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The US treasury market reaches breaking point

The US treasury market reaches breaking point

The structural issue that could cause the world's market of last resort to grind to a halt

Bank deleveraging has barely started

Bank deleveraging has barely started

Banks lending money to governments to help fund bank bailouts looks horribly circular

November 2002

FX Connect targets corporates


Foreign exchange




FX Connect is working with technology provider SunGard to break into corporate forex. This will increase competition among the three existing multibank forex portals, posing a threat to Currenex and FXall.

FX Connect, owned by State Street, says it recognized some time ago the need to move into corporate forex. "It's a bit of a departure for us, but we always believed we would have to find a way into the corporate market," says Steve Smit, managing director of Global Link, State Street's cross-product platform, of which FX Connect is a part. "If you look at the [foreign exchange] market, there are tens of thousands of corporations that play a significant role."

Until now FX Connect has focused on serving institutional investors. By making its portal available on SunGard's treasury management system it has access to a potential 1,400 new corporate clients, more than 500 of which are in the Fortune 1000. This could increase FX Connect's transaction volume and online market share significantly.

SunGard says it chose FX Connect over the other portals for several reasons - not least the volume of forex flow it is transacting. Executed trades regularly reach $10 billion a day (counting only one side of the trade and one leg of swap deals). But only 10% of FX Connect's transaction flow, about $1 billion a day, stems from quotes requested in competition, which is typically the purpose of multibank portals. If SunGard clients follow this pattern and use FX Connect to access various banks' prices on a singular, not multibank, basis, the deal between FX Connect and SunGard will pose little direct threat to the flows on Currenex and FXall.

"Our clients have different needs that require both single and multibank portals," says Graham Taylor, executive manager of Sungard's eTreasury Exchange (eTX). "But what they are really interested in is access to prices from their banks. They're not so worried about the delivery channel. FX Connect provides access to [a number of] the world's top global FX banks from the single-bank perspective, which clients can also access in aggregate if they choose."

State Street is confident that FX Connect can compete equally for forex market share among corporates, but to do that on the multibank front will require auto pricing. State Street is building an API (application programming interface) so that banks can connect their auto-pricing engines, but at present no bank can quote automatically on FX Connect. Smit says: "We expect to see a significant increase in transaction volumes given the size and nature of SunGard's installation base, and we expect to see an increase in competitive pricing on the platform, which is well embedded in the corporate treasurer's psyche."

From Currenex and FXall's point of view, FX Connect's deal with SunGard is but one connection between a portal and a vendor of treasury management systems. FXall, which recently had a record day for volume with $5 billion and which regularly sees more than $4 billion a day, says it has 35 such agreements in place. Currenex has not released volume figures, though it also says it has full integration with a dozen TMS vendors. And while SunGard says it has never written software to connect its treasury system to FXall, some large corporate clients of SunGard have written software themselves, which means that FXall has already tapped into some of SunGard's corporate clients.

Any effects that FX Connect's deal with SunGard might have on e-forex - many still believe that only two portals can survive - are unlikely to show before the second quarter of next year. The link between SunGard and FX Connect is currently only available on SunGard's eTX network.






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