since last summer when the first launch was postponed. In the spring, Halyk Savings Bank conducted a roadshow for a $100 million to $200 million debut Eurobond with Lehman Brothers as the lead-manager. So far, the only private Eurobond from Kazakhstan has been the three-year $100 million instrument issued by Kazkommertsbank, the largest bank in the country, in May 1998. KKB is also expected to come to market with a new instrument later this year.

Hard-won success

The success of Kazakhstan's Eurobond could not be taken for granted. The country is only now emerging from its worst recession since the early days of independence as its ratings of BB- from Fitch IBCA, B+ from Standard & Poor's and B1 from Moody's shows. At the end of 1998 the budget deficit was $800 million - four times the 1997 deficit, while GDP declined in real terms by 2.5 percentage points.

Given the macroeconomic environment, the success of the Eurobond was particularly satisfying for the government's financial planners. "There has undoubtedly been criticism about how much interest we had to pay. But, in the end, I felt it was absolutely essential to issue the bond," says Grigory Marchenko, the recently appointed chairman of the National Bank of Kazakhstan and former president of DB Securities, a subsidiary of Deutsche Bank, in Almaty.

The $300 million could have been raised more cheaply in the domestic market as the Eurobond's opening spread of 825bp was even higher than yields on T-bills denominated in Kazakh tenge. However, "the government wanted to be 200% certain of having more than enough funds to comfortably pay off the $200 million Eurobond due December," says Marchenko. "More important, the new issue was an opportunity to show that while Russia is defaulting, we are paying back in full our old debt and successfully issuing new debt."

On the rebound

The need to show the world that Kazakhstan is in recovery is essential for the government given how hard the economy was hit. In 1999 revenues were hit by three factors. First, Russia, its number one export market, collapsed. This cut export revenues and, because of the link investors still make between Russia and Kazakhstan, both financial flows and foreign direct investment into the country were also hit.

Second, world oil and commodity prices spent most of the year at a 10-year low. Kazakhstan's number one industry is oil, closely followed by ferrous and non-ferrous metals. Finally, the privatization of state assets, such as Aktobemunai Gas and Mangistavmunai Gas, expected to plug large holes in the budget, has stalled. Although the privatizations are now scheduled for the first half of this year, continued government procrastination and lacklustre investor sentiment mean these revenues may not be realized then either.

The slow climb out of recession began late last year with a strong performance by the agricultural sector and rising oil export volumes. With agricultural goods Kazakhstan is able to tap the few dollars that the Russian government has available for imports which it spends largely on wheat and sugar beet, Kazakhstan's number one and two crops.

More important, oil prices have hit a 10-year high and the Caspian Pipeline Consortium (CPC) is creating more oil transit routes. The next CPC pipeline project is due for completion in mid 2001, increasing oil export capacity by roughly 250% per annum.

Kazakhstan's biggest potential windfall though is the Kashagan oil field. Located in the Caspian Sea in the same area as the giant Tengiz field, Kashagan could be one of the world's top five oil reserves. Should the preliminary geological findings due in March confirm this, then the description of Kazakhstan as another Kuwait will look a great deal more realistic.

Confidence returning

The Economist Intelligence Unit forecasts GDP growth of 2% in 2000, double the government's forecast of 1%. In 2001, with the opening of the new CPC export pipeline, oil revenues will give a further boost to growth, bringing it to around 4%.

With the increased cash flow from both oil revenues and agricultural imports, investor sentiment improved sufficiently to allow the finance ministry to restart tenge-denominated T-bill auctions recently. These auctions, were postponed last April after devaluation. Domestic public confidence in the government's finances was further strengthened in November when the central bank eliminated the 50% export revenue surrender requirement. Under this old regulation, Kazakh exporters were obliged to sell half of their export revenues back to the central bank and receive tenge in return as a means of strengthening the currency.

The next quarter should bring about an even greater improvement in investor sentiment towards Kazakhstan. For one, it is expected that the agreement for a new package of IMF support will be finalized.

A key priority for the new prime minister, Tokayev Kasymzhomart Kemelevich, is to negotiate a renewal of the agreement with the IMF and thus unlock around $150 million in IMF financing for 1999 that should have been released months ago.

When this deal is signed, it will be seen as a definite endorsement, in the eyes of the government, of Kazakhstan's steps towards recovery.

"With Russia, a nuclear power, and Ukraine, a huge country on the edge of Europe, the IMF has a very favourable disposition. But, as far as the IMF is concerned, we are not as important", Marchenko complains. "It is obvious that they have always played hard ball with us all along".

Despite these encouraging signs, the economy is still far from fully recovered. "It is still too early to talk about a miracle turnround. The external factors, such as oil prices and the sentiment on emerging markets, have improved substantially." explains Aidan Karibjanov, managing director of Kazkommertsbank. "But, the fundamentals have stayed the same. Industrial output is moribund, there is today still a bottleneck with oil transit, and the country still suffers from severe social problems."

The long-term outlook for financial investors is still far clear. "Increased oil prices and the improved harvest will certainly help the country's repayment ability," adds Anis Saraj, London based economist at Fitch-IBCA who returned last month from Almaty. "But, there is still a lot of ground to cover before we can think about a rating upgrade."




Halyk preaches e-liberation

The popular conception of CIS banks is that they are predominantly fly-by-night institutions that survive primarily on the back of government connections needed to win huge government accounts. This view may be dealt a blow by a formerly state-owned retail savings bank in Almaty.

Fresh from a five-week course at the Columbia University Senior Executive Program in New York City (CSEP), the chairman of Halyk Savings Bank of Kazakhstan, Karim K Massimov, has become one of Kazakhstan's greatest evangelists for the religion of globalization and e-commerce. With Kazakhstan having an average monthly wage of roughly $80, one of the world's lowest internet penetration rates, and appalling telephone lines, it is easy to dismiss Massimov as some kind of eccentric. He thinks otherwise.

Massimov has taken on board a view of the world centred on the internet, boosted by such developments as WAP (wireless application protocol), which will enable seamless, effortless links between mobile telephones and the world wide web. Massimov is now aggressively investing in internet technology, through a new partnership with the Silicon Valley HQ of Hewlett-Packard.

Eventually, Massimov believes, Halyk can expand beyond the credit rating cramped confines of Kazakhstan and offer a financial hypermarket of products - from savings accounts and pension planning to securities trading and mutual funds - to any client on earth in possession of a mobile telephone and a PC. With growing revenues from Halyk's domestic operations, and the planned opening of subsidiaries in Moscow, Singapore and New York, Masssimov thinks that within five years, Halyk, one of the largest banks in Kazakhstan, will generate more business from outside the country than from inside. The New York subsidiary will be an independently licensed and registered investment company in its own right, thus allaying the fears of any potential client about dealing with a bank from a country he may have never heard of. WAP technology will mean that the dismal telecommunications networks in the developing world will be of no consequence for customers wishing to open accounts and do business with Halyk.

"Presently we have zero revenues coming from outside Kazakhstan, so this is an excellent point from which to start," Massimov explains. "Our strategy is to globalize. We must globalize and compete for clients no matter where in the world they may be. Eventually, Kazakhstan will be a small market for us."

This global strategy would certainly be dismissed by management experts on Wall Street, who look at brand-name awareness, market share, and a multibillion dollar capital base as necessary prerequisites to compete in the international financial sector. But Massimov, who is looking into distributing Halyk's upcoming Eurobond via his web site later this year, knows that great innovators, especially in e-commerce, must think in terms that yesterday's smile-and-dial dinosaurs of Wall Street would utterly laugh at. Using one of the management-speak phrases he has suffered at Columbia, he adds: "We must be a rule breaker and a rule maker - not a rule taker."




Amiable autocrat keeps the lid on President Nazarbayev's regime in Kazakhstan successfully mixes democratic and autocratic elements. The result is political stability, ethnic tolerance and a transparent and attractive environment for foreign investment and business

Kazakh president Nursultan Nazarbayev looks the stereotypical Central Asian strong man. He has a weak opposition; his election successes are disputed and his relatives and close friends hold key governmental positions.

Last October's elections brought in a new parliament, a new government, and a new prime minister, Tokayev Kasymzhomart Kemelevich. But Nazarbayev's grip on power was even further consolidated and, since the legislature is a relatively unimportant part of the government structure, Nazarbayev will have little difficulty in containing the few opposition deputies who have been elected.

The 59-year old Nazarbayev, a keen skier, seems to be in excellent health and rather than delegating tends to take personal control of major political, economic and commercial issues. His tight control has been welcomed by many as a safeguard against any Afghanistan-style conflict among the multitude of ethnic groups in Kazakhstan. At present, the majority Muslim population live peacefully alongside Orthodox Christians, and both communities look with horror at the chaos and violence in other Islamic countries, brought on, many Kazakhs believe, by weak leadership.

Given the potential for separatism and civil unrest in Central Asia, Nazarbayev has emerged as something of a pacifist. In a thinly veiled sideswipe at nationalism, in particular Uzbekistan's desire to dominate its neighbours rather than trying to cooperate with them, Nazarbayev criticized "a national supremacy disease" as a key regional problem, along with terrorism.

A metallurgical engineer by education, Nazarbayev became involved in politics in 1973 when he became secretary of the communist party committee at the Karagandy Integrated Iron-and-Steel Works. Like almost all leaders of former Soviet Republics, Nazarbayev then fought his way up the slippery ladder of regional government. This was no easy feat given central government's tendency to put its own hand-picked ethnic Russians at the helm of the republics - particularly ones as ethnically diverse and resource-rich as Kazakhstan. He first made it into the corridors of power in 1984, when he was appointed chairman of the council of ministers of the Kazakh Soviet Socialist Republic. In 1989, he became first secretary of the central committee of the Communist Party of Kazakhstan and later also became chairman of the supreme council of the Kazakh SSR.

On December 1 1991, during the final weeks of the collapse of the USSR, Nazarbayev was elected unopposed as president of Kazakhstan, gaining 98.7% of all votes cast. Two years later, he dissolved the main legislative body and called for new parliamentary elections, which were held in March 1994. These were the first in a series of disputed elections severely criticized by international observers. Nazarbayev's own party won overwhelmingly with 154 of 177 seats.

A year later, the constitutional court invalidated the results of the 1994 elections prompting a major power struggle. But, in the end, Nazarbayev won a referendum extending his term until at least 2000 and later won a further referendum that approved a new constitution giving the presidency more power.

More parliamentary elections were held in 1995, again easily won by Nazarbayev's supporters, with the usual accusations of corruption.

In the latest presidential elections last January, Nazarbayev, as expected, won again and is set to stay in office at least until 2006. This election was also severely criticized by international observers, including the European Union and the Organization for Security and Cooperation in Europe (OSCE). Among abuses cited was the exclusion of the candidacy of Akeshan Kazhegeldin, the former reformist prime minister sacked in October 1997. Kazhegeldin was the only candidate who could have scored more than a token share of the vote but was not allowed to run. Kept out of the country, Kazhegeldin is now even unable to sit on the sidelines and rally what little there is of fragmented opposition politicians.

The conduct of the presidential elections led the IMF, many analysts believe, to delay agreement on any new support measures. "In terms of the economy, the biggest problem for the elections was the attitude of the IMF afterwards," says Aidan Karibjanov, managing director of Kazkommertsbank. "Although with the IMF, you never really know if their actions are economically or politically motivated."

The best of the rest

Nazarbayev, who gained 82% of last January's vote, probably would have won a fair election and probably by a landslide. He should be classified as a democratic leader and certainly by the standards of near-by Uzbekistan, Azerbaijan, Tajikistan or Turkmenistan, Kazakhstan is liberal democracy.

There is a free private-sector media that, although highly deferential to Nazarbayev, is technically independent. Unlike in neighbouring Uzbekistan - where investors leave any material critical of the government on the plane, even banks' assessments of the economy - ordinary citizens are able to criticize the president or any of his policies openly. The merits of the government's devaluation of the tenge last April and the continuing suffering this has caused, has, for instance, been the target of much open public debate.

"There is definitely democracy in this country," explains Arman G Dunaev, head of the international programme department at Bank TuranAlem. "Anyone can vote for opposition candidates and criticize the government. But, there is of course a balance to be struck between increasing the level of democracy one on hand and, at the same time, ensuring political stability."

Foreigners seem to like the mixture of democratic and autocratic elements, as they have done in Indonesia, Malaysia, Singapore and elsewhere. "Nazarbayev's government and the economic direction he is heading is good for the rating," observes Anis Saraj, a London based economist at international credit rating agency Fitch-IBCA. "This is similar to Suharto's early years when foreign investors generally benefited from Indonesia's rapid economic transition. But, there has to be a question about what will happen after he leaves."

As far as a successor is concerned, constitutional reform is expected within the next five years that will strengthen parliament and ensure a smooth transition to a new ruler. Nazarbayev himself, it is widely predicted, will chose to step down rather than run again and risk the legacy as an artificial democrat who stubbornly refuses to step down from office. "He is definitely not going to run again in 2007. This would risk him turning into another Suharto and, eventually when he did leave, would mean that his children would be hounded for the rest of their lives," says a senior banker in Almaty close to Nazarbayev.

"He wants to go down in history not as a Suharto figure, but rather, as the George Washington of Kazakhstan."

Foreign direct investment and foreigners themselves continue to flow into Kazakhstan. Expatriates are able to enjoy all standard civil liberties. The environment for foreign business in Kazakhstan is one of the most stable and attractive in the CIS. Unlike in many other CIS regions, there is hardly a machine gun in sight among banks, security guards and police on the streets.

Nazarbayev also boasts strident pro-western credentials. His youngest daughter and son-in law are both studying in universities in the US and, unlike most other CIS politicians, he refrained from criticism of Nato during the Kosovo campaign. These credentials are well regarded in Washington, where he has been invited to make an official state visit this year.

Whether or not Nazarbayev is at heart a real democrat or a strongman in democratic clothing, is of little concern to most Kazakhs. Businessmen are content that there is economic and political stability in a potentially volatile region, and most ordinary citizens respect him and seem to be indifferent to criticism by foreign multilaterals of his over-concentration of power.

"The fact that there has been open criticism about the electoral process and the level of democracy in the country is actually a very positive sign. It means that we can learn from these criticisms and try to improve our democracy even further," adds Karim K Massimov, chairman of Halyk Savings Bank. "Kazakhstan will benefit from not only a developing economy but also a developing democracy".




Oil growth waits on bottleneck politics

When salesmen at Deutsche Bank and ABN Amro were ordered to hit their phones and start pushing $200 million in Kazakh sovereign Eurobonds, they needed only to mention oil. For investors, every cent rise in world oil prices means Kazakhstan's ability to repay its debt is enhanced. The extraction and production of hydrocarbons is the biggest industry, employing 1.33 million in a population of 15 million. Even during much of 1998 when the oil price collapsed, oil accounted for 44.3% of export value and 38.5% of GDP.

There is, however, a bottleneck to oil-based growth. Because Kazakhstan is landlocked and has industries that were developed to serve Russia, nearly all oil exports depend on constrained, dilapidated Russian pipelines. The routing of any new pipeline is one of the most hotly debated political issues in the CIS. The Caspian Pipeline Consortium (CPC) was established in July 1992 to develop a 1,500km export pipeline from Kazakhstan's Tengiz oil field to the Russian seaport of Novorossiisk on the Black Sea. In 1996, several global oil companies joined CPC and agreed to provide all the new capital for the project in exchange for 50% ownership. CPC ownership is: Russia (24%), Kazakhstan (19%), Oman (7%), Chevron Overseas Petroleum (11.5%), Russia's Lukoil (12.5%), Russia's Rostneft (7.5%), Mobil (7.5%), and three other shareholders.

As things stand the proposed route of CPC makes Kazakhstan dependent on Russia. As far as Russia is concerned, any non-Russian route is a bad route whose development must be quashed. One such non-Russian route involves energy-hungry China. In September 1997, Kazakhstan and state-owned China National Petroleum Company entered into an agreement for the construction by 2005 of a 2,800km pipeline connecting oil fields in western Kazakhstan to China. This agreement will be eventually be worth $9.5 billion. With China expecting to double its oil import needs within the next few years, the completion of this project would allow Kazakhstan to diversify its customer base from Russia and even the West and start relying partly on sales to Asian buyers. Another route has been developed through Iran in the form of an oil swap deal. In 1997, Kazakhstan entered into a 10-year agreement with Iran for the right to swap 15 million tonnes of oil by shipping it for refining and distribution in northern Iran. Iran, would sell equivalent amounts of Iranian oil to customers of Kazakhstan taking delivery on the Persian Gulf.

The biggest move so far for Kazakhstan away from dependence on Russia came last November at a regional summit in Istanbul. US president Bill Clinton finally realized one of his administration's great foreign policy goals for the CIS: the agreement to begin construction of a pipeline for Caspian oil that will be independent of Iran and Russia. With US guidance and financial support, the leaders of Azerbaijan, Georgia, Kazakhstan and Turkey signed a treaty committing them to seeking financing for the 1,730km pipeline. The $2.4-billion line is to originate in the offshore oil fields near the Azeri capital of Baku, be accessible to the Kazakh Tengiz field, cross Azerbaijan, Georgia and Turkey and then end at Turkey's Mediterranean port of Ceyhan. For the US administration, the key argument has been that the west needs alternative sources to Persian Gulf oil. A more important but less publicized reason was for the US to try to diminish Russia's old regional dominance. The Clinton administration has so far pledged $500 million for the project in the form of loan guarantees from the Overseas Private Investment Corporation and the Export-Import Bank. But, how Russia would react to a pipeline that deprives it of precious hard-currency income, prestige, and geopolitical influence remains to be seen.







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